Affordable Care Act Due to the affordable Care Act, the middle class will not have the finances to support the everyday cost of living in Indiana. Americans have a hard enough time surviving in the recovering economy. Now they have to deal with higher premiums and increased penalties if they do not sign up for the Affordable Care Act. The full name for this law is the Patient Protection and Affordable Care Act. The law was passed two years ago and has had problems since its enactment (Impact). The Affordable Care Act was supported by all democratic lawmakers and President Obama. The Affordable Care Act is the biggest overhaul to the healthcare system in over forty years . The bill passed both the House of Representatives and the Senate on the weekend of December 24 and December 25 (Thomma). The law was designed to provide health insurance to all uninsured Americans. The law requires all businesses to provide health insurance to all employees and for all uninsured Americans to seek health insurance (Thomma). The proposed law was supposed to lower premiums by $2500. The percentage of workers that enrolled in high premium health plans more than doubled when the Affordable Care Act was signed into law (Reed). The Affordable Care Act was signed into law almost three years ago. The aftereffects are still being felt when the law has not even taken full effect as of now (Affordable). The federal government’s healthcare exchange site had problems even before it was set to be open to the public. It took weeks to get the issues resolved. The whole Affordable Care Act comes with a five billion dollar price tag. The goal was to cover three hundred and seventy five thousand uninsured Americans, now only forty five thousand have signed... ... middle of paper ... ...na are expected to increase by as much as one-hundred and six percent ( Works Cited "Impacts of the Affordable Care Act." USA Today. 16 Mar. 2012: A4. eLibrary. Web. 14 Feb. 2014. "Affordable Care Act." Issues & Controversies. Facts On File News Services, 25 Nov. 2013. Web. 14 Feb. 2014. Reed, Rep. Tom. "Examining the Affordable Care Act ; Law fails to deliver on promises, spending and performance." Buffalo News. 25 Mar. 2012: G1. eLibrary. Web. 17 Feb. 2014. White House Press Releases, Fact Sheets and Briefings / FIND. Remarks by the President to the Annual Conference of the American Medical Association. White House Press Releases, Fact Sheets and Briefings / FIND, , 15 Jun. 2009. eLibrary. Web. 17 Feb. 2014. Thomma, Steven., David. "Obama signs historic health overhaul into law." McClatchy - Tribune Business News. 23 Mar. 2010 eLibrary. Web. 19 Feb. 2014.
"The Pros and Cons of ObamaCare." UPMC. N.p., 6 Nov 2013. Web. 14 Apr 2014.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
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The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up. Imagine the hospital bills that patients fail to pay; health services in a hospital are double, sometimes triple, in price at a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Luckily, the Affordable Care Act was passed on March 23, 2010, otherwise known as Obamacare. Obamacare is necessary in America because it calls for all citizens to be health insured, no worrying about pre-existing conditions, and free benefits for men and women’s health.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
The purpose of ACA implementation is because many people are uninsured due of various reasons, some of the reasons are financial hardship, pre-existing conditions, and work status. The most effective solution to these issues was to formulate
ObamaCare Summary: A Summary of Obama's Health Care Reform. n.d. Web. 18 03 2014. .