Essay about Affordable Care Act : A Comprehensive Healthcare Reform

Essay about Affordable Care Act : A Comprehensive Healthcare Reform

Length: 1089 words (3.1 double-spaced pages)

Rating: Better Essays

Open Document

Essay Preview

Affordable Care Act
A Comprehensive Healthcare Reform
For years, many individuals in this country went without healthcare coverage for a variety of reasons. On March 23, 2010, President Obama signed into law the Affordable Care Act that will provide all Americans the opportunity to obtain health insurance benefits at an affordable cost. The Affordable Care Act made many changes to the way that healthcare coverage will be offered to all Americans. As part of the Act, individuals who did not carry healthcare coverage would be required to obtain that coverage by January 1, 2014. The Act also reformed eligibility requirements for Medicaid, making it available to more individuals who were previously not eligible. Simultaneously, Medicare costs were lowered for certain benefits or began to be covered in entirety. Another section of the Act allowed small businesses the ability to receive tax credits for assisting their employees with covering health insurance premiums. According to Sara Collins (2013), “People who are uninsured receive on average only half of the health care that people who are insured all year do”. This comprehensive healthcare reform is focused on providing affordable healthcare coverage benefits to all Americans, expanding the benefits for Medicaid and Medicare, and offering tax credits to small businesses.
Providing Affordable Health Insurance
First, the most significant change offered through this healthcare reform was the ability to offer Americans a chance to find and secure healthcare coverage through Marketplace beginning on October 1, 2013. Subsequently, individuals could seek this coverage in a variety of ways contingent upon their annual gross income. They could choose coverage through Marketplace an...


... middle of paper ...


...ic group to now have healthcare coverage. Likewise, Medicare recipients also received enhanced services after the enactment. Preventative care services and reduced medication costs are now covered. Small businesses also began receiving tax credits for providing their employees with help in covering their healthcare premiums. On the other hand, individuals who elected to not participate in coverage options offered under the Affordable Care Act will be penalized on their individual federal tax returns. Government funding at both the federal and state levels were required to fund this expansion. While there is still plenty of controversy over this plan, many individuals have benefited from the program. It will be interesting to see what the future holds as times change and how many alterations may be required to program to meet the growing needs of this country.





Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

The Affordable Care Act Essay

- The Patient Protection and Affordable Care Act In 2012, over 47 million Americans were uninsured. Due to the rising costs of health care, decreases in employer sponsored health care, and ineligibility gaps for public programs, the number of insured people has steadily increased (KFF, 2013). In an effort to overhaul the broken, fragmented system, massive health care reform has been launched. The most far-reaching law affecting managed care since the creation of Medicare and Medicaid, the Patient Protection and Affordable Care Act “ACA” was signed into law on March 23, 2010 (Kongstvedt, 2013)....   [tags: patient protection, affordable care act, insurance]

Better Essays
1904 words (5.4 pages)

The Affordable Care Act Essay

- Introduction: Patient Protection and Affordable Care Act (PPACA) There can be no gainsaying as to the fact that a large fraction of the American citizenry remains devoid of health insurance. This means that average Americans, running into millions, find it increasingly difficult to access healthcare of whatever nature. As a consequence, this disadvantage has resulted in the proliferation of ailments and deaths that could well be avoided. Perhaps it is best we ask ourselves why the access to affordable healthcare has not been prioritized by previous administration regimes, being that it is the fulcrum of well-being and basically the backbone of a healthy, working nation....   [tags: Americans Citizens, Affordable Health Care]

Better Essays
1793 words (5.1 pages)

The Healthcare Reforms Act 2010 Essay

- The Healthcare Reforms Act 2010 or the Affordable Care Act introduces the universal form of health care. The ACA seeks to reduce healthcare costs and allow people to be more engaged in their own health care. The ACA intends to make healthcare more affordable and increase access of health care by expanding government’s Medicaid program to the financially disadvantaged, such as the low income earners, disabled people and people over 65 years of age (Arvantes, 2010). The healthcare reform ensures every individual in America has a government or private insurance to cater for their hospital bills....   [tags: Affordable Care Act, universal healthcare]

Better Essays
2618 words (7.5 pages)

The Patient Protection And Affordable Care Act Essay

- In 2010, President Obama signed a comprehensive health reform bill, the Patient Protection and Affordable Care Act (ACA), in order to expand health care coverage for uninsured Americans, improve the health care delivery system, and control costs in the sector. Still, concern remains on whether the ACA and subsequent alterations to the legislation adequately address “bending the cost curve” and effectively reduce the rate at which health spending increases over time. Given this possibility, this paper outlines two policy options that pose substantial opportunity to combat rising health spending as changes or amendments to the existing ACA legislation....   [tags: Health care, Health insurance, Public health]

Better Essays
709 words (2 pages)

The Affordable Care Act Is Necessary Social Reform Essay

- The Affordable Care Act is President Obama’s signature piece of legislation which intends to reform health care laws. This comprehensive bill has the best of intentions for the average citizen. According to the American Public Health Association, one in five Texans are uninsured. This leads to the individual not receiving preventative care nor does the individual seek treatment for illness or injury in a timely fashion. By the same token,this results in nearly forty percent of the health care costs of the uninsured being passed on in the form of higher premiums to responsible Texans....   [tags: obama, insurance, policy, ]

Better Essays
661 words (1.9 pages)

The Affordable Care Act Essay

- Affordable Care Act Affordable Care Act is what provides the Americans with a health security by have the comprehensive health insurance reforms. By having these reforms you can expand your coverage, hold insurance companies compatible, you will have lower health care costs, you will also be guaranteed more choices in deciding about your health care, and you will be able to enhance the quality of all the care in America. Since the law has been enacted in March of 2010, our CMS have been working with state partners to plan key implementation priorities and that will be able to provide guidance that will be needed to prepare for the changes to Medicaid and CHIP....   [tags: health insurance, reform, coverage]

Better Essays
1789 words (5.1 pages)

Essay on Healthcare Worldwide & the United States Reform

- At one point or another, everyone in the world experiences getting a flu bug that is going around or trying to outrun that nasty cold or allergies, brought on from a change in climate or seasons. While some may attempt to use home remedies to try to cure symptoms, the fact is that the human body is not capable of outrunning everything. Although it may just be the common cold, a tiny cough could potentially become a larger issue. Eventually, a visit to a provider to receive antibiotics or a diagnosis may be necessary....   [tags: Patient Protection and Affordable Care Act]

Better Essays
1374 words (3.9 pages)

The Passage Of The Patient Protection And Affordable Care Act Essay

- The passage of the Patient Protection and Affordable Care Act (PPACA) represented a comprehensive legal reform of the U.S. health care system and health insurance industry and expanded Medicaid coverage to represent 16% of the total personal health expenditures in the United States. A provision in the PPACA led to the creation of the Patient Centered Outcome Research Institute, a non-governmental organization charged with conducting comparative effectiveness research (CER). CER results can be utilized to improve patient outcomes and physician’s decision making processes by providing evidence based information about treatment efficacy....   [tags: Medicine, Health economics, Health care]

Better Essays
780 words (2.2 pages)

Moreno Valley Town Hall Meeting on Affordable Care Act Essay

- Final Project: Moreno Valley Town Hall Meeting on Affordable Care Act The passage of the Affordable Care Act (ACA) was a revolutionary moment in the history of healthcare in the United States. However, it left a significant amount of confusion and skepticism about just how the act would be implemented. Not only were constituents left baffled about what exactly the ACA meant for their individual coverage, it also created entire new health care exchanges that the vast majority of people had little to no knowledge about beforehand....   [tags: healthcare reform, premiums, costs]

Better Essays
1057 words (3 pages)

The New Affordable Care Act Essay

- In the past several years the healthcare system has experienced new changes in its structure and technology. The macro trends in healthcare are healthcare reform and the regulations of technology in healthcare that the government has put in place. Healthcare systems in the past have had some real complications both in the provided care and computer technology Recently in 2010 President Obama restructured the healthcare system to work more efficiently. The new program is called the Affordable Care Act, which went into law on March 10, 2010 (Obamacare, 2015)....   [tags: Health care, Health economics, Health insurance]

Better Essays
1259 words (3.6 pages)