Is Social Security Reform Really Necessary?
For many years the social security program has been operating successfully. In recent times however, it is becoming apparent to some that social security is in need of reform. Their argument is that with the amount of people getting older in the next couple of decades, there will not be enough money left in the social security reserves to pay for everyone who needs it. That is why the idea of separating social security up into private funds has been brought to the attention of the American citizens. This idea of reform has been around for quite a long time; however it has been pushed on by pro reform supporters more in recent times because they think it is necessary for the future of the social security program. The idea of reforming the way that social security functions is a bad idea because the way it is set up right now will work in the future regardless of population changes. It also won’t be worth the time and money to reform something that is already working very well, which social security is. Furthermore, the current president’s plan of privatizing social security had many problems and will not work very well during future years. These problems will not only affect the way our seniors live their lives, but also it will put our country deeper and deeper into debt. Many things would change as a result of social security reform, not one of which is better. Most Americans do not enjoy unnecessary taxes and costs, and the privatizing of social security is one thing that is preventable and would not even save the American citizens money in the long run. This idea is very poor, and there are many reasons why it should be stopped.
To understand what is wrong with privatizing social security, it is very important to first know how social security works in its current form. What social security is exactly is a way for older Americans and retired American citizens to have financial benefits after they become too old to be working. This includes money for prescription drugs, food, and other common living costs. It comes to the beneficiaries in the form of a check routinely. This money comes from a vast social security reserve that is paid for by the common American taxpayer. The idea behind this is that when you are making money and have a steady job, you will pay money toward social security so t...
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...say I encountered many small problems. One of the major ones was finding the resources to write an 8-10 page paper. I have little experience with papers that are this length, so I had to work it out as I went along. In the end it was alright though because I got a chance to really reflect and expend on my ideas, which is something that I never got a chance to do before. Some of the strengths of this paper are the arguments that I presented about this topic. There were a few problems that I ran into along the way. One was trying to make sure I didn’t accidentally state the same idea twice. As unrealistic as it sounds, it can be a reality if the paper is a real long one. If I had more time in the working of this paper, I would probably add more hard facts from my sources, so that my arguments would become more concrete. I would have to say that I was fairly well prepared for this paper and I thought that I did a pretty good job on it. The only improvements that I could see are if I were to add more citations and edit my arguments to be stronger. I would have to say that I had a fun time working on this paper and learned a whole lot about a subject that I knew nothing about before.
In Lynda Barry’s Common Scents, she considers scents a demon for many reasons. One reason being that everyone has his or her own scent preference and scent in general, yet we also judge the way that other people smell. When the woman whose house smelled like a fresh bus bathroom talking about the smells of different Asian people’s houses, Lynda notes that she was “free with her observations about the smells of others” (18). She sprays her house with disinfectant sprays and air fresheners, which to her smells better that whatever her house smelt like before, but to others, such as Lynda’s grandmother, these smells are too strong and are trying to hide the fact that not everything smells good all the time.
To understand how privatizing social security will help the social security program in the future, first it is important to know what it is and what it does. How social security works now is that everybody that gets benefits from the social security program all get them from one big pot, so to speak. By privatizing the different accounts, they can earn interest faster and make more money for the consumer on an individual basis. This can work better to because the accounts are individualized and earn the right amount of money for the different financial situation that the person is in. This will be a big change for the way that social security is run, but it is for the better and it will help lots of older Americans and the social security program in general for years to come.
The candle making process improved during the Middle Ages when beeswax were introduced as an alternative to tallow. The beeswax, unlike the animal-based tallow, burned without producing smoke. It also emitted a sweet pleasant smell compared to the foul odour released by burning tallow. Beeswax candles were popularly used for religious events and celebrations, but because they were expensive, only the clergy and the upper class could afford to burn them. From the Middle Ages to the 13th century, tallow candles remained the most common light source used all over Europe due to th...
PROS: The proponents of privatization of social security stated, “Workers should have the freedom to control their own retirement investments, that private accounts will give retirees higher returns than the current system can offer, and that privatization may help to restore the system 's solvency.”
When we hear about social security we think of that number every adult and college teen should memorize as they venture on the real world. We don’t think any more of it and most people don’t know about the benefits of such a number and having one. Some migrants from other countries dream of being in America and having a social security so that they may reap the benefits of having such a number and becoming a US citizen, while most every day people just assume it’s a number. What social security is would be a program created back in 1935 and it was used to provide old age, disability, and survivors insurance and on top of that, a supplemental security income which is a income for the elderly and/or disabled people of these United States. Now lets say we privatize all that and therefore do what we did with healthcare, of course their will be good outcomes of doing such a move but where this is good, there will always be bad no matter how good something turns out to be. The stock market, pride, government, all of these are several factors that can be towards privatization of social security but also can be bad things about it as well. Without the government we lose order, with the government we have less freedom, with the stock market people could win, without the stock market (when it crashes) people lose, yin and yang, pro and con one cannot exist with out the other.
Our 100% all natural beeswax candle in Frosted Square Glass Candles burn longer and cleaner than all traditional wax glass candles. Our lovely candles are completely non-toxic, non-allergenic and non-carcinogenic. With its healthful negative ions and warm, halo glows they act like indoor air purifiers. Our candles have been proven to be beneficial for people who have allergies, environmental sensitivities or just too much stress in their life. 100% natural beeswax candles are the cleanest burning candles that you will ever burn. Rest easy knowing that this sophisticated candle is biodegradable and free of synthetics. Pure beeswax candles have many redeeming properties it is a pure, unadulterated fuel, has a
Depression is one of the most prevalent mental health conditions in the U.S. that affects, men, women, teens and even the elderly. Most of the time depression goes unrecognized or even untreated. It may be normal for people to experience feelings of sadness or anger for short periods of time. Usually this may last a few days due to temporary circumstances that may happen in an individual’s life, but if these feelings occur for an extended period of time, it may be a sign of major depression. Bipolar disorder may be confused with major depression. An individual having recurring depression and mania for an extended period differentiates bipolar disorder. As a healthcare professional, it is important to educate individuals and their families who have a mental health illness so that they can pay attention to important cues so that they can be addressed properly. This case study refers to a female patient diagnosed with bipolar disorder. The Diagnostic and Statistical Manual of Mental Disorder (DSM-V) is a publication/diagnostic tool, used by healthcare professionals to diagnose mental disorders (Psychiatry Online, n.d) Bipolar disorder may be confused with major depression. Bipolar disorder is differentiated by an individual having reoccurring depression and mania for an extended period of time. These episodic mood shifts can lead to excessively elevated or irritable mood. Many believe that this disorder can lightly stem from a combination of genetic and non-genetic factors (WebMD, 2014). According to statistics, the average onset for bipolar disorder is in the mid-to late 20s, but over the years the average age has been decreasing. The prevalence of bipolar is approximately 2.6% in the population at large with 82.9% of these cases cl...
“Researchers at Ohio State University conducted what they say is the most scientifically rigorous test of physical changes caused by smelling the popular scents — and came up with nothing,” says JoNel Aleccia (2008). So this theory explains that the oils and the scents of the oils only make you feel good as opposed to actually getting well, that the fact that these oils actually work is all in the head.
Social Security is on the verge of taking care of the baby boomers generation. This means that it will be paying more benefits than taxes it receives. In lay-man’s terms it means it will be spending more money than it is making. I think that you should pay into your own private retirement account for you to reap the benefits in the future. Not for you to pay into a cluster of workers money for current elders to benefit from. You need to take care of your own future and not rely on other people’s responsibility. “…people began to think retirement funding as a right…and so…started saving less” (Klay & Steen). That being said, people of a certain age should be “grandfathered” into this meaning, people of the age of say 40, still get the normal social security retirement money but anyone younger must start abiding this new reform. If you get married, keep paying into your own unless your spouse is not working. If that is the case then pay the same amount BUT put half into your own and half into your spouses. If the other spouse is working however, they should pay into their own account and you into your own.
I remember when I first came across the Scentsy products, they were all so appealing and captivating, and loaded with various colors and styles. I literally thought that I was in heaven when I took the first whiff of my favorite scent, Beach (the aroma of papaya and honeydew melon that has been sweetened with a hint of coconut). I have many other best-loved scents that relax me and make me forget about all of my worries and surroundings. When your nose get its first whiff of a Scentsy product, it automatically sends the body, mind,
It should not be forgotten that about 17% of the population receiving payment from social security is not yet retired. Additionally, over 12% of the beneficiaries are spouses and children of either retired, disabled or deceased workers (ProCon.Org 04). Privatizing social security will mean that the money used to pay more the insurance cover will be directed to individual accounts while the taxes on social security will be lost. Simple calculations suggest that loss of such funding translates to loss of income for more than 37% of the population who yet to retire. The disabled together with their kin will lose what is probably the only source of
There is much-heated debate on the issues of Social Security today. The Social Security system is the largest government program of income distribution in the United States. People are concerned that they won't see a dime of what they worked so hard to contribute into the Social Security system for so many years. Social Security provides benefits to about forty-three million Americans. Not only to retired workers, but also to their spouses and dependents of the workers who die prematurely. It also provides benefits to disabled workers and their dependents. Social Security appears to most people like a simple retirement saving’s account. After all, you generally contribute through payroll deductions, then get money back after you retire. Nonetheless, Social Security is a complex and intricate communal program. By design, Social Security involves massive subsidies from the next generation of retirees to the present, from single workers to married couples. Now that the gigantic post World War II baby boomers generation approaches retirement age, there is concern about the consequences it will have on Social Security. There are basically three options, we can do nothing and allow Social Security to run it’s course, revise Social Security, or consider privatization of the system.
First the reason why Social Security should be privatized is that it is unstable. According to a 2003 report published by the Social Security Board of Trustees declares by the year 2018, tax revenues will fall below program costs (Security). Social Security will be paying out more money than it will take in causing it to be unsustainable. The government will then have the choice to make up the difference by dipping into the government budget, raising taxes or cutting benefits (Security). It is reporting that over the next 75 y...
B. Concluding remarks: Today we use candles for almost any kind of occasion or celebration. Candles continue to grow in popularity and we see them just about everywhere. They are really inexpensive to make and a lot of fun! So when you try making candles on your own, use your imagination and be very creative. Your candle can be anything you like. Have a great time experimenting and having fun making your own candles to enjoy.
Aromas we smell are processed in the limbic system of the brain which is where emotions and memories are stored. So we are literally tapping into a very deep part of the brain when sniffing a fragrance. There is no filter on the sense of smell either, so we drop into those emotions or memories instantly. This can happen out of the blue, when we least expect it. A stranger on the street might wear the same cologne as a first lover, causing us to feel breathless and sentimental. Perhaps the scent of a musty cabinet might smell exactly like grandmother’s attic where we used to play as a child triggering joyful memories. Scent is powerful. In products it might achieve a myriad of results like give us confidence, keep us calm, or make us feel sexy. A well-fragranced product should be a gift and tool for the