Insured Car Interview

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- We conducted an interview with the driver of the insured vehicle, Mr Yeo En Fei Walter on 16 January 2016. Mr Walter confirmed that the accident happened on 28 December 2015 around 2145hrs. He was able to relate the circumstances of the accident to the best of his recollection.

- According to Mr Walter, the accident occurred when he was alone on his way to 81 Macpherson Lane for a haircut appointment. It was drizzling and the road surface was wet at the time of the accident.

- After filtering left towards PIE (Changi Airport), Mr Walter was travelling down the ramp at approximately 50km/h. Whilst negotiating the left bend downslope stretch of the ramp, he stepped on the brakes to reduce the speed of the insured vehicle but it skidded, …show more content…

- Our investigations with the local authorities revealed that Mr Walter does not have any outstanding traffic offence(s) currently. During our interview, he had taken photographs of the insured vehicle while waiting for the tow truck to tow it away. These photographs were subsequently forwarded to us.

- From these photographs, we noticed that the damages sustained on the vehicle were mostly at the front and right portion as a result of the collision. The general surroundings observed in these photographs seem to conform to the circumstances of the accident and the information that were narrated to us by Mr Walter. The road surface was also observed to be wet, corresponding to the wet weather condition at the material time of accident.

- We also obtained the towing receipt from Mova Automotive which shows the insured vehicle was hoist and check for damages due to accident. See photo 6 – 9 below which were provided by Mr Walter.

Photo 6 shows the insured vehicle at the accident scene with its front bumper missing. It stopped on the left side of the verge with its front portion facing the direction of traffic …show more content…

- Mr Walter confirmed that from the maintenance until the date of accident, both he and his mum did not encounter any unusual behaviour with the insured vehicle.

- Basing on the available evidence, we are of the view that the damages to the insured vehicle SKE 6090T are consistent to the circumstances of the accident as reported by the driver of insured vehicle SKE 6090T.

- The physical inspection carried out to the insured vehicle SKE 6090T had also revealed that its 4 tyres were in serviceable condition with remaining thread depth of approximately 5 mm each. Static tests to its steering system could not be conducted due to the damages to the insured vehicle’s undercarriage while the braking system had revealed no abnormality. There was no fluid leak observed from the insured vehicle SKE 6090T during this physical inspection.

- There was no evidence found to suggest that possible drink driving had existed at the material time of accident considering that Mr Walter was able to take clear photographs of the insured vehicle at different

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