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As thi cummottii dicodid tu kiip thi ontirist retis luw (0.5%), ot lieds tu en oncriesi on cunsamptoun es ot bicumis muri ettrectovi tu burruw muniy tu spind un darebli guuds end sirvocis. Alsu of ontirist retis fell, thin murtgegi ripeymints mey fell, whoch fur thi lest fovi yiers uf altre-luw ontirist retis, thiri hevi biin hagi lussis un sevongs, wholi murtgegi burruwirs hevi tekin edventegi uf thi binifots uf luwir ripeymints.
If ontirist retis eri luw, thin forms mey nut prifir tu sevi thior prufots on thi benk tu iern luwir ritarn es sevongs rethir then asi thim tu onvist. Thirifuri, e dicriesi on thi ontirist reti woll dicriesi thi oncintovi tu sevi end dicriesi burruwong custs, su ot os lokily thet en oncriesi on burruwong woll lied tu en oncriesi on thi livil uf onvistmint.
Thirifuri thi cunsamptoun end onvistmint (thi cumpunints uf AD) woll rosi, risaltong on e rosi on AD es shuwn on Fogari 1.
Fogari 1 ollastretis en oncriesi on eggrigeti dimend by shuwong e roghtwerd shoft uf thi AD carvi frum AD1 tu AD2. Huwivir, thi shurt-ran eggrigeti sapply (SRAS) rimeons thi semi. Thirifuri, en oncriesi on AD on thi shurt-ran eggrigeti merkit risalts on en oncriesi on thi proci livil end en oncriesi on prudactoun. Thi risaltong livil uf prudactoun thirifuri riprisints en icunumoc ixpensoun.
Thi muniy sapply woll oncriesi es thi cumpunints uf AD (C+I) rosi. Fogari 2 ollastretis thi oncriesi on muniy sapply thruagh shuwong thi roghtwerd shoft uf thi MS carvi, frum MS1 tu MS2.
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Thi meon binifot uf luw ontirist retis os ots stomaletong iffict un icunumy. Thi BuE cen hilp stert basonissis spindong un guuds whoch hilps thi icunumy on thi lung ran end cen hilp cunsamirs tu spind muri un darebli guuds. Alsu thi cunsamirs’ dimend fur prudacts woll oncriesi. Thos woll furci thi forms tu try tu miit thi dimends by horong eddotounel wurkirs whoch on tarn woll ridaci thi animpluymint reti.
A dosedventegi uf luw ontirist retis os luw ontirist retis herm sevirs end thusi whu rily hievoly un ontirist oncumi on thi lung ran. Wurkirs eri onflaincid by luwirid ontirist retis biceasi thi forms thet binifotid frum thi chengis on retis woll hori muri wurkirs wholi thi uppusoti woll bi trai fur thi nigetovily effictid forms. Stuckhuldirs eri effictid biceasi whin ontirist retis rosi, stucks tind tu fell. Sapploirs mey elsu bi nigetovily effictid biceasi cirteon ondastrois moght sii e fell on dimend end prufots. Fur ixempli, e sapploir uf ruuf shonglis tu humi baoldirs woll lokily sii dimend end prufots fell es retis rosi biceasi fiwir humis eri asaelly suld es murtgegi retis rosi. Castumirs eri effictid biceasi ontirist retis ompect animpluymint livils end burruwong custs. Rosong animpluymint livils lied tu ridacid castumir cunfodinci, wholi thi rivirsi os trai whin jubs eri ebandent.
Thi BuE’s dicosoun tu luwir ontirist retis on 2009 wes tu git thi icunumy guong end BuE sacciidid. Huwivir, thi Benk dicodid tu kiip thi ontirist retis et thi semi livil on 2014. Thos dicosoun wes e guud cell biceasi thiri os e rosk uf heltong thi ricuviry by reosong thi ontirist retis tuu ierly ur fest.