Benefits Of The Coverage Under The Aca Essay examples

Benefits Of The Coverage Under The Aca Essay examples

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Advantages of the Coverage under the ACA
The ACA has addressed many of the gaps in coverage that existed under the previous health care system. Prior to the enactment of the ACA, high morbidity and mortality rates were prominent among the uninsured and underinsured (Kocher, Emanuel, & DeParie, 2010). According to Kocher and his colleagues (2010), financial barriers are the most cited cause for lack of insurance and inadequate insurance. However, when the ACA was enacted, this problem was addressed by expanding Medicaid coverage to assist low income families and individuals.
The most important policies that originated from the ACA, were the areas prohibiting insurance companies from discriminating based on previous health status. Because of this, individuals with chronic illness have access to the basic health care system regardless of the economic status under the ACA. It is also clearly stipulated in the ACA policy that, regardless of the plan chosen, all individuals will have access to basic preventive care in an attempt to improve the overall health and well-being of the entire population (ACA, 2015).
Furthermore, individuals with access to free screening and preventive programs will increase the number of diseases that are detected during the early stages and will reduce the overall burden on the health care system (Schoen et al., 2011). As a result of the new policies that were enacted under the ACA, the prevention programs that are free to individuals include mammograms, pap smears and tests for sexually transmitted infections (Schoen et al., 2011). Prior to the ACA legislation, low income individuals had the lowest rate of access to preventive care in comparison to other socioeconomic groups, but the highest percentage ...

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...he population (Berkman et al., 2011). Persons with limited health literacy skills are more likely not to participate in preventive measures such as mammograms, Pap test, or flu shots (US Department of Human Health Services [DHHS], 2015). These individuals are likely to have limited knowledge about the services offered by various plans, and as a result of stigma, may be timid about asking for assistance. Individuals with low literacy levels are more likely to be a “frequent flyer" in hospital and emergency admissions, because of their lack of knowledge in regards to the effective management of chronic illnesses (Berkman et al., 2011). As a result, these individuals are more likely to have higher mortality rate and poorer overall health and well-being (Berkman et al., 2011). In order to establish the goals established, the ACA needs to be amended to address this issue.

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