SUGGESTIONS
Financial goals differ, based on Investors age, lifestyle, financial independence,
family commitment and level of Income and expenses among several other
factors. Therefore, it is necessary for Mutual Funds Companies to evaluate the
consumer’s need. They should begin by defining their investment objectives
and requirements which could be regular income, buying a home or finance a
wedding or education of children or a mixture of all these needs, the huge risk,
they are eager to take and their cash flow requirements. Some suggestions are-
1- The company should provide the details of different polices of mutual
funds to the investors.
2- To invest our money we have to select large cap mutual funds because its
has less risk.
…show more content…
a) Equity
b) Debt
Q 4:- Do you know about Corpus in mutual fund?
a) Yes
b) No
Q 5:-Which type of scheme do you prefer to invest?
a) Close ended
b) Open ended
Q 6:-Are you aware about mid cap and small cap mutual fund ?
(i) Yes
(ii) No
(iii) Something known
Q 7:- What % rate of return are expected from small cap mutual fund ?
(i) 5 %
(ii) 5-10 %
(iii) 10-15 %
(iv) 15-20 %
(v) More than 20%
Q8:-What % return are expected from Mid cap mutual fund ?
(i) 5-10%
(ii) 10-15%
(iii) 15-20%
(iv) More than 20%
Q9:-Growth rate of small cap is high in comparison of Mid cap mutual when
risk factor is also differ what fund you preferred ?
(i) Mid cap fund
(ii) Small cap fund
Q10:-According to risk factor what type of mutual fund you preferred ?
(i) Mid cap mutual fund
(ii) Small cap mutual fund
Q11:-what was your past experience with investment in mutual fund ?
(i) Good
(ii) Bad
(iii) Avg
Q12:- What type of benefits you see . If you invest in mutual fund ?
(i) Scheme choices
(ii) Flexibility
(iii) Transparancy
(iv) Simplicity
(v) Tax adavantages
Q13:- Do you know about ELSS?
(i) Yes
(ii) No
Q14:- Do you track corpus before investing in mutual fund?
(i) Yes
(ii)
I chose to write this paper on the organization that I am employed with, the Service Employees Pension Fund of Upstate New York (SEPF/fund). I focused my paper on the main office which is located in Syracuse, NY. I am employed at the Albany location. This gave me the opportunity to look at the office as an outsider seeing as I only make a trip to Syracuse a couple times a year. Interviewing with the fund manager also helped me to get an idea of how she feels about the fund and how she believes others view it.
Evolving since the 1980’s, case management, an essential part of quality assurance programs, promotes excellence and efficiency in consumer health care, while conserving costs for health care organizations. Effective case managers answer the demands of changing health in promoting and facilitating a patient’s progression of care (Scott 2014).
According to the Case Management Society of America, case management is "a collaborative process of assessment, planning, facilitation, care coordination, evaluation, and advocacy for options and services to meet an individual's and family's comprehensive health needs through communication and available resources to promote quality, cost effective outcomes" (Case Management Society of America [CMSA], 2010). As a method, case management has moved to the forefront of social work practice. The social work profession, along with other fields of study, recognizes the difficulty of locating and accessing comprehensive services to meet needs. Therefore, case managers work with these
20.7%, even as the S&P 500 fell 10.1%. At the end of June 2001, the fund's year-to-date returns stood at 6.4% versus −7.3% for the S&P 500.
Over the previous five years, the return of the ProIndex fund have outperformed the S&P 500 index, as the 5-year-return is nearly 3 times than the benchmark and the annualised return is nearly 2 times than the benchmark. It means ProIndex fund has a significant increase in value within that period. However, the ProIndex Fund has a higher standard deviation which means it is more risk than the S&P 500 index. Especially for the annualised standard deviation, it is approximately 10% higher than the benchmark. The correlation coefficient between the ProIndex and benchmark is about 0.65 which means both two variables are positive changing consistently, but there are still some other factors which have impacts on the relationship between two variables as the correlation is less than 1. Furthermore, the higher beta, 1.0132, which is more than 1 and it may be one of the reasons for high risk as well since it is more sensitive to the market change. It means that the ProIndex fund would increase by 1.0132% if the market increased by 1%.
The Damon Investment Company manages a mutual fund composed mostly of speculative stocks. You recently saw an ad claiming that investments in the funds have been earning a rate of return of 21%. This rate seemed quite high so you called a friend who works for one of Damon’s competitors. The friend told you that the 21% return figure was determined by dividing the two-year appreciation on investments in the fund by the average investment. In other words, $100 invested in the fund two years ago would have grown to $121 ($21 ÷ $100 = 21%).
William Sharpe, Gordon J. Alexander, Jeffrey W Bailey. Investments. Prentice Hall; 6 edition, October 20, 1998
Ford Motor Company Introduction This paper will address an analysis of the key success factors in strategic planning for the Ford Motor Company, including planning, product offerings, marketing and sales. The paper will also include financial characteristics and a competitive analysis of the Ford Motor Company. Ford Motor Company The Ford Motor Company inspired a manufacturing revolution with its mass production assembly lines in the early 20th century. Ford and Lincoln are one of the world's most well known automotive brands, most known for the Ford Mustang, and F-Series pickup trucks.
What do you understand by the phrase “stakeholder analysis”? Attempt a stakeholder analysis of an organisation that you are closely associated with.
The global financial crisis of 2008-09 caught many of the worlds largest financial institutions by surprise. In the case of Washington Mutual the decade prior to the collapse was spurred on by rapid expansion at the expense of good corporate ethics. As Weik E. 1993 theorized, the lack of sound business practices in a rapidly expanding organization can cause structural issues as the institution integrates with institutions operating under a different corporate culture. For an institution to succeed it must treat this point as an intagible part of its operating culture. If integration and good corporate ethics are unable to be reconciled under the sense making principle then their future is surely the same as that of WaMu as you will
Among other reasons existing of the acquisition of Merrill Lynch, we have come about four key reasons and rationales; the first, being that Bank of America’s CEO and Chairman of the board during 2008, Kenneth Lewis, had eyes on Merrill Lynch even before the financial crisis came about, thus he and the management believed that this would be the best time to buy over ML to extend the brawn of Bank of America’s muscle in wealth management.
Girls all over the world are forced into marriages due to financial necessity, tradition and to ensure their future. Most of these girls married are at a young age: “One third of the world’s girls are married before the age of 18 and 1 in 9 are married before the age of 15”( “Child Marriage Facts and Figures”). The young ages of those being married reveal how crucial it is to resolve this problem. When child marriage occurs the parents of the bride usually chose the groom for their daughters; and these grooms can be three times older than the young brides. Some children are brought into the world of marriage at the of 8 or sometimes less depending on their cultural views. The following can be used to help reduce the impact of early marriage: reinforcing laws that are passed against child marriages, and providing information on contraceptives to victims of early marriage. The most efficient way of resolving the problem of child marriage is through educating the people who practice it about its adverse effects.
Mutual funds will let small investors have more choices than they would have when investing on an individual level. The money from several investors is invested in different companies so that the risk is minimized. The strategy in this type of investment is to assure that a profit is made from some of the businesses so that if one should fail, others will still do well. You should really research where your money will be going and what kind of track record the businesses have had in terms of gains before investing.
Our understanding and the concept of investment in behavioural finance combines economics and psychology to analyse how and why investors make final decision. As an investor one’s decision to invest is fully influence by different type of attitudes of behavioural and psychological ( Ricciardi & Simon, 2000). Yet, in order to maximize their financial goal, investors must have a good investment planning. Furthermore , to gain a good investment planning , there must be a good decision making among investors. They have to choose the right investment plan I order to manage the resources for different type of investments not only to gain profit wise but also to avoid the risk that occur from investment.
Child marriage is a popular practice in India and Middle Eastern countries. It is defined as “a formal union before the age of eighteen” (unicef). In some cases the husband can be more than twice the age of the young girl. The median age of women at the time of their marriage is starting to increase, although this primarily includes women in higher income families. Seen as taboo in western countries, the practice is common in rural towns in places like India and Yemen. As a result of the marriage many young girls get pregnant, which is a serious health risk due to their underdeveloped bodies. The practice of child marriage takes away a young woman’s right to an education and also poses serious health risks.