Habitat For Humanity Case Study

Habitat for Humanity follows a philosophy of a “hand-up, not a hand-out,” Habitat qualify those that have a history of steady income, a need and a willingness to work hard will soon become involved in giving help to others. This Christian ministry that allows low income working families to realize this dream and to make a better life for their children. They have served over 400 families since 1985. Through this proven approach of making home ownership a reality, Habitat Forsyth has basically changed lives for more than 450 Habitat families in our community. They believe in an open-door policy, that anyone that’s needs a safe and affordable place to live is welcome despite of sex, race or religion. Habitat building partners that which helps this all happen are, BB&T, WELLS FARGO, Home Depot, United Way, Publix, Bank of America, Walmart, Wake Forest University, and some church partners. The Winston-Salem Foundation gave Forsyth with $31,785 for funding the new staff

Have consistent and verifiable income for a minimum of 18 months, have 12 months of rental history. Must also be a U.S. /citizen or permanent resident of the U.S. Habitat families must complete 300-400 social engagement, hours of working on their own home, other family homes or contributing volunteer hours at habitat, before they can purchase their homes. They also must attend classes about homeownership, maintenance and financial managing. Living in an overcrowded housing or substandard housing, cost burdened and paying more than 30% of gross income for housing. Debt to income must be below 36% and one more than $2,000 non- medical collections. Must have a stable and verifiable income that falls between 25-80% of the area median income for a family size. A family size of 2 annual income should be around $15,000-36,000., family size of 3 annual income would be