Title I of the law is to provide quality and affordable health care for all Americans. It lets the American people be in control of their own healthcare, reduces insurance premiums, and provide benefits and tax breaks for individuals. It provides more power to consumers, new affordable choices, and provides insurance company accountability. Opens up the insurance market to more competition and enables individuals to choose which health plan works out for them and their families. It rains in insurance companies from raising premiums unnecessarily and bars them from denying coverage to sick individuals based on their preexisting conditions. Small business owners will receive tax credits to help offset the cost of covering their employees.
Title II of the law deals with the role of public programs like Medicare and Medicaid. The act extends Medicaid and enhances care for Americans with disabilities, preserving the Children’s Health Insurance Program (CHIP). States will be able to expand Medicaid to more individuals, like low income families, non-elderly, and non-disabled individuals. This includes unemployed adults and working families – all people with income below $29,000 for a family of four (133% of poverty).1 It provides home-care needs options for Americans with long-term care needs and able patients to save mo...
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...e VI of the ACA deals with transparency and program integrity. The act helps patients take more control of their health care decisions by providing more information to help them make decisions that work for them.3 Enhancing patient choices with full disclosure of physician financial interests and screening and enrolling providers who sign up for Medicare and Medicaid to increase program integrity. Physician must disclose any financial interest in the test they are ordering to insure transparency and prevent conflict of interest. Rein in fraud and eliminate abuses, by identifying providers who abuse the system and terminating them from Medicare and Medicaid programs. Improve nursing home safety by requiring back ground checks on all employees who provide direct care and enhances training for nursing home staff to provide quality care and eliminate and prevent abuse.
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