Maritime Law
The value of many shipments depends upon fluctuations in the currency rates, freight, handling charges, and other expenses. By means of insurance protection will be provided to goods from any uncontrollable variables. A contract of
Marine Insurance is defined by section 7 of the Marine Insurance Act of 1909 as:
"A contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure." The purpose of marine insurance is to provide protection against financial loss for an amount, which is as close as possible to the actual loss recognized. Marine insurance is a contract by which one party for a specified consideration promises to pay another party a sum of money on the loss of goods that are subject to marine transport. Therefore marine insurance is a contract of indemnity, which is a contract of reimbursement, and the amount redeemable is measured by the extent of the assured's or the insured's financial loss. The terms and conditions of the contract entered into with the insurer determine the amount of reimbursement that is to be received by the insured.
A contract of marine insurance is embodied in a policy, which specifies:
"1- The name of the insured, or of some person who effects the insurance on his behalf. 2- The subject matter insured and the risk insured against.
3- The voyage, or period of time, or both, as the case may be, covered by the insurance. 4- The sum or sums insured.
5- The names of the insurers."
The promissor in an insurance contract is called the insurer or underwriter, the person to whom the promise is made is the insured, assured or the policyholder and finally the contract is referred as the policy.
In order to avoid these situations marine cargo insurance has different coverage for different purposes.
http://uniserve.edu.au/law/pub/icl/marincon/MarineInsuranceandCargoCla.html http://ra.irv.uit.no/trade_law/documents/insurance/mia_1906/art/mia_1906.html#01 General Average Loss
55 Section 72(1) says that a general average loss is any loss or damage voluntarily incurred for the general safety of the ship and cargo. For example, where goods are thrown overboard in a storm for the purposes of saving a ship, and the rest of the cargo. The Admiral Zmajevic (1983) 2 LLR 86.
56 Section 72(3) says that the several persons interested in the ship, freight and cargo must contribute rateably to indemnify the person whose goods have been sacrificed against all but his proportion of the general loss.
1.Does your policy cover perils?
2.Does it cover war risks and riots?
Due to events like the Los Angeles 3.Does it cover?
Nature of Marine Insurance
The history of the twentieth century would not be complete without mentioning the impeccable influence of one of the best and biggest singers of all time. But before he started making his indelible mark in the sands of time, he started out from very humble beginnings, under the care of his loving, working class parents. Elvis Aaron Presley was born January 8, 1935, in Tupelo, Mississippi to Gladys and Vernon Presley. Although, Presley was supposed to be a twin, his supposed twin brother, Jesse Garon, sometimes spelled Jessie was stillborn. Elvis Aaron Presley was an incredible American Singer, Musician and Actor with inspirational quotes such as this “Fingerprints are like values; you leave them all over everything you do.”
There are many great musicians known throughout history, but there is one in particular that will forever thrive and be remembered: Elvis Presley. The incredible Elvis Presley’s life story began when Elvis Aaron Presley was born to Vernon and Gladys Presley in a two-room house in Tupelo, Mississippi, on January 8, 1935. His twin brother, Jessie Garon, was abortive, leaving Elvis to grow up as an only child. He and his parents moved to Memphis, Tennessee, in 1948, and Elvis graduated from Humes High School there in 1953. In the eighth grade, Elvis made a C in music class, which is considered failing at the time. Crazy how The King of Rock failed a music class. Elvis was an actor and singer.
A substantial event was his observations of the De Lacy family and his growing desire to be apart of them. After learning the “God-like science” of language that he hopes will gain him entry into society, he chooses to confide in the blind man, who is also an exile [Shelley]. Their mutual hindrance renders them a likely pair, as the blind man is unable to be swayed by the monster’s stature. The monster’s speech, which Chris Baldick renders “the monsters most convincingly human characteristic” moves the blind man [Baldick]. The monster’s plea to “not desert [him] in the hour of trail” expresses the severity of his desire [Shelley 121]. Despite his benevolence, he is again exiled from another family. By now, he is “miserable” from the “barbarity of man,” and his reflections on his experiences make him assume he is “malicious because he is miserable” [Shelly 96]. Although he is aware that society is corrupt and the reason for his horrible experiences, he still turns to society to sooth his sadness by asking Victor to create a creature of his own
Insurance is a subject that not everyone wants to talk about because it’s something that only gets brought up when they have an incident that happens to them or they might just not know enough about it. The insurance business is a huge business, which many people don’t realize that the top richest companies are all insurance companies. It is an interesting industry that not enough people know a whole lot about and through watching the film “Cedar Rapids”, you get some accurate depictions on the inside of the industry through an insurance agent’s and even though it’s not shown, an insurance broker’s point of view. Throughout this film there were some interesting points that many people might not be able to tell, but some are accurate in
Elvis Aaron Presley was born on January 8, 1935, in Tupelo, Mississippi, in a two room house that was built by his dad, Vernon. Elvis loved his parents dearly and had a very close relationship with his mom, Gladys. He also had a profound faith in God. The family had little money, but Elvis’s parents did their best to provide for him. His childhood, the height of his fame, and the unfortunate circumstances surrounding his death made him the icon of the 1950’s that he is today.
Elvis Presley was born on January 8, 1935 in Tupelo, Mississippi. Unfortunately the parents of Presley suffered the devastating loss of Elvis’s stillborn twin brother, Jessie Garon. Presley was first influenced to music by the First Assembly of God Church and the entertainment of the radio. (Elvis Aron Presley). Through the enjoyment that Presley had listening to music it had brought to want to play guitar. His mother had bought him a guitar and an instructional book and Presley taught himself how to play the guitar. That same year Elvis Presley had won the Children Mississippi-Alabama and Dairy fair singing “Old shep” at ten years old. (Elvis Aron Presley)
The Life of Pi, written by Yann Martel, is the story of a young man, Piscine, or Pi for short, who experiences unbelievable and unrealistic events, which are so unrealistic ambiguity is aroused amongst the reader. Duality reoccurs over the course of the novel through every aspect of Pi’s world view and is particularly seen in the two contradictory stories, which displays the brutal nature of the world. Martel wonderfully crafts and image of duality and skepticism though each story incorporated in this novel.
Providing culturally competent care is a vital responsibility of a nurse’s role in healthcare. “Culturally competent care means conveying acceptance of the patient’s health beliefs while sharing information, encouraging self-efficiency, and strengthening the patients coping resources” (Giddens, 2013). Competence is achieved through and ongoing process of understanding another culture and learning to accept and respect the differences.
After hours of independently researching the field of Actuarial Science, I contacted Mr. Michael Miller. Mr. Miller is the Director of Insurance Pricing at Catlin Inc., a private insurance company in Atlanta, Georgia. With a Masters of Science in Mathematics and classification as a Fellow of Casualty Actuarial Society, Mr. Miller has thrived in the field of Actuarial Science for twenty years. He has even achieved the position of President of the Casualty Actuarial Society of the Southeast.
This assignment will look at the impact of culture in professional practice and how it will affect patients and their needs in nursing. ‘Culture’ refers to the ways in which people in a given society live together and how they communicate with each other (Hendry,2008). The aspects of culture this assignment will look at are religion, language and gender and how nurses develop cultural competency and cultural sensitivity towards their patients.
Martel’s novel is about the journey of a young man being forced to test his limits in order to survive the unthinkable predicament of being lost at sea alongside an adult Bengal tiger. Life of Pi starts out by introducing an anonymous author on a quest to find his next big story and goes to a man by the name of Piscine Molitor Patel who supposedly has a story worth hearing. Patel begins his story talking about his childhood and the main events that shaped him such as his family’s zoo, the constant curiosity in religion he sought as a young boy and also how he got his nickname Pi. Mr. Patel continues explaining how his father contracts a Japanese ship to transport his family, along with a number of their zoo animals, from India to Canada in order to avoid political upheaval. While traveling the ship began sinking and Pi was the only one to manage to make it onto the life boat and survive the wreck. The disaster left Pi along with a fe...
According to Article 38 of the 1946 Statute of the International Court of Justice, the Court shall apply “international custom, as evidence of a general practice accepted as law” in its decisions (Kritsiotis 123). In other words, the International Court of Justice cites customs as a formal source of law. According to Roberto Unger, author of Law in a Modern Society, customary international law is best defined as “any recurring mode of interaction among individuals and groups, together with the more or less explicit acknowledgement of these groups and individuals that such patterns of interaction produce reciprocal expectations of conduct that out to be satisfied (Shaw 72-73). In other words, customary international laws are primarily concerned with how and why sates behave in a particular manner. Customs derive from the behavior of states (state practice) and the subconscious belief that a behavior is inherently legal (opinio juris). Evidence of state behavior is documented in the decisions of domestic courts, international courts, and international organizations. Unlike treaty law, customary laws are binding on all states. Additionally, if a treaty derives from a custom it is also binding on all states. Some of the international court cases that have been instrumental in the development of customary international law include the Nicaragua v. United States case, the Anglo-Norwegian Fisheries case, the Scotia case, the Asylum case, the Paquete Habana case, and the Lotus case.
Getting enough sleep can increase our chances of being more mentally/physically healthy and our safety throughout the day. How we feel throughout the day is depending on our sleep. Lack of sleep can lead to impaired judgment and actions, which can be a safety hazard towards yourself and your surroundings. When we sleep, our bodies are working to revitalize the brain to form new pathways to help with memory functions and our physical health such as healing repair heart and blood vessels and hormone balance. It is very important for everyone to maintain a good night’s rest to maintain daytime performance and lower stress. Sleep will reduce the levels of stress, help others gain control on their actions and avoid depression. Contributing to these sleep benefits will change your body and mind
The colour orange can symbolize many things such as happiness, success, determination but in Life of Pi, it represents the survival. Pi has to suffer through many things such as living in the ocean, finding food, making sure he is protected from the sun, and most of all living with a Bengal tiger, all of this to make it through until he finds land. Firstly, there are many things inside the boat that are orange that represent survival: “It seems orange- such a nice Hindu colour- is the colour of survival because the whole inside of the boat and the tarpaulin and the life jackets and the lifebuoy and the oars and most every other significant object aboard was orange. Even the plastic, beadless whistles were orange” (Martel 153). All of these orange obje...
Lisa’s insurance broker did not make sure she had the proper coverage to reduce her liability if something were to happen to the art gallery. Lisa’s insurance broker, Homer, broke his fiduciary duty to Lisa by not ensuring she had the proper coverage she needed; given that Lisa was responsible for the safekeeping of the artwork that was on consignment. Homer should have taken into consideration that nearly all her inventory, which was on consignment, would not be insured if a fire occurred. Nonetheless, Homer reassured Lisa that she was “well covered” with her policy when she should have had a policy where she would be covered for losses to artwork on consignment as well as fires that didn’t originate on her building