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Exploratory essay on identity theft
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Exploratory essay on identity theft
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Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed. According to Merriam Webster, identity theft is the illegal use of someone else's personal identifying information (such as a Social Security number) in order to get money or credit. Identity theft has been around ever since banking was introduced to the world, but did not become a federal offense until 1988. Before the Privacy Act was passed by Congress in 1974, people physically carried their social security numbers on them, so identity theft was just as easy as stealing an individual’s wallet. With a person’s social security number, a thief has access to the person’s social security benefits as well as other government services such as unemployment checks (Driscoll). Today, with all the technology we have, it has become fairly easy for thieves to steal someone’s identity. One of the easiest ways for someone to steal your personal information is just by simply looking over a person’s shoulder as they insert personal information into a computer or an ATM machine. This process is known as shoulder surfing. According to ... ... middle of paper ... ...and cancel all credit cards, mac cards, and social security numbers. Identity theft can happen to anyone and everyone. Works Cited Driscoll, Sally. English, Marlanda. "Identity Theft: An Overview." Points of View: Identity Theft (2013): 1. Points of View Reference Center. Web. 26 Nov. 2013. Eversley, Melanie, Hjelmgaard, Kim. “Target Confirms Massive Credit Card Data Breach.” USA Today, 19 December 2013. Web. 19 December 2013. “Identity Theft.” merriam-webster.com. Web. 13 January 2014. Newton, Alex K., and Heather Rich. ” People Must Be Vigilant in Protecting Their Identities." Points of View Reference Center. EBSCO, 2011. Web. 14 Jan. 2014. Whittaker, AnneDiLascio, Tracey M. "Counterpoint: Government Legislation Will Not Be Adequate In Eliminating Identity Theft." Points Of View: Identity Theft (2013): 3. Points of View Reference Center. Web. 15 Jan. 2014.
Identity theft is something that has been around for some time and it will not be gone anytime in the future. With many of the technology that comes out every year may pose a threat to our privacy and personal information. The harm that an identity theft can cause can be from minor to severe. As a result no one would want to become a victim of an identity theft crime because we would never know if we can even restore everything to its original state. For those that have a dependency on technology, be careful about what you do, what you put on the Internet, what information you give out, this is because it could come biting you back into the future.
Each year around 15 million United States residents are affected by Identity Theft. This causes financial losses of around $50 billion per year. The average amount of money stolen per victim is $4950! That is a lot of money that is just taken from people with little things they can do to affect their identity from being stolen. The most common age group for Identity Theft is 18-24. The 18-24 age groups hold over 20% of all Identities stolen. Did you know that around 6% of adults are affected by Identity Theft? People who steal other peoples Identities are just really rude. Most people work very hard to earn their money and when it gets stolen from them it is just wrong. According to statistic brain the Identity Theft fraud rate is growing very slowly each year, but it needs to be stopped completely.
theft are financial, driver license, medical, child identity theft, and synthetic identity theft. It is
Identity theft has been around for decades, so it’s nothing new. The only difference now is that the general public and the government are aware of the problem and actively pursuing strategies to combat it. However, identity theft wasn’t always about stealing someone’s credit card information or trying to extort large amounts of cash. It began mostly as a political tool to stuff ballot boxes or used by teenagers to obtain fake ID’s in order to get around laws that prohibited underage people from participating in certain activities such as drinking alcohol. In more recent years however, identity theft has become much more sophisticated and advanced. With the help of computers and advanced technology, identity theft, especially through the electronic world, has become easier and easier for criminals to acquire. (FBI) Most people who engage in the illegal act typically use it for economic gain, essentially to get rich. As any crimes go, identity theft is a nonviolent crime that is relatively easy to conceal which attracts more people to at...
The primary use of stolen identities is for credit card fraud which can occur by an offender placing charges on a victim’s existing cards or by opening new accounts in his or her name. A common activity for these fraudsters is to change the billin...
In other words, analyzing the mistakes that people make when dealing with their information, can save someone from identity theft. Most identity thieves can get personal information just by simply looking in the trash. Your wallet can get stolen if not kept safely. Anything with information on it such as, credit cards, driver’s license, passports, and health insurance cards, can and will be useful to any identity thieves. Identity theft is a serious crime that can completely wreak your finances, credit history, and reputation.
Timberg, C., Yang, J. L., & Tsukayama, H. (2013, December 19). Target says 40 million credit, debit cards may have been compromised in security breach. Retrieved from http://www.washingtonpost.com/business/technology/target-data-breach-affects-40-million-accounts-payment-info-compromised/2013/12/19/5cc71f22-68b1-11e3-ae56-22de072140a2_story.html
"The Cost of ID Theft, Part 1: Beyond Dollars and Cents." Commerce Times: Business Means Business. N.p., n.d. Web. 18 Nov. 2013.
Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/. Sullivan, C. (2009). The 'Standard'. Is identity theft really a theft? International Review of Law, Computers & Technology, 23(1/2), 77-87.
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Lynch, Michael. “Privacy and the Threat to the Self.” The New York Times 22 June 2012: n.
...et up illegitimate credit card accounts, bank accounts and other accounts – this is called identity theft.
Dyke, Van, and Albrecht W. "Identity Theft." U of NEBRASKA–LINCOLN. U of NEBRASKA–LINCOLN, n.d. Web. 26 Jan. 2014.
Identity theft according to Wikipedia.com is the deliberate assumption of another person's identity, usually to gain access to their finances or frame them for a crime. Less commonly, it is to enable illegal immigration, terrorism, espionage, or changing identity permanently.
America,” (Weidenfeld 1). Being the number one crime, identity theft is very dangerous. If your