In this chapter there are seven sections . Section 1.1 deals with basic aspects of Health Insurance at length. While section 1.2 treats preliminaries of Security, Section 1.3 is about problem context. Section 1.4 explains research Hypothesis. The next section 1.5 explains the aim and objectives. The penultimate unit, Section 1.6 depicts the scope of this research undertaking. Finally, the last part is devoted to the chapterisation of the thesis which is entitled as section 1.7 Dissertation Organization.
1.1 Introduction to Health Insurance
The term health insurance is a type of insurance or facility that covers medical expenses for an individual or entire family group. A health insurance policy is a contract between insurers and an individual /group in which the insurer agrees to provide specified health insurance cover or financial assistance at a particular “premium” for over a period of time. The health insurer usually provides either direct payment to hospital (cashless facility) or reimburses the expenses associated with illnesses and injuries or disburses a fixed benefit on occurrence of an illness after providing the proof. The number of people, amount of health care costs and time of policy coverage will vary according to the health plan which the client opts for.
In countries like India where middle class occupies more than 60% of population, health insurance is essential which will give financial coverage against the medical expenses among individuals and groups due accidents or sudden illness. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop ...
... middle of paper ...
...o display data depending upon requirements i.e., patients data that is required for Doctor, Patients data that is required for IC. Patient’s personal data is essential for IC except the diagnosis report from hospital to which IC will pay. In an era where consumers are increasingly concerned about the privacy of their personal information. The health privacy protections are intended to provide consumers with similar assurances that their health information, including genetic information, will be properly protected. Under the Privacy Rule, health plans, health care clearinghouses, and certain health care providers must guard against misuse of individuals’ identifiable health information and limit the sharing of such information, and consumers are afforded significant new rights to enable them to understand and control how their health information is used and disclosed.
Need Writing Help?
Get feedback on grammar, clarity, concision and logic instantly.Check your paper »
- Everyone knows that in order to be a functional human being, your health must be in order. Bacteria and diseases can be devious forces if someone's system is not equipped to fight them off. In order to prevent said things from attacking our immune systems, we go to the doctor for guidance in the areas of taking care of ourselves, but going to these doctors has a price. Most people living comfortably would tell you that their insurance covers ever bump and bruise that appears on them, but what about those who cannot afford health insurance.... [tags: system, insurance, coverage, health]
702 words (2 pages)
- The Health Insurance portability and Accountability Act was first introduced in 1996. This law became nationally known as HIPAA. “This law is made up of five sections. Titles I, III, IV, and V address regulation of the continuity and renewability of employee health insurance, promote the establishment and use of medical savings accounts, and set standards for the coverage of long-term care.” (Charles R. McCornell, 2015, pg 513) HIPAA set guidelines for a lot of aspects in the American health care system.... [tags: Health care, Medicare, Health economics]
748 words (2.1 pages)
- Introduction All individuals across the world strive to acquire high levels of competence and literacy across all aspects of education. It is human nature to maintain good health, and to educate ourselves on how to sustain prominent, fulfilling lifestyles. In application to health, the first step in achieving adequate health requires one to know where to locate reliable information. Not only is it important to understand what it takes to create health, but also the process of preserving healthy habits at all times.... [tags: Health care, Health, Health insurance]
1533 words (4.4 pages)
- Public health issues include chronic illnesses and limited recourses this can be a crisis for most people. Dealing with chronic concerns such as constricting directives, uncompromising support and political forces interference from local and state governments can make a tough situation even tougher. Private health insurance allows individuals to choose a plan that fits them best based on desired coverage for his or her family needs, current medical conditions and premiums they can afford.... [tags: health insurance, healthcare]
1059 words (3 pages)
- The health care system in the United States of America has been an ongoing issue for years to come. America has many issues to resolve concerning health coverage that could improve by taking learning from successful countries. Examining the different countries from the documentary “Sick Around the World”, who have the top health care systems throughout the world could help America improve and fill the gaps in our health care system. In the documentary “Sick Around the World”, we learn about the health care goals and stipulations of various countries around the world.... [tags: Medicine, Health care, Insurance]
1006 words (2.9 pages)
- Health inequality is part of American life, intertwined and entangled with other social problems; gaps in income, education, age, race and gender. Gaps that social analysts cannot say for sure which factors are cause and which are effect. The unclear outcome is a huge chicken-and-egg puzzle, its solution reaching beyond health care. Because of that, everyday realities often control whether people live in health or in illness, to a ripe old age or early death. Clearly, poverty affects some groups more than others.... [tags: Social class, Health care, Sociology]
826 words (2.4 pages)
- Canada’s health care system is one of the top in the world; due to the federal legislation for publicly funded health care insurance. Requiring provinces and territories to follow certain conditions and guidelines to maintain universal health care, which is known as the Canada Health Act passed in 1984. There are five main principles within the Canada Health Act; public administrations, comprehensiveness, universality, accessibility, and portability. Moreover there are three aspects within the principles, equity, access and undeserved.... [tags: Medicine, Health care, Health economics]
1443 words (4.1 pages)
- Introduction When I think of being healthy, I don’t think of one part of health. Instead, I try to focus on the total health of the body, which is known as wellness. A lot of individuals believe that being healthy is the basic routine of eating right and exercising. While these are key components of wellness, it is not the primary target. Exercising and eating right initiates the physical aspects of health and physical health is secondary to achieving wellness, which is the total health of the body.... [tags: Health care, Health, Medicine, Nursing, Stereotype]
1322 words (3.8 pages)
- Health Care Reform There has been a lot of talk and debate lately over Health Care Reform, as people are trying to answer the question – Should a universally accessible health care system be implemented in the United States (US). This ongoing highly debatable issue remains a hot topic among US citizens from all walks of life, from the very poor to the very wealthy. Health Care Reform affects everyone. The vast majority of the US population is very dissatisfied with the current state of health care.... [tags: Health Care]
1541 words (4.4 pages)
- The recently passed Healthcare Reform Bill (HR-4872) is a necessity and long overdue. As one of the wealthiest countries in the world, it is a travesty that one hundred percent of our citizens are not adequately covered for their healthcare expenses. According to the United States Census Bureau, there were approximately 45.7 million people in the United States without basic healthcare insurance in 2009. It is my position, that a “Universal Health Plan” is a necessary for the continued integrity of our nation.... [tags: Health Care ]
1022 words (2.9 pages)
- The Ship Shape By David Sedaris
- Analysis Of Amy Tan 's Mother Tongue And Richard Rodriguez 's A Bilingual Childhood
- Out Of The Ashes By Sherman Alexie
- A Captivity Narrative By Mary Rowlandson
- Healthy People 2010 Is Nutrition And Weight Status With A Focus On Children Ages 2 Years
- Personal Statement : Jules, Pierre Louis