Bent Tree Circle Apartments, Inc.: A Case Study

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This claim arises out of an incident that occurred on October 29, 2015, at 13630 Bent Tree Circle, Centreville, VA 20120. The insured, Carlos Morales Portillo, was hired by Bent Tree Circle Apartments, Inc. (hereinafter “Bent Tree”) to help remodel and bring their condo units up to code. Specifically, insured was tasked with increasing the strength of the ceiling joists. In order to so, insured was using pieces of plywood to make boxes around the joists for more support. Since the sprinkler system lines run close to the ceiling joist system, insured tried to flex the pvc water lines of the sprinkler system away from the joists in order to slide the plywood next to the joists. One of the water lines was flexed too hard and snapped around the …show more content…

Mr. Rushziky’s estimate came to $115, 826.42 before depreciation and removing non-covered anti-microbial application. Since depreciation in this claim is $15,345.42, Blair & Company received approval from Underwriters to issue a Release of All Claims representing the settlement amount of $100,480.99, to the claimant. Instead of executing the release, Andrew Ross, a construction manager with Bent Tree, responded with a request for $124,191.29. In this request, Mr. Ross stated that their cost for the damages was greater than what was currently being offered. The claimant provided additional invoices that were later reviewed by the independent adjuster. Mr. Rushziky’s review of the estimates found that there is an $8,364.87 difference at Replacement Cost. Bent Tree’s new invoices have what appears to be emergency mitigation services for unit 103 in the amount of $1,800 that was not applied to the lump sum repair for that unit. Additionally, Bent Tree has an invoice for $1,800 for cabinet repair and cleaning for units 102 and 204. Both of these units also have lump sum repair estimates for $12,900.00. Mr. Rushziky had said that due to these issues he is unable to see where the differences are for this

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