Currently, taking a student loan is nearly synonymous with debt. However, a higher education is often to costly that students are left with no choice. Currently, the total student debt is over 1.1 trillion dollars; this surpasses even the total amount of credit card debt. Currently, 69% of seniors will graduate with a cumulative debt average of $28,400; this is up nearly $1000 from the 2012 debt average. This increase is mainly due to an increase in college tuition fees, which rose 10.4% in public colleges and 5.8% in private universities when compared with the average rates 10 years ago. In the words of Baum and Ma, “College prices are not accelerating. But they are accumulating.” On the other hand, the average pay for c...
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...esponded with a radical bill that completely eliminates tuition in community and some state colleges. Instead, it allows students to slowly pay their tuition after they graduate. The Tennessee Governor Bill Haslam soon followed with a promise of free community college tuition. This would sustain itself with 34 million dollars of lottery money Tennessee has, and would increase the amount of college graduates from 33% to 88%. Another creative solution is fixing the problem at a smaller level by offering degrees beyond the 4 year ones at community colleges. This solution, combined with the concept of slowly paying back tuition, offers an education and a degree to the financially challenged without forcing the state to find new sources of money (like taxes) or stress their economy. This solution would, for the first time, bring education within the reach of all.
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