Health Care Controversy: Obamacare

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Health Care Controversy

Obamacare may be one of the most debatable topics at the moment ever since 2010. For those who are still confused on what Obamacare is and how it works is understandable and common amongst Americans. Obamacare is also known as the Affordable Care Act. It can be summed up as a law that ensures every American has access to health insurance that is affordable and within their budget. This is done by offering people discounts on government-sponsored health insurance plans, and by expanding the Medicaid assistance program so they include more people who can’t afford health care. In order for someone to qualify for Obamacare they must have an insurance plan that covers at least ten essential services that pertain to health care. These would include: outpatient services, hospitalization, mental health and substance abuse services, prescription drugs, maternity/newborn care, emergency services, rehabilitation ( for injuries, disabilities, or chronic conditions) , preventive/wellness programs and chronic disease management; and pediatric services.

People may ask why Obamacare is needed since health care programs have already been around. Medicare is one of the most commonly known programs in the United States. It is the medical health insurance program specifically for people who are sixty-five and older, some young people with disabilities, those who have End Stage Renal Disease. There are different sections of Medicare cover certain services known as the Medicare Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage Plans) , and Part D (prescription drug coverage). Part A covers when patients stay in hospitals, care in skilled nursing facilities, hospice care, and also incl...

... middle of paper ... half of the country’s population. There are about 68% poor people and 60% of the poor who are uninsured and working.

Obamacare will directly affect me and my family because it applies to everyone. I am almost 18 and soon enough I will need to get my own insurance so I can be safe. However, I work at a minimum wage job and might not be able to afford insurance on my own. With the help of Obamacare I can afford health coverage and not have to worry about it. My neighbors would also benefit from it especially because I don’t live in a terrible neighborhood but it is not filled with big houses and fancy cars. I am middle class as well as my neighbors and they have big families therefore would need to get Obamacare because without it it would be too expensive to cover all their family members.

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