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Universal health care access
Universal health care access
Health systems from around the world
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Every year a citizen that is employed or non-employed suffers from not having proper healthcare coverage. In most developed nations they have universal coverage that covers their citizens and their families. Apparently here in the U.S, healthcare is a controversial problem for our economy and even a bigger problem funding these benefits for our citizens. Now the main question that citizens are asking is "If most developed nations have universal coverage, why doesn't the wealthiest nation which is the U.S have it?" (Ponnuru)This is an issue that no one but the government can let us know what's really going on at the moment, but results are always popping up as misguided quest or funds being lost. Healthcare needs to step up their game because time is really being wasted.
Half of the 50 million people in the U.S are currently uninsured. The new healthcare laws were intended to expand health insurance coverage, but one trade association warned that it will end of driving 60 million manufacturing workers out of coverage supplied by their employers over the next decade unless it was fixed before that occurs.(Newton-Small). Companies offered health coverage to their employers but certain laws prevented them from giving some benefits, forcing them into something that is called a one sized fit's all system. Basically like a waiting list. The problem with the one sized fit all system is that healthcare is just simply too large and complexed to manage at a government level. This is a system the government created that they cannot fix. The charge of Obama care would dump 60 million workers into the laws state and federal insurance exchanges which lead to the Affordable Care Act (ACA). With the economy down, the ACA is far from being aff...
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...r the following year .According to Forbes , the government will spend $ 2 trillion to expand the traditional insurance coverage to about 30 million uninsured .The government for its part says that by repricing program for the insurance market , the Affordable Care Act has already saved consumers approximately one billion dollars.
The disturbance of knowing that you are a hardworker and not getting proper health benefits is a big issue. You never know when something is going to happen to you or even family memebers. Not having health insurance is a scary thing and people who are working and paying taxes should be able to be under a universal coverage. If universal health coverage is in countries that are not as wealthy as us, we should be having the best coverage because of funds for the best. All this extra money that is being wasted is not helping the people.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
Due to the Patient Protection and Affordable Care Act signed into law on March 23rd, 2010; health care in the US is presently in a state of much needed transition. As of 2008, 46 Million residents (15% of the population) were uninsured and 60% of residents had coverage from private insurers. 55% of those covered by private insurers received it through their employer and 5% paid for it directly. Federal programs covered 24% of Americans; 13% under Medicare and10% under Medicaid. (Squires, 2010)
For decades, one of the many externalities that the government is trying to solve is the rising costs of healthcare. "Rising healthcare costs have hurt American competitiveness, forced too many families into bankruptcy to get their families the care they need, and driven up our nation's long-term deficit" ("Deficit-Reducing Healthcare Reform," 2014). The United States national government plays a major role in organizing, overseeing, financing, and more so than ever delivering health care (Jaffe, 2009). Though the government does not provide healthcare directly, it serves as a financing agent for publicly funded healthcare programs through the taxation of citizens. The total share of the national publicly funded health spending by various governments amounts to 4 percent of the nation's gross domestic product, GDP (Jaffe, 2009). By 2019, government spending on Medicare and Medicaid is expected to rise to 6 percent and 12 percent by 2050 (Jaffe, 2009). The percentages, documented from the Health Policy Brief (2009) by Jaffe, are from Medicare and Medicaid alone. The rapid rates are not due to increase of enrollment but growth in per capita costs for providing healthcare, especially via Medicare.
In conclusion, there still needs to be a lot of work done to health care in the United States. Other nations provide universal health care to their citizens, but this would cause dilemmas in balancing two often conflicting policy goals: providing the public with equitable access to needed pharmaceuticals while controlling the costs. Universal health care probably would not work in the U.S. because our nation is so diverse and our economy is so complex. The system we have now obviously has its problems, and there is a lot of rom for improvement. HMO’s will still create problems for people and their medical bills, but they definitely should be monitored to see that their patients are receiving just treatment.
In recent years, the number of Americans who are uninsured has reached over 45 million citizens, with millions more who only have the very basic of insurance, effectively under insured. With the growing budget cuts to medicaid and the decreasing amount of employers cutting back on their health insurance options, more and more americans are put into positions with poor health care or no access to it at all. At the heart of the issue stems two roots, one concerning the morality of universal health care and the other concerning the economic effects. Many believe that health care reform at a national level is impossible or impractical, and so for too long now our citizens have stood by as our flawed health-care system has transformed into an unfixable mess. The good that universal healthcare would bring to our nation far outweighs the bad, however, so, sooner rather than later, it is important for us to strive towards a society where all people have access to healthcare.
Americans these days need an affordable universal health insurance from the American government , Can the government give what the people need ? First of all many americans owe the government cause they can’t afford their medications , Second of all is Obama care really is worth it ? , Furthermore the US’s medical System is not working for most of the people who is on medication. US spends far and away more on healthcare than any other. Half of the americans are uninsured by the government. Over Half of the american population hasn’t gotten their Insurance and even if they do they still pay a lot of money for their medication.
Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families.
is the wealthiest country in the world and yet it is the only major industrialized country in the world that does not guarantee health care as a right to its citizens. Around 45,000 uninsured Americans die each year(What The U.S.). As a nation built upon the ideals of “Life, Liberty, and the Pursuit of Happiness” and the idea that the government is responsible for protecting it’s people’s basic rights, it is a great source of shame that the U.S. does not have universal health care. It is the government’s job to ensure it’s citizens’ rights, not make a profit off their suffering and the denial of one of their basic rights. Universal health care could save lives and ease suffering, physically, financially, and emotionally. It would take away a great financial burden off of each individual as well as the nation and government as a whole by not wasting all the per capita that we currently waste without universal health care. It would even be beneficial to capitalism because people would be more willing to take risks without the fear of having to go medically uninsured (Why The U.S.). By allowing its people to suffer and die, especially just to make a profit that will be needlessly wasted anyway, the U.S. government is committing a great immorality. Are not human lives more important than allowing greedy independent companies make a profit off of their suffering and deaths? As a country that is even willing to go to wars to protect the basic rights of foreign peoples,
... the coverage provisions and other provisions together, CBO and JCT have estimated that the ACA will reduce deficits over the next 10 years and in the subsequent decade. (CBO)"
An issue that is widely discussed and debated concerning the United States’ economy is our health care system. The health care system in the United States is not public, meaning that the states does not offer free or affordable health care service. In Canada, France and Great Britain, for example, the government funds health care through taxes. The United States, on the other hand, opted for another direction and passed the burden of health care spending on individual consumers as well as employers and insurers. In July 2006, the issue was transparency: should the American people know the price of the health care service they use and the results doctors and hospitals achieve? The Wall Street Journal article revealed that “U.S. hospitals, most of them nonprofit, charged un-insured patients prices that vastly exceeded those they charged their insured patients. Driving their un-insured patients into bankruptcy." (p. B1) The most expensive health care system in the world is that of America. I will talk about the health insurance in U.S., the health care in other countries, Jeremy Bentham and John Stuart Mill, and my solution to this problem.
Sicko, a film by Michael Moore was released in 2007. The film investigates health care system in the United States. One would definitely get amazed by the facts and figures explained in this documentary. The movie explains failing health care system in the United States. America has advance medical technology, big hospitals, and educated health care professionals, but these facilities are not universal. The film starts by talking about true American stories; what some people have experienced from current health care system, those who had and did not had health insurances. The story starts by Adam, one of 50 million people in America who does not have health insurance. Due to an accident Adam required a medical treatment, but for the reason of not having any insurance he puts stitches on his leg by himself. The second story was about Rick, who accidentally cut the top of his two fingers, middle and the ring while working on the table saw. As a result of not having health insurance, Rick could not put the top of his middle finger back because it was costing 60,000 dollars and he did not had the money. So, he decided to put his ring finger back because it cost 12,000 dollars which he could afford. The movie does not go into the detail of 50 million people who do not have health insurance, but it’s about 250 million Americans who do have health insurance.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
The U.S. expends far more on healthcare than any other country in the world, yet we get fewer benefits, less than ideal health outcomes, and a lot of dissatisfaction manifested by unequal access, the significant numbers of uninsured and underinsured Americans, uneven quality, and unconstrained wastes. The financing of healthcare is also complicated, as there is no single payer system and payment schemes vary across payors and providers.
The problem in America is the health care crisis. We all fear government ran programs and operations so we are all reluctant to allow this government aided system into our nation. We all wonder how we spend the most amount of money on health care than any other nation and our quality of care is not as high as them other nations. Next year our health care cost is expected to escalate to 4$ trillion dollars. The quality of health care still remains low. In the United States there are high number of people that do not have insurance at all. There are also people paying ridiculous prices for insurance it all has created a modern day crisis and a highly debeated topic in America.