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Your search returned over 400 essays for "health insurance"
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The Affordable Care Act Debate - ... Accountability is again kept at a constant through the ACA by not allowing insurance companies to drop anyone from coverage once they get sick. If a company denies someone coverage, that person can go to an external appeals process (About.com, 2013). The appeal process states when an insurance plan denies payment for a treatment or service, you can request an appeal. When your plan receives your request it is required to review its own decision. It is now required that the company explains, the reason your claim was denied, your right to file an internal appeal your right to request an external review if your internal appeal was unsuccessful (HHS.gov, 2014)....   [tags: medical sociology, health insurance]
:: 10 Works Cited
2130 words
(6.1 pages)
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Presentation of Health Care System in Finland, Guyana, and England - The aim of this work is write a presentation of health care system in three countries. One of the countries must be Finland, one must be developing country and one must be developed country. In addition to Finland I want to do presentation about Guyana (developing country) and England (developed country). The reason I chose these countries for my presentation is that they have slightly different health care system than we do in Finland. I have also personal interest in the Guyana and their health care system....   [tags: culture, government, insurance, health] 2830 words
(8.1 pages)
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The French Healthcare System - The French healthcare system is best described as the synergism of national health insurance and the principles of la médecine libérale, a feature of the French healthcare system that embraces liberalistic views between patients and physicians. The merger of the latter to France’s health reform in Sécurité Sociale, France’s form of social security, and Statutory Health Insurance throughout the twentieth and twenty first century, created a health system fundamentally structured under Bismarckian ideas that parallels government controlled socialistic medicine tendencies....   [tags: French national health insurance] 743 words
(2.1 pages)
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The Affordable Healthcare Act - ... Since they are healthy they risk being without insurance. ”Now, they will have to get insurance or pay a hefty fine. If they choose to buy insurance, they’re going to pay higher prices than if they had bought insurance before Obamacare took effect.” (Top 5 Negative Impacts of Obamacare) Another downside to the law is that it needs a lot of young, healthy people paying the premiums without using the insurance to cover the expenses of those who are ill. “It depends on getting a whole bunch of young people into the program....   [tags: president obama, health insurance] 762 words
(2.2 pages)
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The Affordable Care Act - Affordable Care Act Affordable Care Act is what provides the Americans with a health security by have the comprehensive health insurance reforms. By having these reforms you can expand your coverage, hold insurance companies compatible, you will have lower health care costs, you will also be guaranteed more choices in deciding about your health care, and you will be able to enhance the quality of all the care in America. Since the law has been enacted in March of 2010, our CMS have been working with state partners to plan key implementation priorities and that will be able to provide guidance that will be needed to prepare for the changes to Medicaid and CHIP....   [tags: health insurance, reform, coverage] 1789 words
(5.1 pages)
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All Americans Have a Right to Health Care - All Americans Have a Right to Health Care Within the previous four years, the number of uninsured Americans has jumped to forty five million people. Beginning in the 1980’s, the American Academy of Family Physicians (AAFP) has been trying to fix this problem of health insurance coverage for everyone with a basic reform. The AAFP’s plan imagined every American with insured coverage for necessary improved services that fall between the crucial health benefits and the surprising costs. (Sweeney) They expect by fostering prevention, and early prevention, with early diagnosis with treatment, the program would result in decreased health system costs and increased productivity through healthier...   [tags: Universal Health Care Insurance]
:: 4 Works Cited
1543 words
(4.4 pages)
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The Obamacare Act - ... Health care reform is needed because, the price of health care are tremendous impact on a lot of families, businesses and the economies. Over the last decade americans have been spending more and more on healthcare while receiving less and less. The average of americans has a lot to gain and little to lose, while those that make more including larger firms and consequently their employees, may notice negative financial effects. While some groups benefit more than others, all americans will benefit from the new rights and protection....   [tags: health insurance coverage] 753 words
(2.2 pages)
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The Impact of The Affordable Care Act - Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance....   [tags: native americans, minorities, health insurance]
:: 11 Works Cited
1644 words
(4.7 pages)
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The Impact of the Patient Protection and Affordable Care Act - America’s health industry, primarily the health insurance and pharmaceutical industry, is careless and just plain greedy. I have learned there are about fifty million Americans who are uninsured while the rest who have insurance could become and are “victims of insurance company fraud”(Moore). If you have a certain age or health problems health insurance will deny you no matter what. THE IMPACT OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT ON MIDDLE-SIZED CLASS. THE CIRSIS AND THE NEED TO REFORM HEALTH CARE....   [tags: obama care, uninsured, health insurance]
:: 10 Works Cited
1028 words
(2.9 pages)
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A Brief Look at Obamacare: The Affordable Care Act - The Affordable Care Act (a.k.a Obamacare) has been an extremely controversial topic recently. It has sharply divided politicians and the public. Republicans and conservatives want to see it repealed, while Democrats and liberals enthusiastically defend and promote it. The opinion of the American people, however, has been more difficult to gauge. Recently, both politicians and the public have been outraged by the disastrous opening of HealthCare.gov and insurance companies dropping millions of clients....   [tags: healthcare system, health insurance, ACA]
:: 3 Works Cited
1825 words
(5.2 pages)
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Healthcare in America: At the Top of the List of Social and Eonomic Problems - Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable....   [tags: rising cost of medical and health insurance] 629 words
(1.8 pages)
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Positive Facts About The Affordable Care Act - ObamaCare - The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen....   [tags: Health Insurance, Tax Exemptions]
:: 14 Works Cited
2802 words
(8 pages)
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Poverty in the United States - Poverty in the U.S. Poverty in the U.S. This paper will describe two significant features that are used to analyze poverty in the US. The two factors are heath and insurance coverage among the poor. It has been noted that structural factors contribute to the poor health among the people of low socioeconomic status. The paper further is an analysis of poverty and health based on the Interactionist symbolic theory. The paper observes that despite the increased income in the 1990s among the non-skilled workers, there was a reduction in the health insurance coverage....   [tags: Health, Insurance, Society, United States]
:: 4 Works Cited
1141 words
(3.3 pages)
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Correlation Between Cancer and Latinos - Literature Review Null hypothesis: There exists no correlation between receiving a diagnosis of cancer and being either Hispanic or Latino. Alternative hypothesis: There exists a correlation between having a cancer diagnosis and being either Hispanic or Latino. Dependent variable: cancer diagnosis. Independent variable: Hispanic or Latino. My hypothesis seeks to establish that there is no direct correlation between being Hispanic/Latino and receiving a cancer diagnosis. I believe that it is not a direct causation of being Hispanic/Latino that leads individuals to developing cancer....   [tags: Education, Poverty, Health Insurance, Cancer]
:: 5 Works Cited
1587 words
(4.5 pages)
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Is Obesity a Disease? - Should obesity be considered as a disease. Obesity is a serious condition that has generated a discussion on whether or not to be classified as a disease. According to the Centers for Disease Control and Prevention (CDC), obesity is the body mass index (BMI) of 30 or higher, which is calculated based on the person’s height and weight. For years, our society has been facing the obesity challenge, which can be extremely costly once it leads to several diseases. Thus, because of the constant increase of percentage of people with obesity, the American Medical Association (AMA) proposed in June 18, 2013 to classify obesity as a disease....   [tags: health, insurance, bmi] 730 words
(2.1 pages)
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Corona Data Analysis (CDA) - Introduction: This case is about Corona Data Analysis (CDA) which processes claims for health insurance. CDA has about 90 employees out of which 75% work in the operations side of the business which is also the side of the business we were hired to consult upon. We were hired by the quality manager, Gordon Yu, who was hired by the CEO, Julieanna Sugumar. Gordon Yu has asked us to analyze the defects per unit, DPU, defects per million units , DPMO, and K-sigma quality levels. He has given us important access to the processing data and the number of errors that were made in 5 different categories including name, ss#, address, claim code, and claim date fields....   [tags: claims, health, insurance, money, business] 822 words
(2.3 pages)
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Elderly Health Care in Massachusetts is a Struggle - Elderly Health Care in Massachusetts is a Struggle Despina and her husband Peter Angelopoulos are not eligible to receive any financial help from the state because they don’t qualify for free health care, and they are extremely worried about their future. The couple, in their early 70’s, both have a series of medical problems resulting in them taking heavy medication. They own a house in Somerville and they are struggling to pay for their medications. They average about eight pills a day each....   [tags: Health Care Medicine Insurance Essays] 3310 words
(9.5 pages)
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Our Current Health Care System - There are many Americans in the United States that do not have health care. To be exact forty-three million Americans are uninsured. Health care should not only be offered, but affordable for all. Some of the biggest problems with our health care system right now are the unbearable cost of insurance premiums, denial of services due to costs or loss of coverage because of lay off or changing of jobs. Late in 2003 and continuing into the early part of 2004, seventy thousand workers went on strike their health care benefits....   [tags: Health Care Benefits Insurance Essays]
:: 7 Works Cited
1289 words
(3.7 pages)
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Consequentialist Ethics: Mozi - Introduction The change in demography, multiple chronic conditions, increasing infectious disease threats, and small healthcare budgets put healthcare systems under serious challenge. In addition, there is an increasing need to generate more knowledge to improve patient treatments. Reuse of patient health data is promoted as a means to generate evidence on the effectiveness, benefits, and harms of different treatments. Patient data are also reused for quality assurance, public health and commercial applications....   [tags: patient data, health insurance, ethics]
:: 13 Works Cited
1217 words
(3.5 pages)
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Should the United States Provide Affordable Healthcare for US citizens - U.S citizens should be given the opportunity of having affordable health insurance such as the Affordable Care Act (ACA), because it will allow proper medical attention for Americans, and benefits the overall health of America. The ACA, better known as Obamacare, is a government act enforcing laws that all American citizen and business owners to purchase healthcare insurance, or pay an annual penalty for not doing so. The health care act benefits Americans immensely by providing affordable healthcare for Americans living below the poverty line and expanding medicaid coverage to more citizen....   [tags: medicaid, affordable care act, health insurance]
:: 11 Works Cited
1051 words
(3 pages)
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The Necessity of the Affordable Healthcare Law - In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states....   [tags: equality, reform, health insurance, economy, tax]
:: 15 Works Cited
2022 words
(5.8 pages)
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Organizational Issues inside a West Virginia Free Clinic - The state of West Virginia advances special insight of the economic adversity our country is confronting. As the unemployment rate continues to increase so does the demand for medical care, however, numerous people still have no health insurance. West Virginia Health Right (WVHR) extends free medical care to the underserved and poor population of West Virginia. Although the benefits they offer may appear uncomplicated to many, there are numerous organizational ordeals WVHR must deal with. This paper will present an analysis of WVHR, extending a look into the strategic planning adversities its leadership contends with in addition to potential solutions to make their strategy succeed....   [tags: free medical care, health insurance, west virginia]
:: 5 Works Cited
1896 words
(5.4 pages)
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Obamacare: The Affordable Care Act - Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up....   [tags: Affordable Care Act, healthcare, health, insurance]
:: 1 Works Cited
1259 words
(3.6 pages)
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Uninsured Americans - Health insurance is currently an important issue in the United States. Everyday more and more Americans become uninsured due to job loss and an increase in premiums. These Americans add to the ever growing population of 45.7 million people who are currently uninsured (Bialik). Moreover only 27% of those uninsured are under the age of 65 (NCHC). This is staggering considering most of those who are uninsured have, or soon will, suffer from some sort of illness or injury. As a result they will not be able to afford proper treatment....   [tags: USA, health insurance, healthcare, ] 568 words
(1.6 pages)
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Better Medicine? - One of the most politically polarized issues facing the world today is the need for cost-effective health insurance and care. Each ideology has a different form of delivery combined with their own set of benefits and ill effects. Methods for how these systems can be viewed are from the top-looking-down, bottom-looking-up, or a mixture of the two. These main types are more commonly referred to as socialized and privatized medicine. The benefits and ill effects of public or social medicine typically are inversely proportional to privatized medicine....   [tags: Health Insurance, Prevention]
:: 3 Works Cited
1125 words
(3.2 pages)
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Reducing Small Business Employment wiht the Affordable Care Act - How the Affordable Care Act Will Reduce Small Business Employment The Congressional Budget Office (CBO) reported (http://www.cbo.gov/sites/default/files/cbofiles/attachments/45010-Outlook2014.pdf) this week that the Affordable Care Act (ACA) will mean that two million fewer people will be employed full-time in 2017 than would be working in the absence of the law. Unmentioned in the report, or the firestorm of commentary that followed, was how the reduction in employment would be distributed between big and small companies....   [tags: insurance, health, compensation] 568 words
(1.6 pages)
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Personal Choices - “No woman can call herself free who does not own and control her body. No woman can call herself free until she can choose consciously whether she will or will not be a mother”, this quote by Margaret Sanger, American birth control activist, shows the importance of women’s personal choices. Women’s fight for their rights has been since early history. Woman’s job only included in housework and child birth, but in the 1920s, women started receiving their choices and rights. In the twenty-first century, the world perceived women with fairness and women began receiving equal opportunities, but one right the government is stripping from women: the choice of using birth control and aborting pregna...   [tags: Birth Control, Health Insurance]
:: 10 Works Cited
1603 words
(4.6 pages)
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Changes to the Medicare Program - Medicare currently pays for many preventive services that can detect health problems early when they’re easier to treat, give better access to claims and personal health information, and allow for savings on brand-name and generic when coverage gaps are met. The actual benefits of Medicare will not be changing. There will however be a new plan that is key to the Affordable Care Act that will take place in 2014. This plan is the Health Insurance Marketplace that allows individuals, families, and employees of small businesses to get health insurance....   [tags: insurance, health, cost] 862 words
(2.5 pages)
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Access to healthcare in America - There will also be a health exchange program for individuals who cannot afford employer insurance (Estes, Chapman, Dodd, Hollister & Harrington, 2013). This exchange program will include several changes such as limiting deductibles and waiting periods for coverage. The health exchange program will include a selection of different healthcare plans that the individuals can choose from that is said to be more affordable. The health exchange option will only be available to U.S. citizens and legal immigrants....   [tags: health exchange, employer insurance]
:: 6 Works Cited
1287 words
(3.7 pages)
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A Strategic Planning Analysis of Healthiest Wisconsin 2020 - In July 2010, the Wisconsin Department of Health Services published the most recent version of Healthiest Wisconsin 2020: Everyone Living Better, Longer. A strategic state health plan, Healthiest Wisconsin 2020 (HW2020) was the result of extensive community engagement, assessment, and analysis in order to determine the current state of health and the changes that need to be pursued to improve upon that state. This paper will provide an analysis of the strategic planning process utilized in the creation of HW2020 and the resultant plan. Vision, Goals, Mission, & Values The vision, goals, mission, and values of HW2020 are presented collectively at the beginning of the document, with additi...   [tags: health insurance, healthiest wisconsin, bryson]
:: 3 Works Cited
3409 words
(9.7 pages)
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Employee Benefits for Employers - Starting a business or company requires too many things like basic knowledge of the industry, funding sources, legal certification, etc along with capable employees or human resource. Ranging from SMEs to big corporate houses all need good employee to see their business growing. Good employees are the priceless assets of the company. Companies offer employee benefits in terms of health or life insurance policies as gratitude to the worker’s effort. Also it helps the business owners to attract new and productive workers....   [tags: human resources, health or life insurance] 564 words
(1.6 pages)
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Obamacare's Heavy Toll on the Middle Class - Obama care’s heavy toll on middle class Americans Obama care will pile thousands of dollars in new taxes and higher health costs on top of middle class Americans. According to the congressional budget office in 2020, Obama Care will spend $299 billion on a Medicaid expansion and new subsidy program for health insurance. These expenditures will primarily benefit 29 million people newly enrolled in Medicaid program that works out to nearly $8,000 for every newly insured American or about $21,000 per newly insured household....   [tags: insurance, taxes, health] 687 words
(2 pages)
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African Americans and Healthcare - African Americans and Healthcare African Americans face a multidimensional health care crisis that affects the young or old, rich or poor. Too many African Americans are uninsured or underinsured. The elderly cannot afford long-term health care leaving the family to care for them. Health care cost is constantly rising and are out of control, reform is the only way out. The growing number of uninsured and underinsured is on the rise. In 1979, 11 million African americans were uninsured (Jaffe 10)....   [tags: Papers Health Insurance Medical Essays]
:: 5 Works Cited
930 words
(2.7 pages)
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The ObamaCare (PPACA) - This research argument is on the Healthcare bill or ObamaCare. The official name for “ObamaCare” is the Patient Protection and Affordable Care Act or PPACA. (Obamacarefacts.com) Is ObamaCare really as marvelous or spectacular as President Obama has made it out to be. It is not because many democrats have been wanting to pass this bill for years, in fact for decades, and Obama is finally the one who has gotten it through. Now, that the Healthcare bill has been passed it is not going to be good for what comes out of this legislation....   [tags: healthcare, insurance, health care] 514 words
(1.5 pages)
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Universal Healthcare - Introduction Universal Healthcare is a system under which basic health needs can be paid by a single government payer. Basic health care needs include treatment for urgent, emergent, preventative, reconstructive, routine, and chronic care. The United States is the only wealthy and industrialized country that does not universal health care, however, does have a publicly funded government health care program for the elderly, disabled, military service, and veterans. Programs like these only cover one quarter of the U.S....   [tags: Healthcare Health Insurance] 1993 words
(5.7 pages)
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The Common Sense Economic Book and The Affordable Healthcare Act - The Common Sense Economics Book includes a quote by Thomas Jefferson that says, “A wise and frugal government, which shall restrain men from injuring one another, which shall leave them otherwise free to regulate their own pursuits of industry and improvements, and shall not take from the mouth of labor the bread it has earned. This is the sum of good government.” The United States has been in much need of a sensible healthcare reform, but The Affordable Healthcare Act is by far the worst route our government could have taken....   [tags: insurance policy, universal health care]
:: 1 Works Cited
1124 words
(3.2 pages)
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The Extreme Joy and Expense of Having a Baby - ... This kind of risk starts from the time of the contract and can last longer. It includes default on a loan, bond, or failure to make required payment on a derivative transaction, while settlement risk is due to the exchange of cash flows and is of a much shorter-term nature. This risk arises as soon as an institution makes the required payment until the offsetting payment is received (Jorion, 2003). Islamic banks have the same goals and objectives as most conventional banks around the world do, which their major aim is to satisfy their shareholders and customers except that Islamic banks have different rules and procedures known as Fiqh al-Muamalat (Islamic rules on transactions) which...   [tags: insurance, health, genes] 1691 words
(4.8 pages)
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Risk and Insurance - As human beings, we all have basic needs that include both physical and economic security, food, shelter, and clothing. According to the Society of Actuaries, risk is the possibility of losing economic security. We encounter many economic risks throughout our day to day activities; whether the risk is a car accident, sickness, house fire, or even death. For such reasons, insurance was created to eliminate risk or substitute certainty for uncertainty. The concept of insurance dates back to at least 3000 B.C....   [tags: Insurance ]
:: 3 Works Cited
932 words
(2.7 pages)
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Online Discount Insurance Leads - Insurance leads are available for buying from online sources. This is advantageous both for the insurance agent and the customers because the internet is the quickest means for the two groups to get in touch with each other. These days a successful insurance agent would definitely try the online insurance leads. It provides a great competitive edge over others. The online Discount Insurance Leads not only serves as a profitable source of income but also provide leads with loads of discounts or at affordable pricing....   [tags: Insurance] 512 words
(1.5 pages)
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Long Term Care Insurance - ... For example, Medicare programs do not help to pay for personal care services such as eating, dressing or using the bathroom even though these “activities of daily life” are the most needed services for most seniors (Green, 2003). These care services can be provided to seniors by the long term care insurance program. According to the national survey that was conducted among people who are 55 and older, just 36% believed that they would need long term insurance (Carter, 2008). However, it's estimated that at least 60% of people over age of 65 will require some long-term care services at some point in their lives (Carter, 2008)....   [tags: health coverage for people 65 and over] 832 words
(2.4 pages)
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Healthcare Reform and the Affordable Care Act - Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system....   [tags: insurance, national issue, coverage, health care]
:: 9 Works Cited
1937 words
(5.5 pages)
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Understanding Insurance Coverage - Introduction Insurance is a very important part of modern life and business. In this paper I will discuss the basic concepts of insurance, claims-made and occurrence liability policies, factors for selecting an insurance company and policies, and the difference between workers compensation and liability insurance. What is insurance. Insurance is a two-way legal agreement between the insurer and the customer. The customer, which may be an individual, business, or other entity, agrees to pay the premiums as required, in exchange for monetary protection from the insurer for any possible substantial loss....   [tags: Insurance]
:: 5 Works Cited
837 words
(2.4 pages)
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Healthcare, Medicare, and Medicaid - Healthcare, Medicare, and Medicaid The U.S. health care system is a scrutinized issue that affects everyone: young, old, rich, and poor. The health care system is comprised of three major components. Since 1973, most Americans have turned to managed-care programs, known as HMOs. The second type of health care offered to Americans is Medicare, health care for the elderly. The third type of health care is Medicaid, a health care program for the poor. Why is our health care system made up of three components, and how did the U.S....   [tags: Health Medicine Government Essays Insurance]
:: 3 Works Cited
4494 words
(12.8 pages)
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Is Health Care a Right or a Privilege? - ... Medical professions are beginning to have less and less control what they do. They are becoming robots of the federal government. Doctors and hospitals in other countries are struggling because the government controls the prices of healthcare. After years of schooling and hundreds of thousands of dollars in debt, doctors aren’t even able to work on their own terms. “Consumers allegedly have a “right” to what health care providers provide, a “right” to say what will be provided, when, and at what price” (Salsman 2012)....   [tags: insurance, preventative, consumers] 1084 words
(3.1 pages)
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Trends of the Malta Insurance Market - Today's business world is complex, unpredictable, uncertain and volatile. One of the key elements of this volatility is the swift change all around us. Taking into consideration the motor insurance industry, changes have been also made during the years. Under motor insurance, there are three types of cover available. There is the third party only, which is obligatory as it is the least required by law; it covers your liability to third parties for damage or injury to property arising from the use of your car....   [tags: Automobile, Insurance]
:: 3 Works Cited
1131 words
(3.2 pages)
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Massachusetts Health Reform - ... They also mandated that only full-time employees would be eligible for the insurance benefit. These issues among others are why advocacy groups and state legislators felt very strongly that some kind of health insurance reform was necessary. The actual statute consisted of key provisions, one of which was the employer Fair Share Contribution and Free Rider Surcharge. Another was a requirement that each individual must have proof of coverage when they filed their income tax return, or be penalized....   [tags: insurance coverage]
:: 7 Works Cited
1382 words
(3.9 pages)
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Problems With the Mexican Health System - According to Mexican citizens, the health care system needs further reform to improve the efficiency, availability, and quality of medical services provided to the uninsured. A major source of inconvenience in medical provision is the long wait for treatment. Patients with scheduled appointments, as well as those in emergency situations often have to wait hours for care, and it is an accepted fact for those with Popular Health Insurance that a medical consultation in a hospital would likely engage the entire day.Additionally, both Ordoñez Ramírez and Mercadao Juárez agree that subsequent reforms must be made to change the focus of medical treatment towards serious diseases such as cancer and...   [tags: Popular Insurance Program]
:: 22 Works Cited
2555 words
(7.3 pages)
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The Future of Health Care Delivery - The Future of Health Care Delivery More than 48 million people in the United States are without health insurance. In 2010, The Patient Protection and Affordable Care Act were signed into law by President Obama. The ACA is said to be the biggest change in healthcare since Medicare and Medicaid were enacted in 1965. The Affordable Care Act (ACA) of 2010 is Obama’s plan for affordable healthcare insurance coverage and improved access to care. (Davis) This will be a long process due to the political and practical obstacles, but will have an effect on everyone....   [tags: insurance, funding, states, factor]
:: 5 Works Cited
824 words
(2.4 pages)
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The Increase of Health Care Costs - The cost for elderly care is increasing because the elderly population is increasing as well as the life expectancy. They are predicting that the elderly population will double in size within the next 25 years according to National Institute on Aging (NIA) and about 10,000 baby boomers will turn 65 each day according to the U.S. News & World Report (A Place for Mom). By the year 2030 they are predicting to add 25% to overall health care costs. 80% of elderly over the age of 65 have at least one chronic medical condition that could either shorten their life or cause a disability (Medical News Today)....   [tags: technology, insurance, care, elderly]
:: 4 Works Cited
816 words
(2.3 pages)
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Occupational Health System of Germany - Introduction In general, workers represent half the population in Europe and are the major contributors to economic and social development. Among the major social determinants of health are hazards and risks in the working environment. The health, working ability and well-being of the working population are some of the priority areas of a good governance pursuing health in all policies. The occupational health system in Germany has been in existence for over a century, which is based on statutory accident insurance [1,4]....   [tags: insurance, safety, employees] 1405 words
(4 pages)
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Health Care Controversy: Obamacare - ... Part C is a type of Medicare health plan that is offered by a private company that works with Medicare to provide Plan A and B to people. Lastly Part D is the part that adds prescription drug coverage to Original Medicare, including some other benefits as well. During the Medicare era before Obamacare in 2010 claims were made that costs of American Healthcare had skyrocketed. Also, before the Affordable Care Act a big chunk of Americans didn’t have proper health coverage. Meaning 79 million Americans didn’t have health insurance or they were underinsured....   [tags: insurance plan, disabilities] 966 words
(2.8 pages)
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The Insurance Industry - The focus of this case study is on selected topics involving information assurance and information management in the insurance industry. In particular, it discusses: 1. Holdovers in processes and/or attitudes in the early days of insurance computing. 2. Progress in moving beyond the fundamental problems. 3. Independent information processing in the industry. 4. Significant information management issues. Holdovers in processes and/or attitudes in the early days of insurance computing This section will briefly discuss legacy systems and software, as well as the researchers experience with legacy systems and software....   [tags: Legacy Systems, Software, Insurance]
:: 9 Works Cited
1756 words
(5 pages)
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Health Care in America - Approximately over forty-five million Americans live in fear and become apprehensive when it comes to medical bills due to lack of healthcare insurance. This number is currently not diminishing; on the contrary, it is rather progressively mounting. United States of America is one of those rare industrialized countries who don’t provide Universal Health Care for its desperate citizens; however, it does possess publicly funded government health care programs for the disables, elderly, veterans, and other military services....   [tags: Insurance, Requirements, Government] 1525 words
(4.4 pages)
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Lowering Health Care Costs - ... Referring productivity, administrative costs both for health care service providers and insurance companies constitutes more than a third of health care expenditures in the US and at least half of total amount of it is considered to be wasteful (Woolhandler et al., 2003). Spread of insurance is an important element for health care costs. Between 1960 and 2000, health care expenditures covered by insurance increased and reduced price to consumers in the US and increased demand for health care....   [tags: expenditures, insurance, disease] 1017 words
(2.9 pages)
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Characteristics of the US Health Care System - Unlike Australia, Canada, and Germany, the United States (U.S) does not have universal health care system. The U.S. health care is an unregulated, hybrid system that financed by private and public sectors. The first characteristic of health care system is that it is not centrally regulated by the government. Similarly, the second characteristic of the health care system is “access to health care services is selectively based on insurance coverage” (Leiyu & Singh, 2012, p. 9). Only individuals with insurance coverage have health care access....   [tags: government, insurance, cost] 871 words
(2.5 pages)
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Strengths and Weaknesses of the US Health System - Introduction The US health system has both considerable strengths and notable weaknesses. With a large and well-trained health workforce, access to a wide range of high-quality medical specialists as well as secondary and tertiary institutions, patient outcomes are among the best in the world. But the US also suffers from incomplete coverage of its population, and health expenditure levels per person far exceed all other countries. Poor measures on many objective and subjective indicators of quality and outcomes plague the US health care system....   [tags: insurance, penalty, care] 2193 words
(6.3 pages)
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Massachusetts Health Care Reform or Romneycare - The Massachusetts health care insurance reform, informally known as Romneycare is a state law enacted in 2006. The law established a system to require individuals to obtain health insurance. The statute had several key provisions: the creation of the Health Connector, establishment of the subsidized Commonwealth Care Health Insurance Program, the employer Fair Share Contribution and Free Rider Surcharge and a requirement that each individual must show evidence of coverage on their income tax return or face a penalty....   [tags: lacking, ideas, coverage, insurance]
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584 words
(1.7 pages)
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The Debate Over Health Care Policy - The purpose of the Affordable Care Act (ACA) or “Obamacare” was enacted with goals of increasing the quality of healthcare for all American citizens. With lowering the uninsured rate for individuals an expansion of public and private insurance coverage was instilled (Jacobs, 2014). This law requires insurance companies to cover individuals through exchanges that ultimately increase coverage and affordability. No applicant can be denied which means all Americans will have coverage of some type or another....   [tags: marketplace, insurance, repeal]
:: 7 Works Cited
687 words
(2 pages)
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Fixing the Health Care System in America - For the last five years of my life I have worked in the healthcare industry. One of the biggest issues plaguing our nation today has been the ever rising cost of health care. If we don't get costs under control, we risk losing the entire system, as well as potentially crippling our economy. For the sake of our future, we must find a way to lower the cost of health care in this nation. Last year the average cost of an insurance policy for a family of four was $20,728.00 according to the Milliman Medical Index (2012 Milliman Medical Index, figure 1)....   [tags: healthcare industry, insurance policy]
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1143 words
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Excellence of Canadian Health Care System - Canadian health care system is well developed, highly efficient, and even with drawbacks it provides Canadian resident the best health care they deserve. Canadian Government has created The Canada Health Act and developed it in all provinces and territories to provide better health care for its country residence. There are thirteen provinces and territories in Canada that works according to The Canada Health Act. Those health care services described by health Canada are as following: Newfoundland and Labrador Department of Health and Community Services, Prince Edward Island Department of Health and Wellness, Nova Scotia Department of Health and Wellness, New Brunswick Department of Health, Q...   [tags: insurance, physician, coverage] 749 words
(2.1 pages)
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American Indian Health Care Coverage - ... A report called “ Health Services for American Indians” was prepared and published in 1957 and is known as a landmark attempt at outlining the challenges that faced the new department of Indian Health Services (IHS). Today the IHS provides heath care to about 1.5 million of the 3.3 million American Indian and Alaskan Natives (Wallechinksy). Stemming from the Constitution, to be considered eligible for this health care, a person must be a member of one of the 557 federally recognized tribes....   [tags: government, insurance, clinic] 1083 words
(3.1 pages)
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Health Disparities Among American Women - Yes, I know there are health disparities that exist between American women. Many women in America are not of same race, some are employed while some don’t have a job or any source of income to seek for medical care. According to statistics, the number of white women with high paying jobs is high compared to black women, Latinos and Hispanics. Women who are not legally here in America cannot receive medical care except if they pay out of their pocket, there are not even qualify to get free medical care under the state or the county where they live....   [tags: medical care, insurance, race] 537 words
(1.5 pages)
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Reducing the Cost of Health Care for all Americans - For essay three I have chosen to discuss reducing the cost of health care for all Americans. Affordable health care has always been a major issue for many Americans, especially low income families and the poor. In fact according to Statistics Brain their statistics show that many thousands of Americans cannot afford and do not have health care. Many people of which do not know, or even understand programs, or funds that can assist them in these situations they are in. People not knowing or cannot afford health care is a huge problem especially considering the fact that many Americans are elderly or suffer from acute disease, disabilities, and even mental disorders....   [tags: medical insurance, politics, economics]
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1098 words
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Universal Health Care - National and universal health care is not only a worldwide matter, but also an even bigger topic in the United States. Why. Because America does not yet support and fund a national single payer health care system for its citizens. Many brilliant presidents, persons without insurance, and the Universal Declaration of Human Rights, have addressed this issue. Being one of the few industrialized nations that doesn’t have national health care puts the United States farther behind many satisfied countries justly and socially....   [tags: insurance, hospital, clinics]
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1363 words
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Health Care Reform in America through Obama Care - ... Those whom seek to remain without health insurance will see a penalty tax added to their paychecks so it will essentially mandate all Americans to pay for a health care plan and contribute. The bill is still in its early phases and yearly new phases are taking effect and the changes seek to go forward and have all Americans covered by the year 2020. The bill is not looking to maliciously penalize people or their employers. Tax credits will be offered to those who spend a certain amount on health care yearly and business whom meet the criteria to offer insurance to their employees....   [tags: finacally, benefite, regulations, insurance]
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Canadian Pre and Post-Industrialized Health Care System - During the Pre-Industrial Era, the health care system in the United States was very unprofessional. In the era, any one could become a physician. The medical practice was in disarray and there was an institutional core missing. Also, the demand was unstable and medical education was substandard. The profession was treated like a trade rather than a profession (Singh, 2008, pg. 85). But in 1870, the laws for licensing were implemented in the United States (Singh, 2008, pg. 86). However, during the postindustrial era, American physicians were more successful now....   [tags: insurance, medical, hospitals] 1479 words
(4.2 pages)
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Obamacare: A New Health Care Plan for America - As of 2014 we are presented with a new health care plan for America. The Affordable Care Act (ACA), better known as Obamacare, was brought up by President Obama in 2010 and was upheld by the Supreme Court in 2012. Obamacare’s goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act puts consumers back in charge of their health care. According to information released by the Centers for Medicare and Medicaid Services, under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health....   [tags: medical insurance, federal funding]
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973 words
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Alternative Health Care Plans Throughout the World - ... It, therefore, has control over what a doctor can do and what he/she can charge for it. Apart from Britain, other countries using the Beveridge system include Spain, New Zealand and the majority of Scandinavia. Cuba probably presents the purest form of the Beveridge model, because of the total government control of its health care systems. Countries such as Germany, France, Holland, Belgium, Japan, the Latin America to some extent, and Switzerland use another model that was modeled in Germany known as the Bismarck Model....   [tags: medical, insurance, system] 883 words
(2.5 pages)
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Immigrants and Homeless Have Higher Risks of Health Problems - ... “Some of these barriers include poverty, fear and stigma, high mobility, limited English proficiency, little information or misunderstandings about how the U.S. health care system works, and lack of insurance and/or access to care.” (Seaman, 2013) In the article written by Andrew Seaman (2013), he discusses the children of immigrant parents. They are brought into the world with difficulties. The parents tend to rely on them due to language barriers and have to represent for themselves and their family....   [tags: medication, insurance, poverty] 824 words
(2.4 pages)
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Left Out: Illegal Immigrants and Health Care - Left Out: Illegal Immigrants and Health Care With the implementation of the Affordable Care Act, most Americans are concerned with their private insurance or the benefits with Medicaid or CHIP. However, there is another population that was left out of the new bill almost entirely: undocumented immigrants. There is an ongoing debate as to whether illegal immigrants should be eligible for public health care benefits presented in ACA. The two viewpoints are obvious: to give illegal immigrants health insurance and allow them to reap the benefits of a public healthcare system or to not....   [tags: obamacare, private insurance] 1022 words
(2.9 pages)
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Fast Food Restaurants: A Detriment to the Health of Americans - One out of every three Americans is obese while the majority of these obese people in the have eaten regularly at fast food restaurants. As the obesity rate increases, the number of fast food restaurants goes up as well. Although it is not certain, many believe that obesity in the United States is correlated to eating fast food. Since the United States has the highest obesity rate out of any country, it is important for Americans to monitor the fast food industry that may be causing obesity. With the pressure to get things done in a timely manner, fast food became a big necessity....   [tags: obesity, time, insurance] 843 words
(2.4 pages)
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Why Bill Insurance Companies for Veterans' Service-Related Injuries - ... Medicare is federally funded health insurance for people 65 or older, under 65 with certain disabilities. Medicaid is a state administered health insurance provided to certain low income individuals and families who fit into eligibility group that is recognized by state law. Veterans that qualify for Medicaid will not pay copays for VA health care. The Department of Veteran’s affair located at Hampton VA is urban, however the Rural Health Initiative Team goes out to rural area for example in North Carolina to assist veterans and set up clinic for them to be seen....   [tags: military, health, benefits] 638 words
(1.8 pages)
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The Affordable Health Care Act and the U.S. Economy - President Obama signed the Affordable Health Care Act (ACA) into law in March 2010. This law requires U.S. residence to have health insurance. If a person chooses not to obtain health insurance the law allows financial penalties to be imposed. Much of the law includes reforms such as guaranteed insurance access at prices that have nothing to do with the individual's actual health status. This causes people to remain uninsured until they are in need of the insurance. They are then able to purchase the insurance at average prices instead of at an increased cost due to the illness....   [tags: lower wages, higher insurance premium]
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(3.2 pages)
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An Analysis of Another Delay in Health Law’s Employer Requirements by Ricardo Alonso - What was the article about. These days’ people are inundated with so many new laws and policy changes regarding healthcare. One of utmost importance is the Affordable Healthcare Act. It has recently become a very important topic of much debate and controversy nationwide. It is an issue that will affect millions of Americans. There are so many questions that have come into play regarding how these new laws not only affect employers, but how they will affect people in general. In the article, “Another delay in Health Law’s Employer requirements”, by Ricardo Alonso, the author makes some interesting points in regards to the healthcare system....   [tags: insurance, care, medical]
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(2 pages)
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Children’s Healthcare Insurance Program Assists the Poor - Children’s Healthcare Insurance Program (CHIP) is essentially a coverage designed to support those families who make less than enough to afford health insurance but who do not qualify for Medicaid. According to Medicaid.gov (2013), CHIP is supported by oth the state and the federal government. This enables the coverage to expand further than what Medicaid can reach due to the funding that is withdrawn from two entities. The first study entitled, Implementing and Using Quality Measures for Children's Healthcare: Perspectives on the State of the Practice (Shaller, 2004), displays issues of CHIP through funders, developers of quality measures, users of those measures, and health plans and prov...   [tags: medicare, insurance, funding]
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Genetic Screening and Genetic Discrimination by Insurance Companies - Genetic screening has been a subject of debate for quite some time now. Beginning in the 1990s, when it became prevalent owing to the increasing research into the cause of diseases (Chadwick, 1). Screening brought advantages— the chance to see what diseases or cancers one may be at risk for, an opportunity to take a glimpse inside of one’s personal genome (Tree.com). However, as genetic screening became more and more common, it brought with it just as many disadvantages. Genetic screening found its way into corporate boardrooms and insurance companies, creating large amounts of discrimination against employees where genetic make-up revealed a disposition to certain diseases....   [tags: Genetic Discrimination by Insurance Companies]
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3477 words
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Health and Safety Legislation - In this assignment I am going to describe three different Health and Safety legislations that promote the safety of individuals within a health and social care setting. Reporting of Injuries, Diseases and Dangerous Occurrences Regulations (RIDDOR) - RIDDOR came into operation on April 1998; it requires the reporting of work-related accidents, diseases and dangerous occurrences within all workplaces. It applies to all work activities but does not apply to all incidents. It has been made a legal requirement for all workplaces to report incidents and ill-health at work, this information gathered enables enforcing authorities and other agencies to identify where and how risks arise and to inves...   [tags: riddor, accidents, insurance] 872 words
(2.5 pages)
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Financial Analysis on Community Health Systems - The Community Health Systems (CHS) is one of the largest healthcare group in the United States with over 135 hospitals in 29 states and in England [1], with approximately 20,000 beds [2]. CHS serves more than 55% of the market with most affiliated hospitals being the only healthcare provider. While closing the accounts on 31st December 2012, the company had under its belt 162 hospitals out of which there were 156 general, acute care hospitals, 5 psychiatric hospitals and one rehabilitation center with 41,198 beds....   [tags: strategy, insurance, profitability] 1131 words
(3.2 pages)
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The Health Care Crisis - The cost of insurance has increased dramatically over the past decade, far surpassing the general rate of inflation in most years. Between 1989 and 1996, the average amount an employee had to contribute for family coverage jumped from $935 to $1778. In 1990, American companies spent $177 billion on health benefits for workers and their dependents; that number rose to $252 billion by 1996, or more than double the rate of inflation. Among the cost drivers: an aging population – the number of senior citizens who need health benefits is increasing dramatically every year; medical technology advances – which decreased the death rate; new drugs – expensive and effective, which make us live longer...   [tags: Medical Insurance essays research papers] 1327 words
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Decisions from Health Care Providers - Healthcare providers must make their treatment decisions based on many determining factors, one of which is insurance reimbursement. Providers always consider whether or not the organization will be paid by the patients and/or insurance companies when providing care. Another important factor which affects the healthcare provider’s ability to provide the appropriate care is whether or not the patient has been truthful, if they have had access to health, and are willing to take the necessary steps to maintain their health....   [tags: insurance reimbursment, treatment, patients]
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