“Some children may become more aggressive as a result of watching and playing violent video games” (Violent). From the video games the children wants to try new things they learn from it. The children will think it's cool to act like the things they see in the video games. Kids will also be irritated cause of the video games they play and they will act aggressively to others. Children will also try to play aggressively with their friends. They will call their friends names for not being able to take t...
The United States Attorney’s Office Eastern District of Pennsylvania. Predatory Lending. Retrieved October 31, 2011. http://www.justice.gov/usao/pae/Documents/predatorylending.htm
One area that racial inequality exists is in America’s financial institutions; even with the Fair Lending Act and Home Mortgage Disclosure Act there is still discrimination. As citizens of the United States we are protected under the Fair Lending Act, race does not take precedence over interest rate...
Predatory lending usually occurs when financial institutions take unfair advantage of consumer’s financial needs by extending credit with terms that compensate them over and beyond the credit risk. Predatory lending comes in different forms, but always involve the consumer paying high interest rates and exorbitant fees. Some predatory lending practices include:
Fluoride added in our waters would also add other toxics that we may not know about. “The CDC admits that that 43% of fluoridation chemicals tested from contain arsenic, 2% contain lead and 3% contain copper” (12 Reasons). How is that supposed to help our bodies or decrease tooth decay? Scientist say, that the level of them are too low to do any damage to our bodies. The Environmental Protection Agency however, states that arsenic and lead have incre...
Poems by Walt Whitman and Hanshan feature strong enlightenment ideals and prevalent references to nature as a way to achieve these ideals. Though the two men lived in very different times, their works carry similar messages. Following the path to enlightenment generally refers to the Buddhist Eightfold Path, though it has been adapted over time to refer to the state of understanding a person reaches, both of oneself and his or her surroundings, as well as of that beyond what can be sensed. Relying solely on one’s talents and denying society and worldly possessions are typically seen as characteristics of an enlightened person, as seen in the writings of both Whitman and Hanshan.
National Institute of General Medical Sciences. (2010). "21st-Century Genetics." The New Genetics, p. 74-83. Retrieved from http://publications.nigms.nih.gov/thenewgenetics/chapter5.html
The main reasons for adding fluoride to water is because of the pressure from industries like aluminum and pharmaceutical manufacturers. Addition of fluoride to water continues and it has become hard to go against these actions. This practice has been controversial right from the beginning. It was first added to water in 1940 by Grand rapid, mich to avoid dental cavities. Due to the same reason fluoridated toothpastes are being used. In 1969 world health organization advertised fluoridation, since then all the countries started adding fluoride to water. The American dental association, the world health organization and the British government emphasized that addition of fluoride to water will reduce the tooth decay and does not pose any threat to health.
Video games are almost always present in any house that is home to an adolescent child. While video games are popular among people of all ages, adolescent children are usually the most involved. An article was developed by three members of the Psychopathology department at a university in the Netherlands. While addressing the use of video games the statement was made that “Today, in the United States, 91% of children between the ages of 2 and 17 play video games”(Granic, Lobel, Engels). Children may spend countless hours sitting in from of a television screen, participating in the electronic activities. While there are many different genres of video games, perhaps among the most popular are those that contain a high level of violence and hostility. Along with the violent content and commentary, these videogames create a hostile mindset. Video games have the ability to cause negative effects in the way young people think and act socially.
Video games that include violence have become recognized by numerous people and have been linked to the violence that occurs in the real world. Some people believe this statement to be true, but others find a lack of evidence to support these accusations. Not only has video games affected our outlook on violence, but also affected the way children behave. Researchers believe that the increase in aggressive behavior in children has to do with the violent games they play. While some researchers have this ideology that is backed up with their research, others believe it does the opposite. Scientists have become aware that if gamers play action games, their cognitive skills improve. With having more than half of the American population playing video games, multiple movies have become based off video games as a way to attract this audience and increase the popularity of movie industries. Thus, society will continue to be influenced by video games because it has become part of our lifestyle and with the advancement in technology, the influence will only become
The problem to be investigated is the ethics and effects of subprime loans on the financial institutions, borrowers and stakeholders. The subprime market was created to provide borrowers with a FICO score below 570 access to home loans. Inopportunely these loans were a major financial risk as most of the borrowers did not have the long-term income to pay for the high interest rate loans. (Jennings, 2012)
Mortgage loans are a substantial form of revenue for the financial industry. Mortgage loans generate billions of dollars in the financial industry. It is no secret that companies have the ability to make a lot of money by offering a variety of mortgage loan products. The problem was not mortgage loans but that mortgage companies were using unethical behavior to get consumer mortgage loans approved. Unfortunately, the Countrywide Financial case was not an isolated case. Many top name mortgage companies have been guilty of unethical behavior. Just as the American housing market was starting to recover from its worst battering since the Great Depression, a new scandal, an epidemic of flawed or fraudulent mortgage documents, threatens to send not just the housing market but the entire economy back into a tailspin (Nation, 2010).
As an athletic trainer my job and duty is to protect and treat the athletes. Make sure they are safe to play in the games preventing injury and if injury occurs to help them heal and keep back to the sport. If an athlete came and told me and said that, we would sit down together and talk about all the consequences that can occur from what he did in the past and how it can and will affect him now. Just because it was in the past doesn’t mean there aren’t still consequences. In this instance I can see two decisions, tell the coach or not tell the coach. If I tell the coach it could cost them the chance of winning state and the...
According to Ferrell et al., (2011) the key facts and critical issues of the Countrywide Financial Meltdown were due to several different mishaps. In this case study, I have read that this organization was established to aid consumers with the ability to make purchases without a set criteria amount of revenue at their disposal. The issues came about when the customer would begin the repayment process. They start to claim they were unaware of the interest-rate because would be prudent onto the loan; they would fault the lender for late fees, excessive fees attached to their loans, and other default issues. Although these were some significant acquisitions, the institutions were permitted to rebuttal their claims. However, “another financial
At this day in age we bask in the luxury of having easy access to advanced technology at our disposal. From the World Wide Web, to cell phones, music, movies and video games the human race has thought of any and everything to keep us entertained. Over the years studies have shown reasonable concerns regarding the long-term effects of video games. These games can desensitize gamers to real life violence, which is usually seen in the younger crowd. The studies especially hit on the games containing player-on-player violence. Though these games are extremely entertaining and can get kids to settle down for a while, if not properly supervised, they can produce adverse effects. Other studies have shown that video games can be used as way to yield positive outcomes such as, good problem solving skills, cooperation in a group and the ability to flow. Although there has been psychological research on children learning through the actions of others some believe that children are automatically able to distinguish between what is just a game and what is reality. The longer they are allowed on their game system the more they become convinced that their games are real. Some researchers believe violent video games can channel the aggression of the child but the parents are to blame for what happens to the child after playing an excessive amount over a period of time. Children can become preoccupied with these violent video games which have been proven to be the cause of poor social skills, uncontrollable aggression and a false reality.