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affordable health care essay
affordable health care essay
Essay on Health insurance
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Denied Affordable Health Care Accessing affordable health care is a huge problem for many right now. Some people make too much and some don't make enough. Some sit in a gap where they cannot get help, but also can't afford it. Companies have been told to offer health insurance that meets the standards of the Affordable Health care act. According to the Health Insurance Market Place, " Plans in the Health Insurance Marketplace must cover contraceptive methods and counseling for all women, as prescribed by a health care provider. Plans must cover these services without charging a copayment or coinsurance when provided by an in-network provider — even if you haven’t met your deductible" (Birth Control Benefits, n.d.). Some companies have chosen …show more content…
According to Religion News "Wheaton College, an evangelical Christian school in Illinois, will stop providing health insurance to students on Friday because of its objection to the Obamacare mandate to provide contraceptive coverage, a legal group has announced" (Grossmen, 2015). Colleges and young adults of child bearing years are at the highest rate of unwanted or unplanned pregnancies. Just because it is offered on an insurance plan does not mean that more people are going to use it or become sexually active due to the ability to get birth control. Only someone's own morals and values along with what is taught, can influence when a person becomes sexually active. Conclusion Women should have access to affordable health care that offers the benefits of birth control. Each woman's own belief and morals, along with the values they have been taught will give them the opportunity to choose what is right for them. Businesses and private organizations should not have the right to take away health care based on their personal beliefs. Making birth control harder to access may lead to more unwanted or unplanned pregnancies that could have otherwise been prevented or planned. A woman's health and life depends on the ability to freely choose what is best for them and their families
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.
With all the work put into finding ways to prevent pregnancy and help the pain of menstrual cycles, it is a shame to see it denied to women working for big companies. The amount of girls and women who use any type of birth control is very high and continues to stay this way because of the benefits and the percentage of birth control working for these women. Taking away working women’s access to affordable birth control is unacceptable and I hope that one day soon all women will have access to affordable birth
People buy health insurance to cover their medical expenses because accidents and health problems can arise at any time. Many health services are not reaching the medical needs of women and giving them exactly what they need and people don’t realize that there is more to birth control then what it seems. There are a lot of benefits from birth control and it is not just women trying to prevent unwanted pregnancies. Some examples of these benefits include; healthier skin, stopping menstrual flow, and preventing pelvic inflammatory disease. Society needs to be more aware of these benefits so that these women start getting the medical attention that they need. Therefore, birth control should be 100% covered by all insurance companies.
Also if you are against abortion this can benefit you as well. Two studies one from researchers in St. Louis and the other from researchers in Iowa provided solid evidence that access to effective birth control can make a difference in this arena. Both studies made super effective birth control methods available and affordable to local women over several years. And both studies resulted in major decreases in unplanned pregnancy and abortion.On the national level, almost half of all pregnancies in the U.S. were unplanned as of 2006, and 43% of those unplanned pregnancies ended in abortion.Of all the women in the U.S. who are having sex and not trying to get pregnant, two-thirds of them use birth control consistently and correctly and those users account for only 5% of unplanned pregnancies. The other 95% of unplanned pregnancies were to the third of U.S. women who weren’t trying to get pregnant but weren’t using birth control or were using it incorrectly or inconsistently. Another large group of people we can hit with these statistics are simply, women. Birth control has wonderful benefits for all teen or adult females who are sexually active. It can be great for their health being that pregnancy is a very risky business and can have a toll on
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
Managed care is one of the leading form health care in the United States. It has become very popular and many people in the United States have taken advantage of it. There are a few different types of managed care programs: Health Maintenance Organizations or HMOs, Preferred Provider Organizations or PPOs, and Point of Service Plans or POSs. Each one of these types of managed care plans has its pros and cons (Cyrene, 2015). If you would ask a few people what types of insurance they have, they are more than likely going to name off a managed care plan because it is more common to find someone with a managed care plan than not. Managed care has changed the healthcare system in many ways, some for the good and
Obamacare: the Temporary Solution to an Evolving Issue The need for universal health care within the United States has been evident, and needs to be addressed. The old healthcare system was plagued with issues, including expensive premiums that were on the rise, along with an inflated average infant mortality rate and limited average life expectancy, which ultimately led to many people being left uninsured (“Affordable” 2). In the 2012 presidential election, one key issue was how to reform America’s broken health care system, and to instate a successful universal healthcare system that has resolved the previous issues. Being one of the last influential and competitive countries in the world without universal healthcare, the pressure was on for the United States to develop its own system.
Although health insurance can be beneficial because providers get paid for the services they provide to the patient the insurance premiums and deductibles are in many instances way more than many families across the United States can afford. With these extremely high costs for insurance statics show that over 40 million families’ can’t afford or have access to needed health care systems. “It shows that one-fifth of Americans couldn 't afford one or more of these services: medical care, prescription medicines, mental health care, dental care, or eyeglasses (R...
Welcome to America: land of opportunity and most importantly, free. Well, unless you're a young, possibly teenage girl seeking birth control. We have people with extreme morals and religious beliefs making those decisions for you! Let us not forget the people saying sex education is tainting our youth's brains, yet wonder why they lack the basic knowledge on STDs. Remember, "Choice is an essence of personal freedom," (Brooks, ...About Life Control). Therefore leading to the point that birth control should be complimentary to all.
Health reform and health policy has taken over in the United States in recent years. Medicaid is one of the top policies being implemented throughout our nation today. To understand how Medicaid and federalism cross paths with each other one must understand the basic definitions and concepts each one brings. Federalism is “system of government in which the same territory is controlled by two levels of government. Generally, an overarching national government governs issues that affect the entire country, and smaller subdivisions govern issues of local concern.” In short, federalism is a government system that has an overseeing central government over state government. While, “Medicaid is a health insurance program for low-income individuals and families who cannot afford health care costs. Medicaid serves low-income parents, children, seniors, and people with disabilities.” Medicaid is a test based welfare program for United States Citizens. Now the question is how does Medicaid intersect with federalism? These two intersect because Medicaid is a need-based program that is funded by the federal government and the state government and administered at the state level. The issue with Medicaid is that if it expands then a crowding-out effect may occur. Meaning, that the more the government spends on Medicaid then less they would be able to spend on other programs such as: education, transportation, or other state priorities. Medicaid is supposed to provide access to health insurance for approximately half of our nations uninsured citizens. Without Medicaid a vast amount of low-income citizens will go without having a healthcare insurance plan.
Birth control should only be sold as a prescribed medication under a doctor’s order upon a patient’s request. Insurance should cover birth control pills or injected contraceptives because those who take it are trying prevent an unwanted birth. Individuals that truly want to prevent pregnancies would choose to have the side effects of gaining weight, mood swings or breast tenderness than unprotected sex. Those who choose not to prevent teen pregnancy or an unwanted child, gravitate to abortions or putting the infant up for adoption. If individuals who do prevent unwanted births, end up spending less than those who actually have the baby or go through with an abortion or
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.