Graduation Speech On Money And Debt, Not Worth Money, And Accumulating Debt

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Growing up, my parents, they always told me keep my grades up, to never put important things aside. They said learn from them, they had my oldest sister at a young age and they were not able to graduate or go back to continue educating them self. They struggle for so long, from buying themselves clothes, to paying the mortgage. Always put school first, work on myself to have the life I want when I am older, my parents said. Saying that, I believe; all the money I am spending, sacrifices I am making, skills I am gaining, and being able to say I fulfilled my goal will be worth it in about seven years for me. Others may disagree with me and some might say, it’s not worth the money, and accumulating debt, but I disagree. Student loans are available to many college students but borrowing for tuition, books and fees over a long term period can corrupt your financial stability and sometimes it may not always be the best decision. Many students like myself are only able to borrow enough to cover tuition and books, leaving me to worry about living expenses during the four year period or if they have to further their education to get the right job it could be six to eight years, I will be earning my degree. Although It is extremely difficult to maintain any semblance of a life when you only have the scheduling capacity and credentials for a part time job that pays close to minimum wage. But in my research I saw that Law firms employing from 101 to 250 lawyers have a median starting salary of $105,000. I am getting a loan of $12,000 a year, so $48,000 in 4 years, including my masters will maybe add another $30,000. I will still be making more in a year if I follow through with my plan and I pay a $150 a month after finishing my degree, I co... ... middle of paper ... ...o skill sets required in every workplace. All these skills are something that I could use in my work field. I learn creativity and innovation from my college experience and my interaction with my environment. In conclusion, the scarifies I am making is worth it. The experience you get, staying up late seeing how much you have to give up to be successful. In about 6 years I could see how mentally stimulated I was every single day. I do not give up, I will be able to afford everything I want I’ll eventually have my dream job, dream house and I wouldn’t have to worry about struggling. I know it’s inevitable to have everything perfect, but I know I am being successful and followed my dream. I will not have to worry about not getting a job because something that I could’ve done like getting my education. Its better to have a bachelors’ degree rather then not having one.

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