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Methods of protection against identity theft essay
Methods of protecting against identity theft
Preventing identity theft research paper
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On July 1, 2003, California enacted an electronic data privacy law to protect residents from one of its fastest growing crimes: identity theft. SB 1386 (Civil Code 1798.29) requires businesses to notify California residents if a security breach results in disclosure of personal electronic data. All businesses are subject to this law regardless of size, location, or operations. Business owners should be aware of the problems associated with identity theft, the steps required to comply with SB 1386, and the preventative measures available.
Identity theft is a significant problem to both citizens and financial institutions. The FTC estimates that over 27.3 million Americans have been the victims of identity theft in the past five years. The U.S. financial impact is staggering; in 2002 alone, losses were estimated at $48 billion to financial institutions and $5 billion to victims. The FTC reviewed trends from 214,905 cases reported in 2003, and California accounted for the highest number of incidents (39,452). In 20% of all cases, the source of the information breach involved disclosure of personal data over the internet or other electronic sources. In 55% of all cases, the identity theft resulted in credit card, bank, or loan fraud. Federal and state laws address this growing problem.
The FTC provides some protection by aggressively enforcing existing federal laws. Under the unfair and deceptive trade practices law, a website operator must adhere to the company’s own privacy policy or face prosecution for failing to exercise a reasonable standard of care. Reasonable care includes addressing potential system vulnerabilities such as viruses and encrypting personal information so that it cannot be viewed. The FTC recently ordered several large corporations to implement stronger privacy controls after breaches exposed personal information.
In January of 2001, Eli Lilly settled with the FTC after accidentally releasing the e-mail addresses of nearly 700 consumers who were using the company’s anti-depressant Prozac. Seven months later, Microsoft was targeted by the FTC for misrepresenting the security of its “Passport Wallet” web service. More recently, in April of 2004, Tower Records faced allegations for allowing and failing to correct a breach that disclosed consumer information including names, billing and shipping addresses, email addresses, phone numbers, and ...
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... 2003. http://www.consumer.gov/idtheft/IDT_CY03/California%20CY2003.pdf January 18, 2002, “Eli Lilly Settles FTC Charges Concerning Security Breach”. http://www.ftc.gov/opa/2002/01/elililly.htm August 8, 2002, “Microsoft Settles FTC Charges Alleging False Security and Privacy Promises”. http://www.ftc.gov/opa/2002/08/microsoft.htm April 21, 2004, “Tower Records Settles FTC Charges”. http://www.ftc.gov/opa/2004/04/towerrecords.htm
Articles:
Cheryl A. Falvey, “Disclosure of Security Breaches Required by New California Privacy Legislation”. http://library.lp.findlaw.com/articles/file/00008/009186/title/Subject/topic/Antitrust%20and%20Trade%20Regulation_Unfair%20Trade%20Practices/filename/antitrustandtraderegulation_2_237
Whole Security, “Facts on Identity Theft”. http://www.wholesecurity.com/threat/identity_theft.html Auxillium West, “California SB 1386 – Personal Information: Privacy”. http://www.auxillium.com/californiaSB1386.shtml StrongAuth, Inc., “California’s SB 1386 – Frequently Asked Questions”. http://www.strongauth.com/regulations/sb1386/sb1386FAQ.html Legislation:
California SB 1386
http://info.sen.ca.gov/pub/01-02/bill/sen/sb_1351-1400/sb_1386_bill_20020926_chaptered.html
Phiprivacy.net. (n.d.). Incidents Involving Patient or Health-Related Data [Pdf file of privacy breach articles for 2008]. Retrieved from http://www.phiprivacy.net/MedicalPrivacy/Chronology_2008.pdf
California's Proposition 13 had a big impact on American government and public policy because it put to vote the reduction of property taxes. This Proposition had a great impact as it swept the county and made headlines in newspapers around the world. People used this initiative process to gain a greater control over their lives. The California taxpayers stood up and said no more to excessive taxes because they were tired of out of control property taxes and losing their homes because they could not pay property taxes while the government did nothing to help them. This in turn hurt the schools, cities, counties and special districts. From this proposition, we have a few others like proposition 218 and proposition 37.
Proposition 8 was a piece of legislation formally called the California Marriage Protection Act which was an amendment to the Constitution of the State of California. The amendment was voted on and passed during the state elections of November 5th, 2008. The new legislation added to the constitution reads: “Only marriage between a man and a woman is valid or recognized in California.” The issue was prompted in May of 2008, when the California Supreme Court ruled that same sex couples had a right to marry one another according to the Equal Protection Clause of the Constitution of the United States. This overruled earlier legislation known as Proposition 22, which was in fact the same as Proposition 8, but was a part of California’s Family Code, and not written into the constitution. Because the Constitution was given precedence over the Family Code in the Supreme Court’s ruling, Proposition 22 was rendered obsolete. Many people who shared conservative views about the meaning of marriage took exception to that and took action to create Proposition 8.
Identity theft has been a major issue of privacy and fraud. In the data breach analysis from the Identity Theft Resource Center (2013), the number of data breaches from the year 2005 to 2012 increased. In 2012, there had been 49% where the data breach exposed people Social Security Number. The data breach of 2012 has a rate of 27.4% caused by hackers. These breaches were commonly from 36.4% businesses and 34.7% health and medical (Identity Theft Resource Center 2013). The number of identity theft varies from physical possession to digital possession. At least one-fifth of trash cans contains papers listing people’s credit card number and personal information. People that throw away their trash mails contain much personal information that is useful to steal someone's identity (Davis, 2002). Technology becomes a need where people use it daily and as a result it has also become a use for identity theft as well. Throughout the years as technology develops so does identity theft. This paper shows the types, methods and technique used for identity theft, and it also examines possible risk of identity theft from current technology.
Price and Sorrells shows that companies are taking too much advantage from the customer, the government, even though their trying, needs to start helping the people protect their privacy, and a balance between the amount of trust people should have giving out their sensitive records to which information is protected. A concern that is happening that the government and corporations is that personal information is not secured well enough. Price states how over 100 million sensitive records were hacked or lost in a year and the percent of increase in data breaches is 650 more than last year. Her description of how unreliable the government is with personal information by using logical and well researched information to put no faith and fear in the reader.
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
I’ve decided to write my research paper on the issue of identity theft. Identity theft has occurred all throughout history in various ways and forms. Today, it is one of the fastest growing crimes occurring all over the world. Data suggests that identity theft accounts for roughly $50 billion stolen each year from citizens and businesses in the U.S. I believe that more attention should be targeted towards identity theft because of the detrimental effects it can have on a single victim and on our nation’s economy. Topics I will discuss include statistics about the crime, laws that protect the victims of the crimes, and what we are doing to prevent future attacks from happening.
In the fall of 1998, the rampant rise in electronic credit card fraud led congress to pass the Identity Theft and Assumption Deterrence Act. This act prohibits, “ knowingly transfer[ring] or us[ing], without lawful authority, a means of identification of another p...
Identity theft is one of the fastest-growing crimes in both the US and abroad. The Federal Trade Commission (FTC) estimates that identity theft costs consumers as much as $50 billion annually and that this number will likely keep growing (Finklea, 2010, p. 1). Additionally, the FTC receives in excess 250,000 consumer complaints of identity theft each year and this is believed to be only a fraction of the total number of victims (Finklea, 2010, p. 9). There are several types and methods of identity theft and these methods continue to increase as technology becomes increasingly sophisticated. Understanding the types and methods of identity theft can reduce potential victimization.
According to LD Online (2015), Public Law 94-142, also known as Education for all Handicapped Children Act (EHA), was passed in 1975. Since then, the law has taken on many changes in order to improve its effectiveness, and is now known as the Individuals with Disabilities Education Act of 2004 (IDEA 04). The original Public Law 94-142 guaranteed a free and appropriate public education to each child with a disability from the age 3 to 21 (LD Online, 2015). It is required to make efforts towards improving how children with disabilities are identified and educated, as well as provide evaluations for the success of those efforts. Furthermore, the law provided due process protections
Everything is stored on the internet including highly classified government information, and your bank information. How do we make sure no one steals, views, or sells your passwords, and private information? Congress passed a law in 1986 called the Computer Fraud and Abuse Act (CFAA) to protect the government’s information. Many laws have been passed that revises the CFAA. The CFAA has imprisoned many people, and many people want changes to the CFAA today.
This report will describe the history of government regulations and FTC. How that applied to Google search and personal privacy. The changes made from the settlement between Google and the FTC, the difference Google's practices and policies from before the settlement and after the settlement, and the current demands and expectations from current and vocal Google users. The report will also draw a conclusion from the findings and will determine if additional regulations are needed or if the regulations currently in place are sufficient.
Privacy online is hard to get. Users are not reading websites privacy policies and not realizing their information is being given to third parties. Users are trusting these websites to protect their information and worrying about protecting themselves. Cybercrimes are costing the world up to $1 trillion dollars a year. Companies are scared to report their losses from cybercrimes in fear of it being bad for business. Because of that not all of the cybercrimes are being reported. Computer Security is a huge field right now. Organizations are looking for ways to protect their systems now. With cybercrimes on the rise systems need to be protected as best as they can. Most computer security can be found in hardware and software. Using firewalls and virus protectors are an example of hardware and software that is used to protect a network. Some organizations are not putting their money into computer security they are putting it more into marketing for their organization. Organizations need to put more of their money into the IT department to protect their networks. This will help with breaches we have been having. This issues are important to any IT professional because they are the number one issues we are having dealing with technology. Until these issues are resolved there will be bigger breaches in networks and information
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Staff, Proquest. At Issue: Technology and Privacy. N.p.: ProQuest LLC, 2013. Web. 5 Dec. 2013. .