Health care is skyrocketing out of control. It is essential for individuals to have health care and preventive care in order to stay and keep healthy by having health care. Preventive measures are essentials to avoid health issues from occurring in the first place. Individuals need to budget for prevention and health care costs.
Health care is essential for all individuals to have, but unfortunately, is not affordable for all people. With the cost of health care rising, it is becoming harder and harder for people to spend money on other necessities. Due to this fact, it is crucial that individuals figure out how much health care will cost for them each year. They also need to make sure that they are able to pay for it and can still live comfortably with their money left over. I have come up with my own plan regarding my annual expenses for my personal health care and it is important that I am able to afford it plus my other needs.
The average person spends about $5,182 on personal health care items and procedures per year. This includes requirements such as soaps, toothpaste, vitamins, doctor visits, and dental appointments. I plan on spending around this amount annually for my own private health care necessities. The two most expensive things I am going to have to spend money on are contacts, which are around $200 per year, and doctor visits which have prices that can vary per year depending on the person and how often they go into the clinic. The cost of doctors’ appointments also depends on how much healthcare coverage you receive ("Health Care Facts: Why We Need Health Care Reform”).
There are preventives that can be done in order to lower the costs for these personal healthcare items and procedures. For example, by eating hea...
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However, our system is based on money. The more money you have to spend, the better medical services you will receive. ?According to the Bureau of Labor education at the university of main (2003), America spends more money oh health care than any other nation, "$4,178 per capita on health care in 1998?, compared to the average of $1,783. (BLE., 2003, p.23). Still an estimated "42.5 million Americans are living without health insurance", which prevents them from receiving medical treatment. (Climan, Scharff, 2003, p.33). The numbers of un-insured Americans continue to rise. Tim Middleton (2002) states, ?insurance premiums grow at a rate greater than wages,? when you have a low-income job. (¶ 9). With our current economy recession, taxes are rising and small business employers are unable to purchase health plans for their employees. Employees are realizing that they are unable to gain insurance from their jobs and beginning to speak out about the high price of health care.
Shi Leiyu, SinghDouglas A. “Essentials of the United States health care system” March 5, 2009
spends about 15% of its gross domestic product on healthcare, thereby making it the largest sector of the economy” (Goldman, D., & McGlynn, E., 2005). “Americans are not healthier than some of the other developed nations, regardless of these extensive costs” (WHO, 2010). “Almost 40 million Americans are uninsured and about 18% of Americans under the age of 65 receive half of the recommended healthcare services” (Goldman, D., & McGlynn, E., 2005). “Though, quality of care was noted not to vary much in cities with respect to lack of insurance, poverty, penetration of managed care and availability of physicians and hospital beds” (Goldman, D., & McGlynn, E., 2005).
There are huge impacts of the rising costs. Many people can not afford health insurance. Of the families that do have health coverage, 50 percent are concerned about having to pay more for that coverage in the future, while 42 percent fear they will not be able to afford coverage at all. (National Coalition on Healthcare, 2005, Facts on heal...
Health care is one of the most debated issues in the United States today and it 's necessary to understand the basics of this problem. Approximately 50 million people living in the United
The campaign for some form of universal health care has spanned nearly a century in the USA and has been the subject of political debate since the early part of the 20th century. Recent reforms remain an active and urgent political issue. Universal Health Care has been one of the leading public issues in America and in recent times this issue has risen to the fore, because of its increasing prevalence in the government, market, and civil sectors. In this essay, I will be looking at why this issue can and does affect everyone, no matter which sectors we look at. I will be taking an in-depth look at the many reasons why this public issue is worth caring about and why it is such a hotly contested subject in today’s politics, jobs, and even our
Currently in the United States, acquisition of affordable health insurance plans through employers and private corporations is one of the main topics in the political landscape between liberals and conservatives. The traditional way of obtaining health insurance is either by subtracting a certain amount of payout from one’s salary/paycheck or pay out of pocket. However, many people do not have access to health care because of the high costs associated with poor insurance plans that require individuals to pay high premiums and deductibles, which may or may not contain good benefits such as free preventative care. In addition, due to the past economic recession in 2008, many employers could not afford to pay for health benefits and canceled numerous plans for many employees. This effectively increased the rate of uninsured Americans as well as the increasing health care costs.
As American transcendentalist Ralph Waldo Emerson once said, “money often costs too much”. This famous quote can be interpreted in many different ways; it seems very logical in parallel to the idea that money can result in a high social and moral cost. As individualistic as American society is, the preference for monetary stability has become a higher priority for Americans than general societal health and stability. It is then not a surprise that the Affordable Care Act (ACA, also known as ObamaCare) has become one of the most controversial health care reforms as it looks to improve the health care system for the country whilst conflicting with cost reform at the same time. Essentially, the ACA is a program that works to entirely reform the government’s health insurance by raising taxes in order to improve quality and affordability. This taxation is done in order to provide everyone, those from different socioeconomic backgrounds, with a good and competent health care plan. The purpose of this essay is to show the importance of the ACA, as general health is more important than monetary cost.
The need for universal health care within the United States has been evident, and needed to be addressed. The old healthcare system was plagued with issues, including expensive premiums that were on the rise, along with an inflated average infant mortality rate and limited average life expectancy, which ultimately led to many people being left uninsured (“Affordable” 2). In the 2012 presidential election, one key issue was how to reform America’s broken health care system, and to instate a successful universal healthcare system that has resolved the previous issues. Being one of the last influential and competitive countries in the world without universal healthcare, the pressure was on for the United States to develop their own system. Since Barack Obama became president, Obamacare, instead of the proposed Romneycare, was born.
Although health insurance can be beneficial because providers get paid for the services they provide to the patient the insurance premiums and deductibles are in many instances way more than many families across the United States can afford. With these extremely high costs for insurance statics show that over 40 million families’ can’t afford or have access to needed health care systems. “It shows that one-fifth of Americans couldn 't afford one or more of these services: medical care, prescription medicines, mental health care, dental care, or eyeglasses (R...
In previous years, the healthcare cost was affordable for everyone which gave many individuals chances to have medical insurance providers which can help them with their health. On the Other Hand, the cost has triple over the decade and makes mad it difficult
Rising medical costs are a worldwide problem, but nowhere are they higher than in the U.S. Although Americans with good health insurance coverage may get the best medical treatment in the world, the health of the average American, as measured by life expectancy and infant mortality, is below the average of other major industrial countries. Inefficiency, fraud and the expense of malpractice suits are often blamed for high U.S. costs, but the major reason is overinvestment in technology and personnel.
Despite the established health care facilities in the United States, most citizens do not have access to proper medical care. We must appreciate from the very onset that a healthy and strong nation must have a proper health care system. Such a health system should be available and affordable to all. The cost of health services is high. In fact, the ...
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.