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Conclusion of increasing healthcare costs
Conclusion of increasing healthcare costs
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I’m coming to you to help make a difference in today's medical costs. I believe that the high costs of medical bills cause a hardship on family incomes. For many years people have been struggling to pay medical bills. As a younger person of society, I didn’t realize that until it affected my family directly. About a year ago, my Granddad suffered from a mini stroke. He was taken by ambulance to a hospital and then by another ambulance where he would stay for the next few days to get some tests ran. My family and I were so concerned that we did not even think about the medical bills that were already piling up. Once we knew for sure that he was ok and he left the hospital, my grandparents were bombarded with various medical bills for hospital …show more content…
Did you know that in less than twenty years medical bills have climbed over eight times the amount they used to be? Also, during research I came across several articles from the website EBSCO that made me realize that other families have been in the same situation… or worse. While going through a couple of stories, one in particular caught my eye. It was a story about a man, John Elfrank Dana who lived in New York City and was a father to three kids and a loved husband. Dana was making his daily commute to work when he tripped in the subway and slammed his skull into metal and concrete. After being rushed to the hospital, he was given help and underwent many surgeries to repair his skull. Once those were completed and he seemed to be ok, he started recovery. Although he seemed ok, in the fifth week of recovery something terrible happened.Dana began feeling dizzy and was taken to the hospital where surgeons performed a life-saving craniotomy and then treated him for a brain infection caused by the craniotomy. In the midst of all the chaos, his family was being charged with over $106,000.00 in bills. Dana’s insurance covered none of the bills so they were left to pay them. The most tragic part is that this is only one family out of around one billion. Hardships like that tear families
The Bitter Pill by Brill Steven addresses the problem attached to medical bills in small towns across the country. Brill feels that American health care is eating away our economy and our treasure and discusses the costs associated with the provision of health care services in the U.S. The article explores the medical world through the medical experience encountered by a 50-year-old Scott S. and his wife Rebecca S. from the surrounding suburb near Dallas Texas. How is it possible that a laboratory work for a breathing problem cost $132,303?
Without question the cost of medical care in this country has skyrocketed over the last few decades. Walk into an emergency room with an earache or the need for a few stitches and you’re apt to walk out with a bill that is nothing short of shocking.
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
However, our system is based on money. The more money you have to spend, the better medical services you will receive. ?According to the Bureau of Labor education at the university of main (2003), America spends more money oh health care than any other nation, "$4,178 per capita on health care in 1998?, compared to the average of $1,783. (BLE., 2003, p.23). Still an estimated "42.5 million Americans are living without health insurance", which prevents them from receiving medical treatment. (Climan, Scharff, 2003, p.33). The numbers of un-insured Americans continue to rise. Tim Middleton (2002) states, ?insurance premiums grow at a rate greater than wages,? when you have a low-income job. (¶ 9). With our current economy recession, taxes are rising and small business employers are unable to purchase health plans for their employees. Employees are realizing that they are unable to gain insurance from their jobs and beginning to speak out about the high price of health care.
Many people with terminal illnesses rely on their health insurance to help with paying for the many surgeries and treatments, but some insurance companies refuse to pay for the medical bills because the treatments weren't covered in the contract the customer signed. Well, that's what they claim. If clients started costing the insurance company too much, they decide that the client did not need to stay in the hospital anymore and they stop paying for the doctors and the bills. According to Bonnie Drew, a victim of a rare disease, the insurance companies can dictate what the doctors can and cannot do. She says Blue Cross Blue Shield insurance company sent her home from the hospital to die.
spends about 15% of its gross domestic product on healthcare, thereby making it the largest sector of the economy” (Goldman, D., & McGlynn, E., 2005). “Americans are not healthier than some of the other developed nations, regardless of these extensive costs” (WHO, 2010). “Almost 40 million Americans are uninsured and about 18% of Americans under the age of 65 receive half of the recommended healthcare services” (Goldman, D., & McGlynn, E., 2005). “Though, quality of care was noted not to vary much in cities with respect to lack of insurance, poverty, penetration of managed care and availability of physicians and hospital beds” (Goldman, D., & McGlynn, E., 2005).
There are huge impacts of the rising costs. Many people can not afford health insurance. Of the families that do have health coverage, 50 percent are concerned about having to pay more for that coverage in the future, while 42 percent fear they will not be able to afford coverage at all. (National Coalition on Healthcare, 2005, Facts on heal...
In sum, America needs to reevaluate the status quo surrounding medical care. It is becoming increasingly apparent that the current model only benefits a select few and causes insufferable costs for the rest of the world. If there is no reform for these issues, money will continue to be siphoned directly into the pockets of large, for-profit companies that benefit from the strife of
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
Rising medical costs are a worldwide problem, but nowhere are they higher than in the U.S. Although Americans with good health insurance coverage may get the best medical treatment in the world, the health of the average American, as measured by life expectancy and infant mortality, is below the average of other major industrial countries. Inefficiency, fraud and the expense of malpractice suits are often blamed for high U.S. costs, but the major reason is overinvestment in technology and personnel.
Nearly every American can agree that our current health care system needs reforms. Primarily do to the fact that 45.7 million Americans are without health insurance. That's approximately 16 percent of Americans who sometimes have to do without healthcare, or face crucial financial responsibility. The main issues are admission to healthcare, and the affordability of health care. Before 1920, doctors didn't know enough about diseases to really provide useful care to sick people. Therefore the...
Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable. Each year millions of people go without any source of reliable coverage.
So one is going about your business, doing your normal routine and it’s time for a doctor’s visit. You go in there, the doctor performs his regular examine and sends you home. The next phone call you get from your doctor is a tragic one. They have just diagnosed you with a disease that has a low survival rate. And so begins the medical treatments. These treatments could last weeks, months, or years, during which you will face some of the most difficult choices. Some of our family members or friends have heard these words before and unfortunately doctors can only do so much to help, and the cost of treatments are on the rise. According to the NY Times, you could be paying up to a million dollars in one year just to pay for treatments, drugs,
I hope to impact this professional with my knowledge and expertise. I am now in school again to further my knowledge of this profession. It may seem old for some. However, for me learning has no age and boundaries as I continued to gain more knowledge and perhaps someday I can be a mentor for my peers. I hope to someday work In Risk management where I can continue to fight and argue the rights of my patients and peers whom all deserve a sense of dignity and self-worth. My contribution to this profession includes providing and promoting care with a holistic approach that is inclusive of the mind, body, spiritual belief practices because the patients I see as being more than just another patient in need of my care. The patients are like you and I and perhaps wants the same as I want for them. I’m sure with my great sense of enthusiasm that I may accomplish something here because my day will never end until I make an unmistakable stamp on a profession I always wanted to practice since that little girl whose heart was touched by the many caring professionals that provided care to my mom. Sound like I’m on a mission that indeed I