Essay on America 's Affordable Care Act

Essay on America 's Affordable Care Act

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In 2009, President Obama proposed building upon the health care network that we already had through the Affordable Care Act. Socialized medicine was not the way to go. Health care would be disrupted for a lot of people, but it was better to keep what works and fix what doesn’t. He believed that the federal deficit will be reduced greatly within the first decade of this law being implemented.
Two thousand and ten laid down the law for Americans. The Affordable Care Act was signed into law putting in place comprehensive reforms to improve affordable health coverage access for everyone. This was to protect individual consumers from insurance company’s abusive practices, and to put them in charge of their health care. There is a new Patient’s Bill of Rights under this law that gives the people of America stability and flexibility to make informed choices about health care. This law ends pre-existing condition exclusions for children, keeps young adults covered, insurers cannot cancel your coverage because you made an honest mistake, and guarantees the right of individuals to appeal denials of payment.
Costs are supposed to decrease with this law because it ends lifetime limits on most benefits, public justifications must be made by insurance companies before premium increases can occur, and the almighty dollar is spent primarily on health care costs. Changes to covered care were made, such as: preventive care at no cost to the insured, no copayments, protects your right to choose a physician, and allows individuals to seek emergency care at hospitals outside of your plan’s network. The only things that will affect premium rates are tobacco use, age, and region lived in.
Under the Affordable Care Act, states have ...


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...rks), and lighthouses. Many people refuse to pay for these goods but continue to consume and benefit from these public goods, thus acting as free riders. In order to provide these public goods the government has no choice but to do so through taxation. I would be considered one of these free riders. Honestly, before researching public goods, I had no idea what a public good was. I have always been one to complain about paying so many different types of taxes. Now I understand. The public school system is a very good example. Everyone goes to school at some point in their life and no single person may be excluded. Society as a whole benefits. Obama Care is said to be available to everyone and no one may be excluded. Then, why does the government not provide this through taxation. Society as a whole would benefit because event those who cannot pay will have insurance.

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