Hsbcc Bank Usa

616 Words2 Pages

This case arises out of a foreclosure proceeding initiated in the Circuit Court for Prince George’s County by substitute trustees Kristine D. Brown, William M. Savage, and Gregory N. Britto (collectively, the “Substitute Trustees”), appellees. In the foreclosure proceeding, the Substitute Trustees foreclosed on real property located at 2202 Dunrobin Drive, Bowie, Maryland 20721 (“the Property”) owned by mortgagor Foday David Kamara (“Kamara”), appellant. The foreclosing lender, HSBC Bank USA (“HSBC”), appellee, purchased the Property at public auction. Following the foreclosure sale, but before the ratification of the sale, Kamara filed a third-party complaint against HSBC seeking damages and a declaratory judgment. Kamara’s third-party complaint was later dismissed. Upon the dismissal of Kamara’s third-party complaint, the circuit court ratified the foreclosure sale and granted HSBC’s motion for judgment …show more content…

At the hearing, the trial judge observed that the third-party complaint failed to allege sufficient facts that would entitled Kamara to the relief he sought. Notwithstanding the deficiencies in his complaint, the trial judge declined to rule on the motion and opted instead to permit Kamara to file an amended complaint within ten days. On January 22, 2014, Kamara filed an amended third-party complaint. Thereafter, on April 14, 2014, the circuit court dismissed Kamara’s third party complaint. Following the dismissal of Kamara’s third-party complaint, the circuit court ratified the foreclosure sale and granted HSBC’s motion for judgment awarding possession. Additionally, the circuit court denied motions made by Kamara to reconsider the dismissal of his third-party complaint, and the ratification of the foreclosure sale. This timely appeal followed. Additional facts will be discussed as necessitated by the issues

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