The Affordable Care Act (ACA) offers unprecedented financial assistance to middle- and moderate-income families. It has also expanded Medicaid for low-income people in approximately half the states. This has created an historic opportunity to provide health insurance to all legal residents of the United States and has reduced uninsured rates across the county.
Through the Affordable Care Act, the United States has seen the largest reduction in the uninsured in four decades.
Health insurance coverage has increased across all types of insurance since the federal Affordable Care Act took effect. According to the RAND Corporation study, a net total of 16.9 million people have newly enrolled in health coverage from the start of the act through to the end of open enrollment in February 2015.
An estimate of 22.8 million Americans have become newly insured and 5.9 million lost coverage, for a net of 16.9 million newly insured Americans, from September 2013 to February 2015. These gains have largely come from the Marketplace, Medicaid expansions, and young adults who can stay on their parents’ plans until they turn 26.
A decrease from 20.3 percent to 13.2 percent in the uninsured population between the third quarter of 2013 and the first quarter of this year. This decline is most notable among minorities, with a 9.2 percent drop among African-Americans and 12.3 percent among Latinos. The uninsured rate among women has also declined by 7.7 percent and an estimated 55 million women are now benefiting from preventive services coverage with no out-of-pocket costs.
Why enroll in the Affordable Care Act?
This question can be answered with one word: affordability.
Before the Affordable Care Act went into effect, ...
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...act one-fourth to one-third of these people by the end of 2016, according the the new enrollment forecast.
Wrapping It Up
Since the Affordable Care Act has been in effect, the growth in enrollment has been substantial and has proven to be successful in helping individuals receive affordable, quality health care coverage that they need.
Although the predictions for 2016 may seem challenging in comparison to growth in previous years, the continued growth projections remain strong and realistic. As HSS Secretary, Sylvia Mathews Burwell stated, “this open enrollment is going to be a challenge, but having fewer uninsured Americans to sign up is a good problem to have.”
As we move into the third open-enrollment period for ACA, we look forward to seeing more Americans receive affordable health care coverage as we improve the health and wellness of our nation as a whole.
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