The affordable health-care act, much more commonly known as Obamacare was designed to provide insurance to a large amount of Americans, who would otherwise be uninsured. However it has been a major issue since being created. Americans should have their own choice on health insurance because Obamacare is failing tremendously. The cost, low quality, and the rights are just a few of the main issues with the act. For people who were happy about the law, there was a realization that they would soon be able to have health insurance and could not be rejected due to having pre-existing conditions, leaving them no longer struggling with medical bills if something unexpected were to happen. However the law doesn’t work like that. As stated in (Direct …show more content…
Some think that because there are millions of uninsured people that now have access to affordable healthcare that it 's wonderful for our country (Pros and Cons 11). Few americans believe that the insurance is high quality. With the Affordable Care Act people now have many more private coverage options than they have ever had, also all major medical coverage options must provide minimum essential coverages. (Pros and Cons 11). 15.9 million men, women, and children who fall below one hundred and thirty percent of the poverty level has medicaid expanding to cover them. Small businesses with less than twenty five full-time employees can get their tax credits for more than fifty percent of their employees’ health insurance premium cost. (Pros and Cons 11). Young adults are now allowed to stay on their parents plan until they reach twenty six years old. Obamacare users can also set up their own single payer healthcare system states (Pro/Con Obamacare 6). Whether you love Obamacare or hate it, it is believed that a review of Obamacare is important to many of the three hundred plus million residents of the United States (Pro/Con Obamacare …show more content…
A new survey of healthcare determines the fifty six percent oppose Obamacare, with more than nine in ten believing that there 's a possibility of major negative impacts such as the drop in quality care. (“Will die earlier” 8). Also having nineteen percent believe that Americans will die earlier (“Will die earlier” 8). Fifty three percent of the health insurance policies will suffer due to Obamacare. The law is way over complicated. Quality care has already went down due to the Affordable Care Act. Poorly managed insurance exchanges have come about. With the law being too complex for business it 's hard to deal with. The ones who can not afford the insurance will receive subsides, part of a big expansion of coverage of the sick and poor. (Will it get better 10). Obamacare has dramatically different effects from place to place and from person to person. Having the law raise health cost for some and lower them for others (will it get better 10). Having new taxes allows money to help insure the people needing help with their coverage cost (Pros and Cons 11). The law also allows spending, upfront spending and more regulations is a mandatory thing in order to realize the long term cost. Medicaid has expanded using the Federal and State funding, although not all states have expanded Medicaid. The states that have choose not to expand
Just mention the word "Obamacare" and a heated debate will start right away. The legal name of Obamacare is "the Patient Protection and Affordable Care Act, PPACA" (Tate 1). The law has over 2500 pages and many have not read the entire law (Tate 12). Democrat Nancy Pelosi made an infamous remark back in 2010 stating "that Congress '[has] to pass the bill so you can find out what's in it'"...(Roff). This law was signed in March of 2010 and has a 54% disapproval rating among Americans today (Amadeo). The main goals of the law are to offer healthcare to all Americans, stop the rising costs of insurance, increase the number of "consumer benefits and protection", and solve several other healthcare concerns (Tate 13-15). What are some of the pros and cons of PPACA, and is this law good or bad for our country at this time?
The Affordable Care Act introduced a plan that would allow Americans with pre-existing conditions to obtain health insurance without the hassle of being turned down or fear of being charged higher premiums. The Pre-Existing Condition Insurance Plan was effective as of July 1, 2010. It allowed patient access to affordable healthcare in which they were previously denied due to their pre-existing condition (Affordable Care Act Summary, n.d.). Patients were required to be uninsured for at least six months before they obtained this form of health insurance. In January 2014, the PCIP plans no longer exist due to funding issues so Amer...
To begin, one of the common reasons cited in support of Obamacare is a decrease in health and gender-based discrimination by insurance companies. The changes in requiring all Americans to have affordable coverage, as well as changes in how insurers can set premiums, will allow those with medical conditions and disabilities, as well as women who need pregnancy care the ability to have healthcare insurance without having to potentially be denied coverage or forced to pay a much higher than average price (The Pros and Cons of ObamaCare 1).
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen. While there is a lot to go through and understand, the ACA still remains widely misunderstood for millions of Americans.
The Affordable Care Act protects and insures every individual and household to give them comfort of not paying out-of-expenses. The main reason citizens feel they should not be mandated to become insured with health benefits is because they believe it’s unaffordable and they should not have to have health insurance if they do not want to. Congress feel citizens should be mandated because they are looking at the bigger picture such as the United States debt, hospital billing, budgets and insurance profits. As an ending result the “Obama Care” is passed and citizens have a specific amount of time to apply and receive health benefits or pay a fine until it is completed.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
Would you be able to tell a mother she has to choose between treatments for her child who has cancer or pay the mortgage on her house, where she lives with her husband and 3 other children? Believe it or not many Americans have to make choices like these every day. According to an article in, The American Journal of Medicine, 62.1% of all bankruptcies have medical significance. That’s more than half of all bankruptcies, which is an absurd percent of people going into debt because they have to make that difficult decision. Contrary to what many say I believe the affordable care act will be a positive change to our health care system it will give many individuals and families the opportunity to obtain affordable health insurance, leading to an overall better quality of life. I realize the Affordable Care Act is confusing and difficult to understand but, when put simplistically it’s just a health care system that offers affordable insurance to all citizens.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
Half of the 50 million people in the U.S are currently uninsured. The new healthcare laws were intended to expand health insurance coverage, but one trade association warned that it will end of driving 60 million manufacturing workers out of coverage supplied by their employers over the next decade unless it was fixed before that occurs.(Newton-Small). Companies offered health coverage to their employers but certain laws prevented them from giving some benefits, forcing them into something that is called a one sized fit's all system. Basically like a waiting list. The problem with the one sized fit all system is that healthcare is just simply too large and complexed to manage at a government level. This is a system the government created that they cannot fix. The charge of Obama care would dump 60 million workers into the laws state and federal insurance exchanges which lead to the Affordable Care Act (ACA). With the economy down, the ACA is far from being aff...
Politico discusses, ObamaCare differs from the previous health coverage in many ways. First, ObamaCare now accepts any American no matter if they have a pre-existing condition. Before ObamaCare if a Citizen did have a pre-existing condition, health insurance companies would either reject the person or increase the price of their health coverage extensively. ObamaCare makes it possible to provide affordable health insurance to those with pre-existing conditions. Second, ObamaCare has new coverage rules for applying. A citizen can only apply for Health coverage under ObamaCare during an “Open Enrollment Period”. The Enrollment Periods usually last about a month but if you miss that period you will have to wait 6 months before the next enrollment period...
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Obamacare: the Temporary Solution to an Evolving Issue The need for universal health care within the United States has been evident, and needs to be addressed. The old healthcare system was plagued with issues, including expensive premiums that were on the rise, along with an inflated average infant mortality rate and limited average life expectancy, which ultimately led to many people being left uninsured (“Affordable” 2). In the 2012 presidential election, one key issue was how to reform America’s broken health care system, and to instate a successful universal healthcare system that has resolved the previous issues. Being one of the last influential and competitive countries in the world without universal healthcare, the pressure was on for the United States to develop its own system.
According to obamacare.com what this law is trying to do is to provide equity for all eligible American citizens concerning insurance rates. The idea is based upon the principle of the same rates despite of pre-existing conditions or sex. Not to forget to ensure that insurance companies will give coverage that is within new minimum standards for all applicants. Obamacare should make sure that, at the end of the day, all Americans have at least some health care coverage. Consumers are offered discounts, called tax credits, on health insurance plan sponsored by government and increasing the Medicauid assistan...