Essay On Identity Theft

Identity Theft According to Margaret Rouse, “Identity theft is a crime in which an imposter obtains key pieces of personal information, such as Social Security or driver 's license numbers, in order to impersonate someone else”. There are two types of identity theft. This includes true name and account takeover. True name identity theft is when the “thief uses personal information to open new accounts” (Rouse). When the “imposter uses personal information to gain access to the person 's existing accounts” (Rouse), it is considered account takeover.

Government documents were misused by identity thefts. Mostly immigrants were the people that had falsified documents like SSN and green cards. Common security measures were to avoid exposing social security number if possible and verifying websites before inputting credit card information that could jeopardize bank accounts. Identity theft can happen to anyone so always stay protected. Works Cited Identity Theft.

In our current society, since there have been a great deal of technological advances made, it is easier than ever for a common criminal to steal a social security number, a bank account number, or any other piece of information which could help a criminal gain access to ones personal finances. Identity thieves can retrieve vital information in many different ways. They can look through your trash at home or at work and retrieve a discarded bill, a piece of mail, or a credit application. They can intercept your mail before it reaches you and take your social security or other information off of it. Identity thieves can pose as a telemarketer, claiming to represent a reputable charity or business, a bank, or even a credit-reporting agency.

I am amazed at how much internet ‘phishing’ is deterring people from using the internet and how serious a problem it actually is. I know that the banks are working extremely hard to prevent further attacks, but the phishers are working equally as hard to come up with new ways to steal our information. I definitely believe that if the consumer educates him/herself they will reduce their risks of having their identity or money stolen. I am going to continue banking online, but I am definitely going to be more adamant about checking my account statements, carefully authenticating who my e-mails are from and checking to see improvements made to protective software.

Once armed with this information the thief can open accounts and rack up huge debts for goods and services. These criminals also open up various accounts ranging from cell phones to bank accounts. Once these accounts are established they don’t pay the bill and also write bad checks on that account. One way which criminals obtain your identifying information is through “SPAM” e-mails. These e-mails are unsolicited promising benefits requiring certain identifying information.

With all of this being said, when it comes to you or your family’s finances be careful. Someone you think you know and trust can very easily steal your credit card information, or even personal information to use for his or her own personal gain. Credit card fraud is just as simple as ordering things over the Internet or the phone. A person can make a copy of your card and use it with few, or no, ... ... middle of paper ... ...redit card fraud the amount of time it takes for the crime to be discovered can vary. When the card itself is stolen, the theft may be determined quickly, but in cases where a person’s personal information has been stolen, it can take far longer.

As a result this became a target for identity thieves as well. The Internet provides us information and accessibility, but information being stored on the Internet eas... ... middle of paper ... ...y theft crime to happen. Recycled email may be a good for users, but the downfall of it may lead to many identity theft of those that had their email account recycled. Conclusion and Possible Risk of Future Technology Identity theft is something that has been around for some time and it will not be gone anytime in the future. With many of the technology that comes out every year may pose a threat to our privacy and personal information.

Dumpster diving is when thieves scavenger into dumpsters to retrieve confidential information, like credit card statements. Skimming is when someone uses a skimmer which is a device that retrieves all the data from the magnetic strip on the credit or debit card that you use. Phishing is when an email is sent to someone pretending to be a company, asking a person to update their pas... ... middle of paper ... ...ist of problems that they have to resolve. Identity theft is a serious growing issue in the United States. Why can’t identity theft be stopped?

Introduction There is currently a huge growing number of criminals that now do greater and more widespread damage to their victims without ever meeting them. Identity theft surfaced in the early 1990s and turned peoples everyday transactions into a data gathering game. Bits of personal information such as bankcards, credit card accounts, income, social security numbers or just someone name, address, and phone numbers are now collected and could be used illegally by these individuals without anyone’s knowledge. The purpose of this study is to investigate what is being done to help control this growing crime in North Carolina. This includes the evaluation of the identity theft policies that the banks in North Carolina have in place.

Introduction Word privacy is commonly assumed my other is something secret and need a control over it from anyone. There are some issues relating to the privacy. One of the issues is about identity theft. Nowadays, peoples use many modern technologies to make a crime such as getting others data without any permission. According to Milne, Rohm, A. J., & Bahl (2004) identity theft defined as the appropriation of someone else’s personal or financial identity to commit fraud or theft, is the one of the fastest growing crimes in the United States (Federal Trade Commission 2001) and is increasingly affecting consumers’ online transactions.