In conclusion, there still needs to be a lot of work done to health care in the United States. Other nations provide universal health care to their citizens, but this would cause dilemmas in balancing two often conflicting policy goals: providing the public with equitable access to needed pharmaceuticals while controlling the costs. Universal health care probably would not work in the U.S. because our nation is so diverse and our economy is so complex. The system we have now obviously has its problems, and there is a lot of rom for improvement. HMO’s will still create problems for people and their medical bills, but they definitely should be monitored to see that their patients are receiving just treatment.
There is no doubt that health care is an extremely important aspect of our daily lives since it is a safety net if you were to ever have any health complications which could potentially be more monetarily impactful and ultimately prevent you from getting treatment due to a lack of upfront cash. The real question is should it be the responsibility of the U.S. Government to have national health care for it its citizens? I personally find it hard to back the national health care not because of the idea of giving all citizens health care but for the technicalities involved. • Defining Universal Health Insurance o From countries that have single payer health care systems or health care systems that are heavily controlled by the government there
Insurance companies and patients should not be paying high prices for healthcare that is not effective. Higher reimbursement for facilities that provide the fastest and most effective treatment that avoid future cost due to rehospitlization should be given the greatest reimbursements. The higher reimbursements will encourage facilities to improve on their patient outcomes and decline the amount or rehosptilizations that occurs. This method over time will save the insurers and patients a great deal of money. Healthcare needs ... ... middle of paper ... ...Insuring that healthcare providers are truthfully charging insurances for services needed to a patient should be heavly investigated by authorities.
A major issue that contributes to the rising cost of healthcare is the lack of communication among healthcare providers leading to unnecessary repetition of expensive treatments. The ACA has planned to solve this buy establishing the Accountable Care Organization (ACO’s). This will be a group of healthcare providers working together to ensure effective treatment, while limiting the amount of unnecessary tools and test. The goal is to send patients to providers in the same network, with the hope of saving money. Another way the ACA plans to lower cost is by bundling payment systems.
The issue with the health care system in the United States is the incredibly high cost of care, not the lack of coverage. The discerning lack of coverage is actually a consequence of the high cost of health care. If the cost of health care was kept in check, it would quite possibly ensure the expansion of coverage. Mitigating health care costs by controlling the very factors that appear to be driving health care costs would ensure that more people would have access to medical insurance. The question that the country is asking is ,”Is it possible to ensure coverage for all citizens?”.
A consumer point of view - Why people opt for insurance Healthcare is expensive, even for the wealthy. Having insurance protects you from being poorer. Most incidences are not meant to happen but most times, people cant help it. Consumers think of health insurance that way. The unpredictability, the large impact and the infrequency encourages consumers to purchase health insurance.
Yes costs are rising, but rationing by bureaucracy is not the answer. Yes, more choices are needed, but a rigidly regulated health-insurance exchange designed to change everyone’s plans is not the answer.” (Gratzer p.30) Although this issue is urgent, it is best not to rush it because it can have greater unforeseen consequences, especially for the economy that is already in distress. Hopefully there will soon be a resolution that can be in agreement for both political parties of the United States so that they can work together and help rebuild this nation.
“As medical care spending continues to escalate, the search for alternatives to slow its growth has focused on the supply side of the market. Modifying provider behavior is seen as the only way to control run-away spending. By ignoring the demand side of the market, we may be foregoing one of the most powerful forces available for cost-control, individual self-interest (Henderson p.149).” The most important aspect we need to get control of is the patient factors, which include health status, demographics and economic status. Educating the general public has proven to be an effective way of battling the rising costs of medical care!
Currently H.R.3590 addresses the need for quality of care through reports and wellness programs. As outlined these wellness programs include smoking cessation, Those without insurance have the most to gain by receiving some provisions allowing for greater standard of living. Is this gain even perceptible? The logistics of the health care system determine the the cost and quality of doctors. The American health care system currently has trouble supporting those who can afford the steep health expense.
Consumerism Managed Care has made a great effort in ensuring that patients are provided with Access to quality care. Medical costs have risen so that employers have shifted more of the medical costs to the plan members therefore increasing the uninsured rate. Also with the rise of medical cost, employers could opt not to provide any medical benefits to their employees. This leaves the employee purchasing health and medical insurance with their out of pocket monies. The consumers have changed from an organization that provided medical services to enrollees for a prepared fixed fee to plans that make contractual arrangements with providers for services at discounted prices.