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7. Credit Facilities Though women constitute about 50 per cent of population, the percentage of small scale enterprise where women own 51 per cent of share capital is less than 5 per cent. Women are often denied credit by bankers on the ground of lack of collateral security. Therefore, women’s access to risk capital is limited. The complicated procedure of bank loans, the inordinate delay in obtaining the loans and running about involved do deter many women from venturing out. At the same time, a good deal of self-employment programme has been promoted by the Government and commercial
According to an industry panel, the glass ceiling for women in banking remains, but is weakening. Indeed "there is a glass ceiling in a lot of companies still", said Judith Dunn Fisher, who broke through April 1 when she was promoted to chief financial officer at Huntington Bancshares Inc. The fact is that just recently the value of women and their ability to contribute to a company is being recognized. A study discovered that for women, software engineering is one of the best fields to be in, as the demand greatly outweighs the supply. So if one has the ability to program and keep up with technology, "there's no glass ceiling," said Huey-shin Yuan, a principal engineer in the software development at Mountain View-based Consilium Inc.
Less dramatic examples of gender inequality include divorce laws that favor husbands; the restricted opportunities for women’s employment in universities, the professions, and higher-paid blue collar jobs; and the double clay that woman must frequently face (coming home from a long day’s work and having to do all the housework and child care). After years of neglect, man... ... middle of paper ... ...dership positions. The Third World is surely no exception. During the mid-1980’s, women constituted only six percent of the national legislators in Africa and only two percent of all cabinet members. Throughout the developing world, United Nations surveys repeatedly show that even in countries where women are active professionally, their level of responsibility as policy-makers and planners is low.