Benefits Of Sovereign Gold Bonds

1383 Words3 Pages

Sovereign Gold Bonds are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. These risk free bonds are issued by Reserve Bank of India on behalf of Government of India. The investment in gold bonds is a best investment option, since the gold is in demat form and also offer interest at the rate 2.75 per cent on the invested amount. It has limitation on purchasing; the minimum denomination is of 2 grams gold and maximum of 500 grams gold. The bonds are distributed through Banks and designated post offices. This paper is analysing the benefits, challenges and impact of Gold Bonds to the economy.
Meaning: …show more content…

It is believed that the value of gold always increased with general prices. Thus, most of the Indians consider gold as the safest investment. It gives similar but better than the physical gold.
1. The gold bonds are available both in demat and paper form.
2. The tenure of the bond is for a minimum of 8 years with option to exit in 5th, 6th and 7th years.
3. Gold bonds carry sovereign guarantee both on the capital invested and the interest.
4. The value of the investment in the gold bond would increase with the increase in gold prices.
5. The gold bond gives a better return than the physical gold can be kept in digital form.
6. Gold bonds are safe as gold can be kept in digital form.
7. Gold bond can be kept in house or demat account instead of locker. So it saves the expenses as locker rent.
8. There is no chance of cheating or impurities in the gold bond. It is equal to 100 per cent pure gold, which will give 100 per cent value.
9. In Sovereign Gold Bonds, capital gains tax treatment will be the same as for physical gold for an ‘individual’ investor. The department of revenue has said that they will consider indexation benefit of bond is transferred before maturity and complete capital gain tax exemption at the time of

More about Benefits Of Sovereign Gold Bonds

Open Document