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College debt
The cost of higher education controversy
Student debt in america essay
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The Cost of Higher Education for Today What does college have to do with a better future and are people willing to spend thousands of dollars on an education that many people call a guarantee to a better life? Well of course you are, college is a key and a gateway to better jobs and lives but then there the cost for a college. First of all, every education comes with a price and everyone know’s it and that’s alright but the cost for a university is out of control. Many middle class citizens struggle to even pay for a community college in their own town,but a university would take them years to pay off and the cost for higher education should drop. Universities have many activities and curriculums that can be paid of by fundraisers which …show more content…
Who is blaming them you ask? Well that answer is easy it's Obama and the u.s. government.yes former president Obama blames the colleges for cost way too much money because a bunch of protesters who were blaming private banks and corporates for their money problems and Obama had to try to fix by blaming colleges.Also he forgot to tell the people it was really the US government that was really to blame for most of these problems.let's just say the government isn't the colleges favorite friend to be around in bad times .One of my last reason for this paragraph is the fact the only reason why colleges are blame is because united States government is to lazy to take responsibilities for their own actions and solve their own …show more content…
Another thing about people getting real is that whether they like it or not colleges and banks can only do you so much tell you have to waste money out of your own pocket and provide for families. The fact many students drop out of school or could not continue for a better education couldn't afford to go because no Day was their Biggest problems . Yes indeed because student and private loans only take you so far and unemployment is really high that it becomes tougher These are my three main reason why many people believe that the cost of higher education is over board. Also there funny fact that you decided you future so choose wisely and good luck . Finally last but not least the number one reason it's so high is because schools are wasting so much money on upgrading and stuff that they're using as much as they have
Individuals are struggling nowadays to acquire an education higher than a high school diploma. One of the main reasons for this issue could be very well the price it is to attend college. The prices have skyrocketed throughout the years. A lot of the people who attend college have to take out a “student loan,” just so they can get by. I believe one should not need to be in serious debt before they even graduate, all because they want to go out and further their education, and become successful in their life. College is a popular topic for most and Sanford J. Ungar and Charles Murray has a unique way of explaining both their opinions.
Based on Three Reasons College Still Matters, there are three main reasons why a college education is so important. From an economical standpoint, an education is most of the time needed to earn enough money to live comfortably. Attending and completing college provides a possibility for future economic stability. Within a highly competitive workforce a college degree can put a foot in the door to a job of a person’s choice. Statistics show that people who obtain a bachelor’s degree or higher get paid more than those who do not obtain one. Many question the worth of a college degree because of how expensive it is, though some say that the money spent is an investment on a person’s future. One can say that the worth of a college education is within the eye of the beholder. Many q...
Over the past years of getting a college degree was the pathway to get a settle career. College has been a reason for people to carry on after high school. Now that tuition has been raised, getting a degree seems to drain students with more loans and could be in debt. College has been raised to the point where people rather start working at a minimum wage than continuing with school. Working on a part time job would be an easier choice rather than pursuing towards their degree. As people attend college, fees build up and students loaning money and possibly be in debt. Not only that, some may say college isn’t worth it, but it is. Getting a degree pays off at the end going towards your career path, making twice as much as you would work at a regular job. Students who have received a degree are slowly declining. To make adjustment, College should be free for
To being with, college students today are economic pressure by school system and because of that student have become enslaved by financial aid department. This is an excellent quote by Zinsser he states: “they are the authentic voices of a generation that is panicky to succeed” (Zinsser 449). Student are spending more money than the actual value of their degree, on average student are spending 20-30 thousand each year just for tuition. Recently
Another reason behind why getting a college education is worth it is it will get you better work benefits. With higher paying jobs comes more benefits, but these jobs require a higher education. That's why college graduates are more likely to get things like health insurance and retirement plans through their jobs. In 2008 70% of people who graduated with a 4 year college degree received health insurance through their job, while less than 50% of people with just a high school diploma got it(collegeatlas.org, par. 6). And 70...
There are so many students who would extremely grateful to attend any four year institution but can’t because of the lack of funds. College life can be very stressful, and the process can is very frustrating to most students the first two years. When the cost of college tuition is compared to the 21 century financial economy the cost does not make sense, because for a middle-class family it is impossible to afford sending their child to any four-year institution. It hard for students to graduate with the stress to pay-off hundreds and thousands of dollars in loans. Going to college is stressful enough without the need to worry about how we’re going to pay for it and what other costs will continue to rise with getting a degree afterwards. With the current increase of unemployment rate and the thought of going to college seems like a farfetched goal. Many people choice not to attend a four year institution, because they did receive a scholarship or enough government funding. Having a college background is very important for professional growth, it will eventually limit career opportunities. My stand point is, you may not leave college doing the same thing you began with but the life experience is endless. College experience not only gives knowledge that builds you into a better person by giving a broader erosion. With the cost of tuition increasing will hurt our generation, by causing physical and mental stress but in the end it will all pay off. Not all colleges are for the blame; some of the blame is our economy and other factors play a big roll. As students we need to be aware of all our resources offered, such as Pell Grants, and government scholarships. For example, the some states will pay for a student’s college if they graduate high school with a GPA of 3.5 or higher. There are many states that are willing to pay for all or some of college tuition only if students are willing to use
Colleges and Universities, in a way, are businesses selling financial stable futures. There are many futures to buy, some a little more expensive than others, but in all, with a college degree, individuals have the chance and opportunity to achieve certain success.
To begin to understand this issue, we have to first examine the history and the context from which it arose. The rise of tuition is mainly due in part because the colleges need more money to upgrade and stay on top of the technology era. There are also many other reasons why tuition is on the rise though. One writer states that, “As almost every state reels from the effects of recession and tax cuts, legislatures slash funding for higher education, the largest discretionary item in most state budgets.” (Reed Jr., p.25). Another writer states, “A need to improve facilities, state budgets that are declining and inflation are all contributing to the rising cost of higher education, and there appears to be no end in sight.” (Gallagher, The Augusta Chronicle). This same writer gives another reason, “Universities, private and public, have to raise tuition to cover the costs of new construction, renovations and technological advancements and to keep qualified professors.” (The Augusta Chronicle). All of these statements show that there are many reasons why college tuition is on the rise, but they don’t seem to make sense to me. There should be other ways that colleges are able to pay for these advances in technology and inflation besides just hiking up the tuition cost. The tuition cost is so high that they have plenty of money to pay for all of the technological advances that they want and still have money left over for others things that the school has to be able to pay for from the tuition from students.
College education goes about the way to an effective future for people who are not kidding with it. Currently, a college education has turned in the base necessity in securing a job in different companies and although some people might think college is not worth the debt, in a long run it actually is.
College. It is the seven-letter word that almost every child will hear thousands of times while they are growing up. They constantly are bombarded by the idea that they must go to college if they want to be successful. However, what if this is a false statement. What if college isn’t as great as everyone makes it out to seem. Well, these days some people believe that young people are better off, not going to college. Over the years the economy around the world has changed. It has prospered, and it has fallen. As the economy went downhill the government began cutting funds in areas that they felt were necessary to exterminate. One of the largest areas of funding that was cut was education. Colleges began receiving less money from the government, resulting in a rapid increase of college tuition fees. Due to this, a lot of people believe that college tuition is too expensive for what you get, and not worth the money. However, most people believe that college is necessary in order to further their education, and in order for them to earn their degree. They think that this degree has the ability to help college graduates get a job and work up to a career that only someone with a college level degree is able to achieve. The truth lies in the facts, and statistics. College is the seven-letter word that all people should be thinking about. A college education is a valuable investment that everyone should strive to achieve, and is completely worth the expensive cost.
The relationship between college and university are influential in our society. To have an educated society in the United States brings a safe and peaceful environment to live in. Society is defined as "a group of people with a common culture or a way of life. A group of people who unite to share a common interest" (Holt, Rinehart and Winston 678). An educated society also avoids social problems such as poverty, gangs, drugs and health related sickness. Most of all, having an educated society helps our country’s economy. For example, a citizen that acquires a college degree earns respect and can get a good job that pays well.
By attending college, students guarantees themselves a better job that the average Joe. Because the world is changing rapidly, and many jobs rely on new technology, more jobs require education beyond high school. With a college education, an individual will have more jobs from which to choose. In addition to obtaining a better job, people who go to college usually earn more money than those who do not. College furnishes you with proper credentials and documents to land high-level jobs. Figures from an A&E television program on ‘The Working Class’ show that in 2004 the average earnings were $23,895 for a high school graduate and $41,478 for individuals with a bachelor’s degree. Getting a college education is simply a stepping stone in ensuring yourself with a good start in life. Some may agree that college students are open minded and knows exactly how to expre...
College is the key to a well suitable and successful life it opens the door for us to a wide opportunity of careers. It also helps people revolutionize the world with all the educated people inventing and discovering new advanced things. I believe that us Americans, if we want to go to public college it should be totally free for the ones who aren’t financially set to pay it off without going into debt and taking out school loans. The problem is that many of Americans are choosing not to go but instead go straight into the workforce due to the fact that college tuition is very expensive to afford for low-income families and even middle-class ones too. Knowing they have the skills to
Although that is true for some, it is not true for all. Some would say that money is not everything, as long as they are happy. While that is true and happiness should hold a great power over people’s lives, for most, college will bring people happiness. There is a great percentage that individuals that attend college will still benefit the same if not more than those that do not attend college. As earlier implied, college is not for everyone and Isabel Sawhill and Stephanie Owen display that well in their essay, “Should Everyone Go to College?.” Owen and Sawhill say that people are actually doing some individuals a disservice by telling them everyone needs to go to college (Page 209, Para 1). In “Should Everyone Go to College?” they say this because they think it is necessary that people think about their likely education path and career path before investing so much money and time into secondary education (Page 212, Para 1). This is true, people should not invest a lot of their self before they have thought about where they want this to lead them. Even though everyone does not have to go to college to benefit in academic, financial, and social ways, for most, it certainly will not do anything but make them grow as a person and become more
Education is a form of personal freedom. By pursuing a college education, you are setting yourself up to be a successful and independent individual who not only has a degree, but is knowledgeable of the things in this world that matter. Many may argue that you can be more successful and earn a higher salary than an individual with a degree. This statement is very true, however, those individuals who become rich overnight and have these “special gifts” are very far and in between. This is due to the fact that it is very rare to become an overnight success story and although these people may not have went through college, they still worked extremely hard to be where they are today. This goes to show that one of the best things about earning a degree is the fact that it is one of the only things in this world that no one can take from you because you “earned” it. For example: as a recording artist,