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Why health care is important
Why health care is important
Health care importance
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Dr. Molly Cooke once said, "Like auto insurance, health insurance is a service you pay for but hope you will never need. It's there for the unpredictable, unexpected and fundamentally uncontrollable problems that come up in people's lives." Everyone in America needs health insurance to ensure they can get the best medical there is without having to be responsible to pay their entire hospital bill. To ensure that every American has access to affordable health care, Barack Obama signed a law called the Affordable Care Act, also known as Obama Care, on March 23, 2010 (Obamacarefacts.com). Obama Care was put into place to increase the quality, affordability, and availability of health care (Obamacarefacts.com). Your health insurance will not be taken away if you lose your job or get hired somewhere else. Before Obama Care, you could be denied from health insurance companies due to previous health conditions or because you were a female (Obamacarefacts.com). Millions of people do not have health insurance, but as of January 1, 2014, everyone is required to have health insurance (Kaiser Permanente). Those who do not purchase health insurance will receive a tax penalty issued by the government. (Medicaid) If mandatory health insurance is still too expensive for certain individuals, the government will help them financially (ProCon). This is where the controversy comes in. Many people, mostly Republicans, don’t feel that they need to pay for other peoples‘ health insurance. On the other hand, most Democrats state that everyone should have the right to get affordable health care no matter what (Obamacarefacts.com) The real question is... Do the benefits outweigh the costs of Obama Care?
People are losing more money because...
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... surgery done. If they have no coverage, most likely they will not be able to afford any procedures or stays in the hospital. So who is left with the bill? Providers are becoming worried because as a doctor you may not know if someone has active insurance or not (Fox News). Doctors will proceed to help their patients. If more and more people don't have coverage, doctors and hospitals will be going into more and more debt because they will have to cover the cost.
Works Cited
"Why Do You Need Health Insurance." US News. U.S.News & World Report, n.d. Web. 23 Apr. 2014.
"What Is ObamaCare / What Is Obama Care?" What Is ObamaCare / What Is Health Care Reform? N.p., n.d. Web. 20 Apr. 2014.
"Obamacare | Obama Care | Health Care." Obamacare | Obama Care | Health Care. N.p., n.d. Web. 23 Apr. 2014.
"Health Care Reform." Kaiser Permanente. N.p., n.d. Web. 23 Apr. 2014.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
South Carolina Medical Association. (2012, August 8). Medicaid Expansion: What is best for South Carolina? Retrieved May 16, 2014, from South Carolina Medical Association: https://www.scmedical.org/newsroom/article/medicaid-expansion-what-is-best-for-south-carolina
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
Nordqvist, C. (2013, November 20). What is Weight Watchers? What are the benefits of Weight Watchers? ADDENDUM TABLE 2 TO WEIGHT WATCHERS DIET. Retrieved from Medical News Today: http://www.medicalnewstoday.com
Top 10 issues for health plans in 2011. (2011, April 5) Healthcare IT News. Retrieved January 13, 2011 from http://www.healthcareitnews.com/print/24881
4. Tozzi, John. "Most Obama Care Enrollees Lack of Prior Health Insurance."Bloomberg Business Week 1 Oct. 2013: 1-3. Web.
“What Is a Concussion?” What Is a Concussion? | Brain Injury Research Institute, www.protectthebrain.org/Brain-Injury-Research/What-is-a-Concussion-.aspx. Accessed 30 Jan. 2018.
"CNN Poll: Americans Don’t like Health Care Bill – CNN Political Ticker - CNN.com Blogs." CNN Political Ticker - CNN.com Blogs. Web. 20 Mar. 2011. .
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Because of this “approximately twenty to forty-five thousand people die in the United States each year due to a lack of health insurance.” (Obamacare) Not only that but “about fifty-three million Americans have admitted, with or without insurance, they cannot afford to see a doctor.” (LUHBY)
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
"Adenosine - What Is Adenosine?" Adenosine - What Is Adenosine? N.p., n.d. Web. 09 Mar. 2014.
We are the wealthiest country yet we don’t have free universal health coverage. The insurance companies are attempting to manage cost through price controls and we’re still having to pay out of pocket for a lot of the expenses. Personally I think that The Obama Care (and the Affordable Care Act) will have little to no effect on me until maybe later in life because the insurance I have works great for me. I do have to meet my deductible every year, and it depends on which doctor I go to if I have a copay or
Currency Fluctuation, What is Currency Fluctuation, 2014. Available at: http://www.wisegeek.org/what-are-currency-fluctuations.htm Retrieved at 6th April 2014