Because of some of these events the economy has suffered or will suffer. In order to fix this America needs to revise the Obamacare reform to reduce spending and not attack jobs. The Obama administration believes this is the key to future healthcare success for all Americans. Others believe that it will not work because of the increased cost, loss of benefits, and how much damage it has done to the economy. The American people need to understand the affordable care act is not the answer for the future of America.
Companies offered health coverage to their employers but certain laws prevented them from giving some benefits, forcing them into something that is called a one sized fit's all system. Basically like a waiting list. The problem with the one sized fit all system is that healthcare is just simply too large and complexed to manage at a government level. This is a system the government created that they cannot fix. The charge of Obama care would dump 60 million workers into the laws state and federal insurance exchanges which lead to the Affordable Care Act (ACA).
The effects of universal healthcare are detrimental. Young healthy people are going to carry the burden of healthcare. Government run programs are not efficient enough to run a private sector as big as health insurance. Competition, individual ingenuity, and profits have always led to effectiveness and greater cost control. Less students will want to pursue a profession in the medical field.
On the other hand, most Democrats state that everyone should have the right to get affordable health care no matter what (Obamacarefacts.com) The real question is... Do the benefits outweigh the costs of Obama Care? People are losing more money because... ... middle of paper ... ... surgery done. If they have no coverage, most likely they will not be able to afford any procedures or stays in the hospital. So who is left with the bill? Providers are becoming worried because as a doctor you may not know if someone has active insurance or not (Fox News).
So what is wrong with America's health care? Many people with terminal illnesses rely on their health insurance to help with paying for the many surgeries and treatments, but some insurance companies refuse to pay for the medical bills because the treatments weren't covered in the contract the customer signed. Well, that's what they claim. If clients started costing the insurance company too much, they decide that the client did not need to stay in the hospital anymore and they stop paying for the doctors and the bills. According to Bonnie Drew, a victim of a rare disease, the insurance companies can dictate what the doctors can and cannot do.
Health care, what some consider being a basic human right, what our country considers to be a privilege to those who have the funds to support it. Unfortunately, today’s American health care system is no longer only negatively affecting the poor and uninsured, but is now affecting middle class suburbia. This paper will focus on the cause and possible solution to the recent upswing in bankruptcy filings due to medical health care costs. Harvard professors Steffie Woolhandler and David Himmelstein, along with Harvard law professor Elizabeth Warren and Ohio University sociology and anthropology professor Deborag Throne compiled statistically accurate data on bankruptcies in the United States. Their published study found that between 1981 and 2001, medical related bankruptcies have increased by an astounding 2,200 percent.
One of the things Obamacare was trying to avoid was placing higher taxes on the middle class, and instead of preventing that, higher taxes smacked the middle class directly in the face. This angered the middle class, seeing as they were promised no raised taxes, and once again made Obama and Obamacare look bad. Author Marcia Angell, from Harvard’s medical school, believes there is only one way to go about covering the entire nation under Obamacare. “The only way to provide health care to all Americans at an affordable cost is by instituting some form of publicly-administered nonprofit system…” (2). By, “publicly-administered nonprofit system”, she means a system that supplies universal health care at half the cost, such as Medicare, which is a single-payer system.
Brian Joyce, a radio host, stated, “The underinsured are a big reason why healthcare is so expensive in the United States. They are a big reason why the rest of us pay so much for coverage and services that cost a fraction of the price in many other countries. To allow the underinsured to remain underinsured simply because they like their plans defeats the purpose of healthcare reform” (1). ObamaCare is requiring insurers to make plans by regions instead of by state, so if someone visits a doctor out of town, the care given will not be covered (Gottlieb 1). The limited plans are called narrow networks.
Absolutely not! Government will claim that the numbers of uninsured Americans are high because of the prices insurance companies charge, but are these numbers correct and who makes up these numbers? What will a government run healthcare service provide as far as doctors and treatments are concerned? Where do we think the money to run government healthcare will come from? Americans can help turn the economy around by eliminating this healthcare crisis from the list of many.
Many people who are gainfully employed do not have health care because they cannot afford the prices that the employer offers, if at all. There is currently no law or policy in place that makes it mandatory for employers to even offer insurance. Thus, the ability to ensure that employees are being fairly offered health care is non-existent. The Medicaid and Medicare that many people utilized has inherent problems that also make these health care plans uncomplimentary to current health care plans problems. Problems that many have with these two plans come from the provider and the patient side.