The ACA has addressed many of the gaps in coverage that existed under the previous health care system. Prior to the enactment of the ACA, high morbidity and mortality rates were prominent among the uninsured and underinsured (Kocher, Emanuel, & DeParie, 2010). According to Kocher and his colleagues (2010), financial barriers are the most cited cause for lack of insurance and inadequate insurance. However, when the ACA was enacted, this problem was addressed by expanding Medicaid coverage to assist low income families and individuals.
The most important policies that originated from the ACA, were the areas prohibiting insurance companies from discriminating based on previous health status. Because of this, individuals with chronic illness have access to the basic health care system regardless of the economic status under the ACA. It is also clearly stipulated in the ACA policy that, regardless of the plan chosen, all individuals will have access to basic preventive care in an attempt to improve the overall health and well-being of the entire population (ACA, 2015).
Furthermore, individuals with access to free screening and preventive programs will increase the number of diseases that are detected during the early stages and will reduce the overall burden on the health care system (Schoen et al., 2011). As a result of the new policies that were enacted under the ACA, the prevention programs that are free to individuals include mammograms, pap smears and tests for sexually transmitted infections (Schoen et al., 2011). Prior to the ACA legislation, low income individuals had the lowest rate of access to preventive care in comparison to other socioeconomic groups, but the highest percentage ...
... middle of paper ...
...he population (Berkman et al., 2011). Persons with limited health literacy skills are more likely not to participate in preventive measures such as mammograms, Pap test, or flu shots (US Department of Human Health Services [DHHS], 2015). These individuals are likely to have limited knowledge about the services offered by various plans, and as a result of stigma, may be timid about asking for assistance. Individuals with low literacy levels are more likely to be a “frequent flyer" in hospital and emergency admissions, because of their lack of knowledge in regards to the effective management of chronic illnesses (Berkman et al., 2011). As a result, these individuals are more likely to have higher mortality rate and poorer overall health and well-being (Berkman et al., 2011). In order to establish the goals established, the ACA needs to be amended to address this issue.
Need Writing Help?
Get feedback on grammar, clarity, concision and logic instantly.Check your paper »
- In January 1, 2014, a new act became law in the U.S.; known as the Affordable Care Act (ACA), this promised to provide all people the same right to medical treatment. I for one was excited; finally, a plan ensuring everyone would have access to affordable health care, something very overdue. I wondered if this would be anything like the healthcare system we have in the U.K., known as the National Health Service. Unfortunately, I was a little disappointed, with the Act in full swing; there have been many reports that the ACA is hurting people more now, than it did prior to its implementation, putting severe strain on not only their health, but also their checkbooks in the process.... [tags: Health care, Health insurance, African American]
1716 words (4.9 pages)
- The Affordable Care Act There is much talk about keeping the Affordable Care Act (ACA), also known as Obamacare, in place with the upcoming 2016 presidential election. Should it be amended, ended, or a bit of both. I believe the ACA has not been without its problems, but the benefits to the healthcare industry and overall community far outweighs these problems. Utah alone had more than 176,000 ACA signups in 2016 (Utah Health Policy Project, 2016). According to ObamaCare Facts 2015, “as of the end of open enrollment 2016 the current enrollment was estimated to be as many as 12.7 million in the marketplace, and very roughly 20 million total between the ACA, the Marketplace, Medicaid expans... [tags: Health care, Health insurance, Barack Obama]
1886 words (5.4 pages)
- Medicaid Expansion The Affordable Care Act (ACA) has increased the opportunity for a larger percentage of American’s to acquire health insurance. Nevertheless, a percentage of the population that continues to lack the necessary resources to become insured are children and the mentally ill. The discretion of the Congressional Budget Office to give states the decision to expand Medicaid has left this population in a coverage gap as not all states have accepted the expansion (Hyde, 2013). Oddly, states with the “lowest health rankings have the lowest median eligibility limits” (Artiga & Cornachione, 2015).... [tags: Health care, Health insurance, Mental health]
758 words (2.2 pages)
- In 2008 during the American presidential election ‘change’ seemed to be in the air. Presidential Candidate Barrack Hussain Obama, Junior stated he had a new form of healthcare that he would passionately support if he had the opportunity to as ‘President of the United States of America’. Obama shortly proved to be a man of his word. Fast forwarding to the year 2010 President Barack Obama signed the ‘Patient Protections and Affordable Care Act’ or ‘Obamacare’ into federal law in order to seek the creation of healthcare reform in the United States on March 23.... [tags: United States, United States Constitution]
1325 words (3.8 pages)
- ... For example, the preventive services include: mammograms, colonoscopies, blood test, etc. “The aim is to diagnose potentially chronic and serious diseases earlier on, when treatments are most effective” (Nordqvist). Medicare Part D Program, prescription plans previous fell into what was referred to as the doughnut hole. Medicare gave 50% discount to brand name drugs and 7% discount to generic drugs. The doughnut hole describes covered medication was not covered when the expense reached $2,970 and not resumed until the next level of $4,750.... [tags: healthcare reform, insurance, obamacare]
637 words (1.8 pages)
- A It was estimated that among the remaining population who were uninsured, 40% were made of low-income working family and most of them being uninsured for a long period. As of 2012, is was found that 47.3 million people had no insurance coverage and most of them were under age 65(Tolbert & Dorn, 2014; Obamacare Fact, 2015). In the essence of expanding insurance coverage, the ACA have provided states with an optional coverage program, the BHP program, in order to reduce the insurance cost especially for low-income consumers in the objective of making health access more affordable for this population who seem to be vulnerable.... [tags: Health insurance, Health care, Insurance]
1266 words (3.6 pages)
- Offering Appropriate Benefits Employee Benefits in the U.S. In the U. S., employers and employees are generally free to negotiate the terms of employees’ benefits, subject to certain exceptions. There is no requirement that an employer offer a retirement plan or pension, nor are there any mandatory federal pension or retirement schemes in which employers must participate, other than Social Security and the Railroad Retirement Program (federal programs funded through taxation of employee wages).... [tags: Pension, Tax, Taxation in the United States]
1511 words (4.3 pages)
- Who has health insurance really been for. If you look closely at the people who apply for coverage and those who actually receive coverage you tend to notice a specific trend. It is not the ones who desperately need the coverage, but the healthier individuals who receive it. The Commonwealth Fund reported that in a survey of those who tried to buy coverage between 2004-2007, 47% of those with health problems said they were either denied coverage, charged a higher premium or had some coverage excluded because of pre-existing conditions.... [tags: insurance, pre-existing condition, care]
741 words (2.1 pages)
- Effects of New Consumer Benefits on Healthcare Whether a person is for it, or against it, my guess is they have at least recently heard of it, The Patient Protection and Affordable Care Act (PPACA). Since its passing in 2010 and recent implementation in January 2014 it has drawn strong opinion both in congress and in the general public. Obamacare as it is commonly known is a dramatic attempt at sweeping healthcare reform. With its passing, the law has implemented several changes to privately funded insurance, lending itself to new consumer protections.... [tags: ACA,PPACA, hospitals]
980 words (2.8 pages)
- Introduction Affordable care act which is also known by the abbreviation ACA was signed to be part of the law in the United States federal statute in the year 2010 twenty third of March. The key aim to this act is to ensure that health insurance is affordable to all individuals in the U.S. The main intention of the act is to ensure that there is lowered uninsured rate that is to be made possible through expansion of private and public coverage of insurance services. More so, according to the act, there should be reduced costs for the individuals and the government in the healthcare industry.... [tags: aca,HEALTHCARE, medicare]
1284 words (3.7 pages)