Essay about Effects Of The Affordable Care Act

Essay about Effects Of The Affordable Care Act

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The Effects of the Affordable Care Act
The Affordable Care Act, also known as Obamacare, is President Barack Obama’s health care program that was passed in March 2010. The Affordable Care Act is considered to be America’s step towards universal health care, a system providing health care to all citizens in a country. Obama’s Affordable Care Act consist of many aspects from both political parties that are believed to improve health care for Americans. Obamacare offers new benefits, rights and protections for health care, sets up a health insurance market place which allows citizens to purchase health insurance during open enrollment, expands Medicaid to adults, improves Medicare for elders, expands employer coverage, requires coverage each month in order for exemption and if not results in paying a fee, and also introduces new taxes and tax breaks. Although Universal health care is believed to suit “everyone”, it isn’t an “across the board” program after all. The United States movement towards Universal health care sets deep roots in the lives of tax payers and workers in America. Although these individuals see the intentions of the Affordable Care Act, they disagree with some of the changes it requires.
The Affordable Care Act allows young adults to stay on their parent’s insurance until the age of 26. Many people see this as a positive, such as 22 year-old Tricia Green. While being interviewed by Foster’s Daily Democrat, Green stated that the Affordable Care Act has given her the opportunity to have insurance when she needed it most. She also stated that since the law passed in 2010, she has been able to rejoin her parent’s health insurance plan, as to previous, when children were only allowed to remain on their family’s covera...


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...affordable.”
Many, such as Stephen R. Latham with the Hastings Report center, consider the Affordable Care Act unconstitutional under the eighth amendment. Affordable Care Act critics argued that instead of being an exercise of congressional power to regulate commerce, it was a failed attempt to force citizens into commerce. They also argued that the payment for failing to buy insurance wasn’t a tax, but a penalty. The government argued that the “commerce” that congress was regulating was the purchase of health care, not the purchase of insurance. In other words, many Americans feel that the Affordable Care Act is unconstitutional because of the eighth amendment, which prohibits the federal government from imposing excessive bail, excessive fines, or cruel and unusual punishment; because if Americans don’t purchase health insurance, they are required to pay a penalty.

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