This paper discusses the Affordable Care Act and questions that were given to us by our instructor. The Affordable Care Act, or ACA, is a health care system reform that was implemented in 2010 by Obama, the current, and then president. There was a great deal of debate when the reform came about, and what it would mean for companies, individuals, and medical care providers. Ultimately, it was designed to bring a reform to the nation’s broken health care system ((Manchikanti, Caraway, Parr, Fellows, & Hirsch, 2010). There were so many individuals without health insurance who did not get the care they needed, and this reform came about to try and create a more equal and fair system that gives everybody a sort of equal chance at insurance and health care. Like any change, it’s frightening when something new and unknown comes about, and that is exactly what this did. There were many who were unhappy with it getting passed, as well as many who were pleased with it. This didn’t just fall onto Republicans or Democrats, but individuals who were in the health care systems, like medical care providers and certain insurance companies, which it would affect. In this paper we aim to examine some background information about the Affordable Care Act, key questions that relate to it, and explore some new information learned about the ACA through this course and its readings.
The main advantage of the Affordable Care Act is that it lowers health care costs overall by making insurance affordable for more people. First, it wi...
In the United States, the health market system is defective to the citizen. Even though the market is available to all citizens; There are at least half of a million Americans without health insurance plans. The costs of health in the United States have historically been unfavorable. This can be traced to the fact that the health sector is driven by a market-based system (Fernandez, 2010; Harris, 2011). This means that most of the health insurance companies are privately owned. The companies provide including basic medical expense plans and catastrophic hospital expense plans to accommodate the needs of consumers. It also offers supplemental products that provide protection against risks, including dental, vision, disability, critical illness, accident, hospital indemnity, and multi-benefit products. For many years, the American population had been subjected to severe exploitation by medical insurers, through imposition of hefty medical covers. The establishment of the The Patient Protection & Affordable Care Act is now one of the most historical acts in the United States, considering that the act was championed by the United States president; Barack Obama. In the recent past, various policies introduced by the government have positively affected health care system in the United States. Consumers who are displeased with minimum restrictions of health care insurers may avoid signing up for insurance plans. As an example, since the beginning of the Obama care plan; health insurance for family coverage’s has risen up to $5,000 dollars. The premiums are low but the deductibles are high. Government taxes may cause little freedom and discourage patients to apply for health insurance. This can cause a downfall for physicians and organi...
In 2012, over 47 million Americans were uninsured. Due to the rising costs of health care, decreases in employer sponsored health care, and ineligibility gaps for public programs, the number of insured people has steadily increased (KFF, 2013). In an effort to overhaul the broken, fragmented system, massive health care reform has been launched. The most far-reaching law affecting managed care since the creation of Medicare and Medicaid, the Patient Protection and Affordable Care Act “ACA” was signed into law on March 23, 2010 (Kongstvedt, 2013). This controversial and comprehensive piece of legislation focuses on provisions to expand coverage improves health care delivery systems, increase consumer protection, and control health care costs (KFF, 2013).
Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer of 2010, It was perfect timing that this was my first course in the MMI program. The goal of the course was to provide students with a deeper understanding of how Americans access care. Therefore, it was suitable that a significant portion of the course focused on how access to care would change once the act was implemented.
In December of 2013, the CDC revealed the findings from a National Health Interview Survey concerning the possession of health insurance and the availability of access to treatment. Based on their survey, the CDC discovered 5% of their interviewees could not receive access to physician treatment within the last 12 months, due to physician refusal to accept new patients (2.1%) or their health care coverage (2.9%). At the same time 2.1% of the data body experienced difficulty "finding a general doctor" (“Products - Data Briefs - Number 138 - December 2013”). These Americans represent a small amount of the vast population in need of healthcare coverage. The article, "Young Adults Seeking Medical Care: Do Race and Ethnicity Matter," reveals the full e...
In 2010, the United States took the first tangible step toward universal health care coverage, with the legalization of the Patient Protection and Affordable Care Act of 2010. According to the U.S. Census Bureau’s most recent report the total population of the United States is nearly 309 million people (U.S. Census Bureau, 2010). In 2009, it was estimated 49 % of the population was covered under an employer sponsored insurance plan (Kaiser Family Foundation, 2009). The same 2009 data reported an additional 29 % of the population was covered under some form of government or public program (Kaiser Family Foundation, 2009). Leaving 17 % of the U.S. population vulnerable without any form of health insurance coverage (Kaiser Family Foundation, 2009). It is this minority that the Patient Protection and Affordable Care Act of 2010 will protect.
The purpose of this paper is to serve as an overview and summary of the major points found in “Health Care Reform and Equity: Promise, Pitfalls, and Prescriptions” (Fiscella, 2011) This article outlines both good, potentially bad of health care reform and possible solutions to improve on the program.
The ACA has addressed many of the gaps in coverage that existed under the previous health care system. Prior to the enactment of the ACA, high morbidity and mortality rates were prominent among the uninsured and underinsured (Kocher, Emanuel, & DeParie, 2010). According to Kocher and his colleagues (2010), financial barriers are the most cited cause for lack of insurance and inadequate insurance. However, when the ACA was enacted, this problem was addressed by expanding Medicaid coverage to assist low income families and individuals.
One of the many issues being debated within the United States is whether or not all Americans have the Right to Healthcare. The right to healthcare has been a debated since the beginning of the 20th century. During the 1930s, healthcare for all citizens was being considered by the President and various other national organizations. Several attempts were made to pass legislation on healthcare, but the legislation was unable to get full support by Congress. It wasn’t until the 1960s, legislation was passed as Medicare (The Social Security Act Amendments of 1965), “Although a national health program for all US citizens was not achieved, proponents of the plan continued to advocate for government-funded health insurance by shifting focus to providing coverage to Americans over the age of 65 and the economically disadvantaged.” (ProCon.org 2016) Over the next decades, major changes to the current healthcare system at the time would not occur until 1993 where President Clinton delivered a speech to Congress, in which several months later the Health Security Act was passed. The Health Security Act was the first form of a universal healthcare system within the United States, but it too had its issues and didn’t quite provide healthcare for all citizens. But, during 2010 President Obama signed the Patient Protection and Affordable Care Act. As in the previous healthcare law, debate continues on whether or not it guarantees, each citizen the right to healthcare.