Search Results

Free Essays
Good Essays
Better Essays
Stronger Essays
Powerful Essays
Term Papers
Research Papers

Your search returned over 400 essays for "health insurance"
<< Previous  1  2  3  4  5    Next >>

These results are sorted by most relevant first (ranked search). You may also sort these by color rating or essay length.

Title Length Color Rating  
The Impact of the Affordable Care Act on the Health Care Industry - ... Stake Holder Analysis Healthcare Industry is complex. The stakeholders in this industry matches no other. Any small issue affects the industry in an alarming manner. So a huge amendment like the affordable care act would impact a large population. In the article I’ve given a small insight of how different stakeholders are affected. Insurance Company Standpoint Insurance companies are now faced with a dilemma. The ACA has made it easier for customers and businesses to come to a common website where they can view all available options....   [tags: insurance premiums, health coverage] 1951 words
(5.6 pages)
Better Essays [preview]
Problems withe Medical Care in the United States - ... From at that time, companies of Free-market health care makes money with the breath of life of Americans as security. Presidents of many generations were tried to reform this policy, but those were blocked by lobbying activities and opponents of Republican Party. One of the mist effective try was medical reform from President Bill Clinton. The year of 1993, he announced Universal Health Care to provide health insurance to all of Americans (Pfiffner). However, again, his policy was fell down with lobbyists and he was even called as Socialist Medicine with many blames....   [tags: obamacare, health insurance, expenses] 1934 words
(5.5 pages)
Research Papers [preview]
Is the Affordable Care Act Beneficial? - ... For instance, the government wanted health care coverage to be extended so the poor would be able to afford health insurance. To successfully accomplish this, they decided that they should “heavily [subsidize] the cost of purchasing insurance for the poor” (Eddlem, 2010, p. 1). When subsidizing the poor, the nation would be financially supporting and investing in the health coverage of those in poverty. These impoverished Americans have no access to health care, and typically a lack of health care leads to worse health conditions....   [tags: health insurance coverage]
:: 4 Works Cited
1249 words
(3.6 pages)
Term Papers [preview]
Weyco Inc.: No Smoking Policy Outside or Inside Workplace - The people in the workplace can be categorize into two groups: the employer and the employees. The employees work for their employer and in turn the employer has the duty and responsibility to ensure that the minimum safety requirements are met. However, employers are not required to provide health insurance benefits to their employees. More often than not, providing health insurance benefits is very costly to the employer and in an attempt to mitigate the costs, employers’ encourage employee participation in various healthy lifestyle programs and initiatives as well as providing incentives for their participation in such programs....   [tags: deontology, health insurance, utilitarianism]
:: 1 Works Cited
1115 words
(3.2 pages)
Strong Essays [preview]
Medicare: Cost and Implications for the Future - Medicare is a social policy many of our seniors look to for their stability when they reach 65 years of age. Prior to Medicare, barely half of the population age 65 and older had health insurance and of those who did, the coverage was repeatedly narrow. Individuals whose health had worsened could have their coverage stopped or premiums increased (Aaron & Lambrew, 2008). Started in 1965 as a portion of the Social Security Act, Medicare’s chief objective is to offer economic protection against the amount paid by persons 65 and over for hospital and physician treatment....   [tags: medicare, health insurance, health policy]
:: 13 Works Cited
1965 words
(5.6 pages)
Term Papers [preview]
Is The Affordable Care Act Really Affordable? - On March 23, 2010 the Affordable Care Act (ACA) was passed into law. The ACA mandates that every taxpayer buy health insurance or pay a tax penalty if not purchased. Prior to the passing of the ACA, promises were made that were essential in passing the law and some of those promises have not been preserved. Not only were American’s rights trampled on by forcing them to purchase insurance coverage, but higher costs and penalties surround the Affordable Care Act. If the purpose of the mandate was to insure the uninsured, then why will the U.S....   [tags: health insurance, tax penalty]
:: 8 Works Cited
1091 words
(3.1 pages)
Strong Essays [preview]
Kristan Care: Healthcare Plan for the United States of America - Structure The structure of the Kristan Care Health Plan is a Universal model where health insurance is mandatory for all people living in the United States. The Universal plan provides every individual, regardless of age, social class, or medical condition the same quality health care. This is about providing a specific package of benefits to all of society with the end goal of providing financial risk protection, improved access to health services, and improved health outcomes. People will also be able to purchase supplementary insurance upgrades if they want....   [tags: universal model, health insurance] 1800 words
(5.1 pages)
Powerful Essays [preview]
The Faults in The Affordable Care Act - Many of today’s arguments within the American government have to do with health care. The Affordable Care Act, commonly known as Obamacare or The ACA, has been effective since March 23, 2010. Most of Obamacare’s major provisions, such as mandated individual coverage, just took effect at the beginning of 2014. Democrats support the health care reform while a majority of republicans are entirely against it. On paper the health care reform looks good, but there are a lot of things that could potentially hurt the American population....   [tags: obamacare, health insurance, fee]
:: 4 Works Cited
1017 words
(2.9 pages)
Strong Essays [preview]
The Benefits of the Family and Medical Leave Act - In response to the increasing need for employees to balance the demands of the workplace with the needs of families, Congress passed the Family and Medical Leave Act. Without a policy like FMLA in place, many employees often would have had to choose between “the job they need and the family they love” (Hayes). The Family and Medical Leave Act of 1993 is the first national law created to help Americans balance the demands of the workplace with the needs of the family. It successfully helps bridge the gap between family and work and secures the right for both men and women to get unpaid leave and assistance when dealing with family related circumstances....   [tags: FMLA, Law, Health Insurance ]
:: 10 Works Cited
911 words
(2.6 pages)
Better Essays [preview]
Economics of Wages and Employment - Economics of Wages & Employment All Employers Should Be Required to Provide Health Insurance for Their Workers All employers should be required to provide health insurance for their workers. For employees, such a policy would entitle all full-time working residents in the United States to a standard package of health benefits. For employers, this provides a favorable contrast to the quasi-fixed cost that is the present insurance system as an implicit “tax” on all employees. It is necessary to understand that employer-provided health insurance has an effect on wages....   [tags: health, insurance, policy, employes] 667 words
(1.9 pages)
Better Essays [preview]
The Affordable Care Act Debate - ... Accountability is again kept at a constant through the ACA by not allowing insurance companies to drop anyone from coverage once they get sick. If a company denies someone coverage, that person can go to an external appeals process (About.com, 2013). The appeal process states when an insurance plan denies payment for a treatment or service, you can request an appeal. When your plan receives your request it is required to review its own decision. It is now required that the company explains, the reason your claim was denied, your right to file an internal appeal your right to request an external review if your internal appeal was unsuccessful (HHS.gov, 2014)....   [tags: medical sociology, health insurance]
:: 10 Works Cited
2130 words
(6.1 pages)
Term Papers [preview]
Presentation of Health Care System in Finland, Guyana, and England - The aim of this work is write a presentation of health care system in three countries. One of the countries must be Finland, one must be developing country and one must be developed country. In addition to Finland I want to do presentation about Guyana (developing country) and England (developed country). The reason I chose these countries for my presentation is that they have slightly different health care system than we do in Finland. I have also personal interest in the Guyana and their health care system....   [tags: culture, government, insurance, health] 2830 words
(8.1 pages)
Powerful Essays [preview]
The French Healthcare System - The French healthcare system is best described as the synergism of national health insurance and the principles of la médecine libérale, a feature of the French healthcare system that embraces liberalistic views between patients and physicians. The merger of the latter to France’s health reform in Sécurité Sociale, France’s form of social security, and Statutory Health Insurance throughout the twentieth and twenty first century, created a health system fundamentally structured under Bismarckian ideas that parallels government controlled socialistic medicine tendencies....   [tags: French national health insurance] 743 words
(2.1 pages)
Better Essays [preview]
The Affordable Healthcare Act - ... Since they are healthy they risk being without insurance. ”Now, they will have to get insurance or pay a hefty fine. If they choose to buy insurance, they’re going to pay higher prices than if they had bought insurance before Obamacare took effect.” (Top 5 Negative Impacts of Obamacare) Another downside to the law is that it needs a lot of young, healthy people paying the premiums without using the insurance to cover the expenses of those who are ill. “It depends on getting a whole bunch of young people into the program....   [tags: president obama, health insurance] 762 words
(2.2 pages)
Better Essays [preview]
The Affordable Care Act - Affordable Care Act Affordable Care Act is what provides the Americans with a health security by have the comprehensive health insurance reforms. By having these reforms you can expand your coverage, hold insurance companies compatible, you will have lower health care costs, you will also be guaranteed more choices in deciding about your health care, and you will be able to enhance the quality of all the care in America. Since the law has been enacted in March of 2010, our CMS have been working with state partners to plan key implementation priorities and that will be able to provide guidance that will be needed to prepare for the changes to Medicaid and CHIP....   [tags: health insurance, reform, coverage] 1789 words
(5.1 pages)
Term Papers [preview]
Universal Healthcare: Universally Good - ... Furthermore, Obamacare still will not give everyone coverage. Professor Woolhandler says, “If Obama’s plan works as hoped (that is, if everything goes right), it will still leave 24 million people uninsured when it is fully implemented in 2019, according to the Congressional Budget Office.” So, even if Obamacare is implemented it will still be ineffective by leaving people uninsured. Obamacare is a lost hope because it will cost money and still will leave people uninsured. Obamacare still doesn’t protect its citizens; it doesn’t even provide healthcare to half of the current uninsured....   [tags: Obamacare, Health Insurance] 623 words
(1.8 pages)
Research Papers [preview]
All Americans Have a Right to Health Care - All Americans Have a Right to Health Care Within the previous four years, the number of uninsured Americans has jumped to forty five million people. Beginning in the 1980’s, the American Academy of Family Physicians (AAFP) has been trying to fix this problem of health insurance coverage for everyone with a basic reform. The AAFP’s plan imagined every American with insured coverage for necessary improved services that fall between the crucial health benefits and the surprising costs. (Sweeney) They expect by fostering prevention, and early prevention, with early diagnosis with treatment, the program would result in decreased health system costs and increased productivity through healthier...   [tags: Universal Health Care Insurance]
:: 4 Works Cited
1543 words
(4.4 pages)
Strong Essays [preview]
The Obamacare Act - ... Health care reform is needed because, the price of health care are tremendous impact on a lot of families, businesses and the economies. Over the last decade americans have been spending more and more on healthcare while receiving less and less. The average of americans has a lot to gain and little to lose, while those that make more including larger firms and consequently their employees, may notice negative financial effects. While some groups benefit more than others, all americans will benefit from the new rights and protection....   [tags: health insurance coverage] 753 words
(2.2 pages)
Better Essays [preview]
The Impact of The Affordable Care Act - Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance....   [tags: native americans, minorities, health insurance]
:: 11 Works Cited
1644 words
(4.7 pages)
Powerful Essays [preview]
The Impact of the Patient Protection and Affordable Care Act - America’s health industry, primarily the health insurance and pharmaceutical industry, is careless and just plain greedy. I have learned there are about fifty million Americans who are uninsured while the rest who have insurance could become and are “victims of insurance company fraud”(Moore). If you have a certain age or health problems health insurance will deny you no matter what. THE IMPACT OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT ON MIDDLE-SIZED CLASS. THE CIRSIS AND THE NEED TO REFORM HEALTH CARE....   [tags: obama care, uninsured, health insurance]
:: 10 Works Cited
1028 words
(2.9 pages)
Strong Essays [preview]
Australian Healthcare Funding - ... For instance the total percentage of health expenditure as a percentage of gross domestic product has increased by one percent over the last 10 years, with the expenditure increasing by $57.3 billion (AIHW, 2013). With advances in medical technology attributing to much of the rise in health care costs, and straining the capacity of the healthcare system to afford them (challenges in health and healthcare for Australia). Pathology services are one of the many the health fields that have had to embrace a wide variety of technology, making it possible for them to provide more rapid turnaround times in the face of growing demand (Australian medical association)....   [tags: public health insurance scheme] 1377 words
(3.9 pages)
Research Papers [preview]
A Brief Look at Obamacare: The Affordable Care Act - The Affordable Care Act (a.k.a Obamacare) has been an extremely controversial topic recently. It has sharply divided politicians and the public. Republicans and conservatives want to see it repealed, while Democrats and liberals enthusiastically defend and promote it. The opinion of the American people, however, has been more difficult to gauge. Recently, both politicians and the public have been outraged by the disastrous opening of HealthCare.gov and insurance companies dropping millions of clients....   [tags: healthcare system, health insurance, ACA]
:: 3 Works Cited
1825 words
(5.2 pages)
Term Papers [preview]
Healthcare in America: At the Top of the List of Social and Eonomic Problems - Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable....   [tags: rising cost of medical and health insurance] 629 words
(1.8 pages)
Strong Essays [preview]
Positive Facts About The Affordable Care Act - ObamaCare - The Affordable Care Act (ACA) or ObamaCare as it is widely known, has been a controversial political debate since day one. The Republicans have tried over 50 times to repeal it, to no avail. Like any other bill, there are good sides and negative consequences to it. People can go to healthcare.gov to sign up for insurance under the ACA. There is a plethora of information on the site about what should be covered, who has to participate, who can be exempt, where to get healthcare, why you should have insurance, and how to get it, along with a lot of other information under the Topic selection at the top of the screen....   [tags: Health Insurance, Tax Exemptions]
:: 14 Works Cited
2802 words
(8 pages)
Research Papers [preview]
The HIPAA Law and Its Importance - ... B. Second, Privacy regulations. C. Third, sanctions of violations. Transition: first thing that I want to start with is what is HIPAA and some brief history about it. Body I. In recent years, the term “HIPAA” has become well-known due to its frequent use in the health care setting. A. The HIPAA law was signed by President William Jefferson Clinton after its passage by the United States Congress in 1996. B. Health Insurance Portability and Accountability Act.” While there are multiple components of the law, the law is most commonly associated with the safety of patient confidentiality....   [tags: health insurance, portability, accountability act] 787 words
(2.2 pages)
Research Papers [preview]
Poverty in the United States - Poverty in the U.S. Poverty in the U.S. This paper will describe two significant features that are used to analyze poverty in the US. The two factors are heath and insurance coverage among the poor. It has been noted that structural factors contribute to the poor health among the people of low socioeconomic status. The paper further is an analysis of poverty and health based on the Interactionist symbolic theory. The paper observes that despite the increased income in the 1990s among the non-skilled workers, there was a reduction in the health insurance coverage....   [tags: Health, Insurance, Society, United States]
:: 4 Works Cited
1141 words
(3.3 pages)
Strong Essays [preview]
Correlation Between Cancer and Latinos - Literature Review Null hypothesis: There exists no correlation between receiving a diagnosis of cancer and being either Hispanic or Latino. Alternative hypothesis: There exists a correlation between having a cancer diagnosis and being either Hispanic or Latino. Dependent variable: cancer diagnosis. Independent variable: Hispanic or Latino. My hypothesis seeks to establish that there is no direct correlation between being Hispanic/Latino and receiving a cancer diagnosis. I believe that it is not a direct causation of being Hispanic/Latino that leads individuals to developing cancer....   [tags: Education, Poverty, Health Insurance, Cancer]
:: 5 Works Cited
1587 words
(4.5 pages)
Powerful Essays [preview]
The Affordable Care Act - ... Unfortunately, the exact opposite has occurred. For starters, the Affordable Care Act is killing full-time jobs. The Affordable Care Act is requiring businesses to provide all employees with health insurance if there is at least fifty full-time workers or else pay a fee (Battersby). While providing employees with health insurance does not sound like a problem, the way businesses are dealing with the new law is. Instead of paying the fee, businesses are either firing workers or cutting their hours in order to get below the fifty full-time worker requirement....   [tags: obama´s administration, health insurance] 791 words
(2.3 pages)
Research Papers [preview]
Is Obesity a Disease? - ... The institute declared, “ Obesity is a complex multifactorial chronic disease developing from multiple interactive influences of numerous factors.” In 2012, the CDC data showed 34.9% of adults obese and 17% of obese children. These numbers are very alarming especially since the struggle to deter certain factors contributing into this condition is still a challenge. Among the struggles, there are the people’s rights versus health regulations to keep them as healthy as possible like the former mayor Bloomberg regulation on soft drinks size cut....   [tags: health, insurance, bmi] 730 words
(2.1 pages)
Better Essays [preview]
Corona Data Analysis (CDA) - Introduction: This case is about Corona Data Analysis (CDA) which processes claims for health insurance. CDA has about 90 employees out of which 75% work in the operations side of the business which is also the side of the business we were hired to consult upon. We were hired by the quality manager, Gordon Yu, who was hired by the CEO, Julieanna Sugumar. Gordon Yu has asked us to analyze the defects per unit, DPU, defects per million units , DPMO, and K-sigma quality levels. He has given us important access to the processing data and the number of errors that were made in 5 different categories including name, ss#, address, claim code, and claim date fields....   [tags: claims, health, insurance, money, business] 822 words
(2.3 pages)
Better Essays [preview]
Elderly Health Care in Massachusetts is a Struggle - Elderly Health Care in Massachusetts is a Struggle Despina and her husband Peter Angelopoulos are not eligible to receive any financial help from the state because they don’t qualify for free health care, and they are extremely worried about their future. The couple, in their early 70’s, both have a series of medical problems resulting in them taking heavy medication. They own a house in Somerville and they are struggling to pay for their medications. They average about eight pills a day each....   [tags: Health Care Medicine Insurance Essays] 3310 words
(9.5 pages)
Strong Essays [preview]
Our Current Health Care System - There are many Americans in the United States that do not have health care. To be exact forty-three million Americans are uninsured. Health care should not only be offered, but affordable for all. Some of the biggest problems with our health care system right now are the unbearable cost of insurance premiums, denial of services due to costs or loss of coverage because of lay off or changing of jobs. Late in 2003 and continuing into the early part of 2004, seventy thousand workers went on strike their health care benefits....   [tags: Health Care Benefits Insurance Essays]
:: 7 Works Cited
1289 words
(3.7 pages)
Strong Essays [preview]
Should America Keep the Affordable Care Act? - ... Because there is so much confusion surrounding the specifics of the ACA, the Affordable Care Act keeps getting delayed. The Obama administration announced another delay on Monday, February 10, 2014. This delay was for businesses to provide health coverage to workers. There have also been previous delays. Many Americans believe Obama also violated the Constitution by using his executive powers to alter the Affordable Care Act. Millions of Americans have been lied to by the Obama Administration....   [tags: health, doctor, insurance]
:: 2 Works Cited
823 words
(2.4 pages)
Research Papers [preview]
Predient Obama Destroying the Middle Class - ... There are many opinions on healthcare reform. Some people are for it and others are against it, then there are people in the middle who don’t understand it. There is much confusion, hostility, and frustration about this issue. The everyday American is caught in the middle of the healthcare battle between the President and Congress. In his term, President Obama has been compared to Satan and his healthcare reform is his evil creation. Americans are primarily religious and the comparison of Obama to Satan is used to imply that Obama and Obamacare are evil (Chenault)....   [tags: health care, insurance, income] 940 words
(2.7 pages)
Research Papers [preview]
Consequentialist Ethics: Mozi - Introduction The change in demography, multiple chronic conditions, increasing infectious disease threats, and small healthcare budgets put healthcare systems under serious challenge. In addition, there is an increasing need to generate more knowledge to improve patient treatments. Reuse of patient health data is promoted as a means to generate evidence on the effectiveness, benefits, and harms of different treatments. Patient data are also reused for quality assurance, public health and commercial applications....   [tags: patient data, health insurance, ethics]
:: 13 Works Cited
1217 words
(3.5 pages)
Powerful Essays [preview]
Should the United States Provide Affordable Healthcare for US citizens - U.S citizens should be given the opportunity of having affordable health insurance such as the Affordable Care Act (ACA), because it will allow proper medical attention for Americans, and benefits the overall health of America. The ACA, better known as Obamacare, is a government act enforcing laws that all American citizen and business owners to purchase healthcare insurance, or pay an annual penalty for not doing so. The health care act benefits Americans immensely by providing affordable healthcare for Americans living below the poverty line and expanding medicaid coverage to more citizen....   [tags: medicaid, affordable care act, health insurance]
:: 11 Works Cited
1051 words
(3 pages)
Better Essays [preview]
The Necessity of the Affordable Healthcare Law - In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states....   [tags: equality, reform, health insurance, economy, tax]
:: 15 Works Cited
2022 words
(5.8 pages)
Term Papers [preview]
Organizational Issues inside a West Virginia Free Clinic - The state of West Virginia advances special insight of the economic adversity our country is confronting. As the unemployment rate continues to increase so does the demand for medical care, however, numerous people still have no health insurance. West Virginia Health Right (WVHR) extends free medical care to the underserved and poor population of West Virginia. Although the benefits they offer may appear uncomplicated to many, there are numerous organizational ordeals WVHR must deal with. This paper will present an analysis of WVHR, extending a look into the strategic planning adversities its leadership contends with in addition to potential solutions to make their strategy succeed....   [tags: free medical care, health insurance, west virginia]
:: 5 Works Cited
1896 words
(5.4 pages)
Term Papers [preview]
Obamacare: The Affordable Care Act - Health insurance, too many American citizens, is not an option. However, some citizens find it unnecessary. Working in the health care field, I witness the effects of uninsured patients on medical offices. Too often, I see a “self-pay” patient receive care from their doctor and then fail to pay for it. Altogether, their refusal to pay leaves the office at a loss of money and calls for patients to pay extra in covering for the cost of the care the uninsured patient received. One office visit does not seem like too big of an expense, but multiple patients failing to pay for the care they receive adds up....   [tags: Affordable Care Act, healthcare, health, insurance]
:: 1 Works Cited
1259 words
(3.6 pages)
Strong Essays [preview]
Uninsured Americans - Health insurance is currently an important issue in the United States. Everyday more and more Americans become uninsured due to job loss and an increase in premiums. These Americans add to the ever growing population of 45.7 million people who are currently uninsured (Bialik). Moreover only 27% of those uninsured are under the age of 65 (NCHC). This is staggering considering most of those who are uninsured have, or soon will, suffer from some sort of illness or injury. As a result they will not be able to afford proper treatment....   [tags: USA, health insurance, healthcare, ] 568 words
(1.6 pages)
Good Essays [preview]
Better Medicine? - One of the most politically polarized issues facing the world today is the need for cost-effective health insurance and care. Each ideology has a different form of delivery combined with their own set of benefits and ill effects. Methods for how these systems can be viewed are from the top-looking-down, bottom-looking-up, or a mixture of the two. These main types are more commonly referred to as socialized and privatized medicine. The benefits and ill effects of public or social medicine typically are inversely proportional to privatized medicine....   [tags: Health Insurance, Prevention]
:: 3 Works Cited
1125 words
(3.2 pages)
Term Papers [preview]
Reducing Small Business Employment wiht the Affordable Care Act - How the Affordable Care Act Will Reduce Small Business Employment The Congressional Budget Office (CBO) reported (http://www.cbo.gov/sites/default/files/cbofiles/attachments/45010-Outlook2014.pdf) this week that the Affordable Care Act (ACA) will mean that two million fewer people will be employed full-time in 2017 than would be working in the absence of the law. Unmentioned in the report, or the firestorm of commentary that followed, was how the reduction in employment would be distributed between big and small companies....   [tags: insurance, health, compensation] 568 words
(1.6 pages)
Good Essays [preview]
The Debate Over the Constitutionality of the Affordable Care Act - ... This is concerning because although the local activities implied in the third power do not directly participate in interstate commerce, all local activities within the U.S accumulatively affect interstate commerce, and under those circumstances, Congress could then regulate it. This logic justifies the involvement of the U.S. government in the health care system for the supporters of the Affordable Care Act. Supporters of the Affordable Care Act argue that it is Constitutional, and that Congress requiring all applicable individuals to purchase minimum coverage does fall within the powers of the Commerce Clause....   [tags: interstate commerce, insurance, health] 807 words
(2.3 pages)
Research Papers [preview]
Personal Choices - “No woman can call herself free who does not own and control her body. No woman can call herself free until she can choose consciously whether she will or will not be a mother”, this quote by Margaret Sanger, American birth control activist, shows the importance of women’s personal choices. Women’s fight for their rights has been since early history. Woman’s job only included in housework and child birth, but in the 1920s, women started receiving their choices and rights. In the twenty-first century, the world perceived women with fairness and women began receiving equal opportunities, but one right the government is stripping from women: the choice of using birth control and aborting pregna...   [tags: Birth Control, Health Insurance]
:: 10 Works Cited
1603 words
(4.6 pages)
Powerful Essays [preview]
Patient Protection with the Affordable Care Act - ... ACA extends its care to the disabled Americans and people with long term care needs. “The Affordable Care Act TITLE II states that it saves the taxpayer money by reducing prescription drug costs and payments to subsidize care for uninsured Americans." ("Affordable Care Act Summary", n.d) The third title “Improving the Quality and Efficiency of Health Care " aims to improve the quality of services provided to everyone, including patients in rural areas. This title focuses on controlling the cost of prescription drugs....   [tags: obamacare, insurance, health care] 1509 words
(4.3 pages)
Research Papers [preview]
Changes to the Medicare Program - Medicare currently pays for many preventive services that can detect health problems early when they’re easier to treat, give better access to claims and personal health information, and allow for savings on brand-name and generic when coverage gaps are met. The actual benefits of Medicare will not be changing. There will however be a new plan that is key to the Affordable Care Act that will take place in 2014. This plan is the Health Insurance Marketplace that allows individuals, families, and employees of small businesses to get health insurance....   [tags: insurance, health, cost] 862 words
(2.5 pages)
Better Essays [preview]
Access to healthcare in America - There will also be a health exchange program for individuals who cannot afford employer insurance (Estes, Chapman, Dodd, Hollister & Harrington, 2013). This exchange program will include several changes such as limiting deductibles and waiting periods for coverage. The health exchange program will include a selection of different healthcare plans that the individuals can choose from that is said to be more affordable. The health exchange option will only be available to U.S. citizens and legal immigrants....   [tags: health exchange, employer insurance]
:: 6 Works Cited
1287 words
(3.7 pages)
Strong Essays [preview]
A Strategic Planning Analysis of Healthiest Wisconsin 2020 - In July 2010, the Wisconsin Department of Health Services published the most recent version of Healthiest Wisconsin 2020: Everyone Living Better, Longer. A strategic state health plan, Healthiest Wisconsin 2020 (HW2020) was the result of extensive community engagement, assessment, and analysis in order to determine the current state of health and the changes that need to be pursued to improve upon that state. This paper will provide an analysis of the strategic planning process utilized in the creation of HW2020 and the resultant plan. Vision, Goals, Mission, & Values The vision, goals, mission, and values of HW2020 are presented collectively at the beginning of the document, with additi...   [tags: health insurance, healthiest wisconsin, bryson]
:: 3 Works Cited
3409 words
(9.7 pages)
Research Papers [preview]
Employee Benefits for Employers - Starting a business or company requires too many things like basic knowledge of the industry, funding sources, legal certification, etc along with capable employees or human resource. Ranging from SMEs to big corporate houses all need good employee to see their business growing. Good employees are the priceless assets of the company. Companies offer employee benefits in terms of health or life insurance policies as gratitude to the worker’s effort. Also it helps the business owners to attract new and productive workers....   [tags: human resources, health or life insurance] 564 words
(1.6 pages)
Good Essays [preview]
Obamacare's Heavy Toll on the Middle Class - Obama care’s heavy toll on middle class Americans Obama care will pile thousands of dollars in new taxes and higher health costs on top of middle class Americans. According to the congressional budget office in 2020, Obama Care will spend $299 billion on a Medicaid expansion and new subsidy program for health insurance. These expenditures will primarily benefit 29 million people newly enrolled in Medicaid program that works out to nearly $8,000 for every newly insured American or about $21,000 per newly insured household....   [tags: insurance, taxes, health] 687 words
(2 pages)
Good Essays [preview]
African Americans and Healthcare - African Americans and Healthcare African Americans face a multidimensional health care crisis that affects the young or old, rich or poor. Too many African Americans are uninsured or underinsured. The elderly cannot afford long-term health care leaving the family to care for them. Health care cost is constantly rising and are out of control, reform is the only way out. The growing number of uninsured and underinsured is on the rise. In 1979, 11 million African americans were uninsured (Jaffe 10)....   [tags: Papers Health Insurance Medical Essays]
:: 5 Works Cited
930 words
(2.7 pages)
Strong Essays [preview]
The ObamaCare (PPACA) - This research argument is on the Healthcare bill or ObamaCare. The official name for “ObamaCare” is the Patient Protection and Affordable Care Act or PPACA. (Obamacarefacts.com) Is ObamaCare really as marvelous or spectacular as President Obama has made it out to be. It is not because many democrats have been wanting to pass this bill for years, in fact for decades, and Obama is finally the one who has gotten it through. Now, that the Healthcare bill has been passed it is not going to be good for what comes out of this legislation....   [tags: healthcare, insurance, health care] 514 words
(1.5 pages)
Good Essays [preview]
The Downfall to Today's Medical Advancements in the United States is the Huge Expense - ... Let’s take a look at Larry and Donna, both of them had good jobs, a nice house, and raised six kids who all went to good colleges. They even had health insurance. What makes me depressed is that both parents Larry and Donna went bankrupt because they couldn’t pay their medical bills. Larry had three strokes and Donna had cancer. The co-pays and deductibles from the insurance added up so much that they had to sell everything they owned in order to pay for their treatments. It’s horrible that people have to suffer even more by having to pay for their treatments....   [tags: insurance, health care providers, canada]
:: 3 Works Cited
783 words
(2.2 pages)
Research Papers [preview]
Universal Healthcare - Introduction Universal Healthcare is a system under which basic health needs can be paid by a single government payer. Basic health care needs include treatment for urgent, emergent, preventative, reconstructive, routine, and chronic care. The United States is the only wealthy and industrialized country that does not universal health care, however, does have a publicly funded government health care program for the elderly, disabled, military service, and veterans. Programs like these only cover one quarter of the U.S....   [tags: Healthcare Health Insurance] 1993 words
(5.7 pages)
Powerful Essays [preview]
The Common Sense Economic Book and The Affordable Healthcare Act - The Common Sense Economics Book includes a quote by Thomas Jefferson that says, “A wise and frugal government, which shall restrain men from injuring one another, which shall leave them otherwise free to regulate their own pursuits of industry and improvements, and shall not take from the mouth of labor the bread it has earned. This is the sum of good government.” The United States has been in much need of a sensible healthcare reform, but The Affordable Healthcare Act is by far the worst route our government could have taken....   [tags: insurance policy, universal health care]
:: 1 Works Cited
1124 words
(3.2 pages)
Strong Essays [preview]
The Extreme Joy and Expense of Having a Baby - ... This kind of risk starts from the time of the contract and can last longer. It includes default on a loan, bond, or failure to make required payment on a derivative transaction, while settlement risk is due to the exchange of cash flows and is of a much shorter-term nature. This risk arises as soon as an institution makes the required payment until the offsetting payment is received (Jorion, 2003). Islamic banks have the same goals and objectives as most conventional banks around the world do, which their major aim is to satisfy their shareholders and customers except that Islamic banks have different rules and procedures known as Fiqh al-Muamalat (Islamic rules on transactions) which...   [tags: insurance, health, genes] 1691 words
(4.8 pages)
Strong Essays [preview]
Risk and Insurance - As human beings, we all have basic needs that include both physical and economic security, food, shelter, and clothing. According to the Society of Actuaries, risk is the possibility of losing economic security. We encounter many economic risks throughout our day to day activities; whether the risk is a car accident, sickness, house fire, or even death. For such reasons, insurance was created to eliminate risk or substitute certainty for uncertainty. The concept of insurance dates back to at least 3000 B.C....   [tags: Insurance ]
:: 3 Works Cited
932 words
(2.7 pages)
Good Essays [preview]
Medical Insurance and Medicaid - ... They also decided that the states that agree on the expansion of Medicaid coverage will have to obey the new rules and the states that refuse to participate in the Medicaid expansion will not lose all of its Medicaid funds, but will have the option to continue under its current, non-expanded plan. As of March 2014, there are 27 states that are implementing the expansion, 19 states that are not moving forward, and 5 states that are still in open debate. For the states that do not expand their Medicaid, there will be millions of poor, uninsured adults whose incomes are above the Medicaid eligibility level but below the poverty level....   [tags: social health care program] 1555 words
(4.4 pages)
Research Papers [preview]
Long Term Care Insurance - ... For example, Medicare programs do not help to pay for personal care services such as eating, dressing or using the bathroom even though these “activities of daily life” are the most needed services for most seniors (Green, 2003). These care services can be provided to seniors by the long term care insurance program. According to the national survey that was conducted among people who are 55 and older, just 36% believed that they would need long term insurance (Carter, 2008). However, it's estimated that at least 60% of people over age of 65 will require some long-term care services at some point in their lives (Carter, 2008)....   [tags: health coverage for people 65 and over] 832 words
(2.4 pages)
Better Essays [preview]
Online Discount Insurance Leads - Insurance leads are available for buying from online sources. This is advantageous both for the insurance agent and the customers because the internet is the quickest means for the two groups to get in touch with each other. These days a successful insurance agent would definitely try the online insurance leads. It provides a great competitive edge over others. The online Discount Insurance Leads not only serves as a profitable source of income but also provide leads with loads of discounts or at affordable pricing....   [tags: Insurance] 512 words
(1.5 pages)
Good Essays [preview]
Healthcare Reform and the Affordable Care Act - Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system....   [tags: insurance, national issue, coverage, health care]
:: 9 Works Cited
1937 words
(5.5 pages)
Term Papers [preview]
Understanding Insurance Coverage - Introduction Insurance is a very important part of modern life and business. In this paper I will discuss the basic concepts of insurance, claims-made and occurrence liability policies, factors for selecting an insurance company and policies, and the difference between workers compensation and liability insurance. What is insurance. Insurance is a two-way legal agreement between the insurer and the customer. The customer, which may be an individual, business, or other entity, agrees to pay the premiums as required, in exchange for monetary protection from the insurer for any possible substantial loss....   [tags: Insurance]
:: 5 Works Cited
837 words
(2.4 pages)
Better Essays [preview]
Healthcare, Medicare, and Medicaid - Healthcare, Medicare, and Medicaid The U.S. health care system is a scrutinized issue that affects everyone: young, old, rich, and poor. The health care system is comprised of three major components. Since 1973, most Americans have turned to managed-care programs, known as HMOs. The second type of health care offered to Americans is Medicare, health care for the elderly. The third type of health care is Medicaid, a health care program for the poor. Why is our health care system made up of three components, and how did the U.S....   [tags: Health Medicine Government Essays Insurance]
:: 3 Works Cited
4494 words
(12.8 pages)
Powerful Essays [preview]
Health Care Reform: Then and Now - ... However, with the industrialization of America in the early 1900s, the general public became more reliant on their income and when they missed work due to illness, they lost income. This loss of income owed to increasing poverty. In 1912, Theodore Roosevelt proposed a health insurance plan in his campaign. He argued that health insurance would protect the workers. So, in 1915 the American Association for Labor Legislation produced the first formal legislation. “The legislations was designed to “provide compulsory sickness insurance to industrial workers and their dependents....   [tags: obamacare, insurance, poverty] 670 words
(1.9 pages)
Research Papers [preview]
Is Health Care a Right or a Privilege? - ... Medical professions are beginning to have less and less control what they do. They are becoming robots of the federal government. Doctors and hospitals in other countries are struggling because the government controls the prices of healthcare. After years of schooling and hundreds of thousands of dollars in debt, doctors aren’t even able to work on their own terms. “Consumers allegedly have a “right” to what health care providers provide, a “right” to say what will be provided, when, and at what price” (Salsman 2012)....   [tags: insurance, preventative, consumers] 1084 words
(3.1 pages)
Better Essays [preview]
Health Care System in France - ... These referrals and wait time often depend on what type of insurance an individual has. This type of insurance is often correlated with care because in America prices are determined Congress, who are often bribed by health insurance companies and pharmaceuticals (Rodwin & Sandier, 2003). France believes that everyone has equal access to health care; therefore, everyone living in France is insured under the national health insurance. In America before the addition of Affordable Care Act (ACA), in 2011, there were about 50 million uninsured Americans....   [tags: public funding, private insurance] 1709 words
(4.9 pages)
Research Papers [preview]
Massachusetts Health Reform - ... They also mandated that only full-time employees would be eligible for the insurance benefit. These issues among others are why advocacy groups and state legislators felt very strongly that some kind of health insurance reform was necessary. The actual statute consisted of key provisions, one of which was the employer Fair Share Contribution and Free Rider Surcharge. Another was a requirement that each individual must have proof of coverage when they filed their income tax return, or be penalized....   [tags: insurance coverage]
:: 7 Works Cited
1382 words
(3.9 pages)
Term Papers [preview]
Trends of the Malta Insurance Market - Today's business world is complex, unpredictable, uncertain and volatile. One of the key elements of this volatility is the swift change all around us. Taking into consideration the motor insurance industry, changes have been also made during the years. Under motor insurance, there are three types of cover available. There is the third party only, which is obligatory as it is the least required by law; it covers your liability to third parties for damage or injury to property arising from the use of your car....   [tags: Automobile, Insurance]
:: 3 Works Cited
1131 words
(3.2 pages)
Better Essays [preview]
Problems With the Mexican Health System - According to Mexican citizens, the health care system needs further reform to improve the efficiency, availability, and quality of medical services provided to the uninsured. A major source of inconvenience in medical provision is the long wait for treatment. Patients with scheduled appointments, as well as those in emergency situations often have to wait hours for care, and it is an accepted fact for those with Popular Health Insurance that a medical consultation in a hospital would likely engage the entire day.Additionally, both Ordoñez Ramírez and Mercadao Juárez agree that subsequent reforms must be made to change the focus of medical treatment towards serious diseases such as cancer and...   [tags: Popular Insurance Program]
:: 22 Works Cited
2555 words
(7.3 pages)
Research Papers [preview]
The Future of Health Care Delivery - The Future of Health Care Delivery More than 48 million people in the United States are without health insurance. In 2010, The Patient Protection and Affordable Care Act were signed into law by President Obama. The ACA is said to be the biggest change in healthcare since Medicare and Medicaid were enacted in 1965. The Affordable Care Act (ACA) of 2010 is Obama’s plan for affordable healthcare insurance coverage and improved access to care. (Davis) This will be a long process due to the political and practical obstacles, but will have an effect on everyone....   [tags: insurance, funding, states, factor]
:: 5 Works Cited
824 words
(2.4 pages)
Better Essays [preview]
Independent Healht Insurance Company: BlueCross and BlueShield Association - ... If they need care from a physician specialist in the network, their primary care physician will have to provide them with a referral. If they don’t get the referral or they select to go to see a doctor outside of your HMO’s network, they will most likely have to pay all or most of the cost. Preferred Provider Organizations (PPOs) In health insurance, a preferred provider organization (PPO) is a managed care organization that has contacts with a network of medical doctors, hospitals, and other health care providers....   [tags: health mantainance organizations ] 691 words
(2 pages)
Research Papers [preview]
The Increase of Health Care Costs - The cost for elderly care is increasing because the elderly population is increasing as well as the life expectancy. They are predicting that the elderly population will double in size within the next 25 years according to National Institute on Aging (NIA) and about 10,000 baby boomers will turn 65 each day according to the U.S. News & World Report (A Place for Mom). By the year 2030 they are predicting to add 25% to overall health care costs. 80% of elderly over the age of 65 have at least one chronic medical condition that could either shorten their life or cause a disability (Medical News Today)....   [tags: technology, insurance, care, elderly]
:: 4 Works Cited
816 words
(2.3 pages)
Better Essays [preview]
Denying Health Care to Immigrants - ... The Affordable Care Act should be accessible for undocumented immigrants to maintain the low mortality rates amongst this population. Health behaviors for undocumented immigrants are also more positive compared to U.S.-born such as substance abuse. According to the Data from the 1995-1996 Tobacco Use Supplement of the Current Population Survey, “indicated that for all racial groups, smoking rates were lower among first-generation immigrants (foreign born)” (Acevedo-Garcia, Pan, et al., 2005)(Acevedo Garcia & Bates, 2008)....   [tags: insurance, socioeconomic, assimilate] 2057 words
(5.9 pages)
Research Papers [preview]
Occupational Health System of Germany - Introduction In general, workers represent half the population in Europe and are the major contributors to economic and social development. Among the major social determinants of health are hazards and risks in the working environment. The health, working ability and well-being of the working population are some of the priority areas of a good governance pursuing health in all policies. The occupational health system in Germany has been in existence for over a century, which is based on statutory accident insurance [1,4]....   [tags: insurance, safety, employees] 1405 words
(4 pages)
Powerful Essays [preview]
Health Care Controversy: Obamacare - ... Part C is a type of Medicare health plan that is offered by a private company that works with Medicare to provide Plan A and B to people. Lastly Part D is the part that adds prescription drug coverage to Original Medicare, including some other benefits as well. During the Medicare era before Obamacare in 2010 claims were made that costs of American Healthcare had skyrocketed. Also, before the Affordable Care Act a big chunk of Americans didn’t have proper health coverage. Meaning 79 million Americans didn’t have health insurance or they were underinsured....   [tags: insurance plan, disabilities] 966 words
(2.8 pages)
Better Essays [preview]
Switzerland Health Care System - ... The state only gets involved and intervenes when problems arise and takes charge and acts before things get out of control, it acts only as a safety net or a provider of last resort. As a Confederation, the national authorities can only legislate when empowered by the constitution. This includes only the guaranting of social insurance, the regulation of medical examinations and qualifications, and certain public health activities. The reason of federalism is the Swiss Confederation can legislate only when expressly empowered to do so by the constitution....   [tags: tourists, insurance, HMO] 1286 words
(3.7 pages)
Research Papers [preview]
Health Care in America - Approximately over forty-five million Americans live in fear and become apprehensive when it comes to medical bills due to lack of healthcare insurance. This number is currently not diminishing; on the contrary, it is rather progressively mounting. United States of America is one of those rare industrialized countries who don’t provide Universal Health Care for its desperate citizens; however, it does possess publicly funded government health care programs for the disables, elderly, veterans, and other military services....   [tags: Insurance, Requirements, Government] 1525 words
(4.4 pages)
Powerful Essays [preview]
The Insurance Industry - The focus of this case study is on selected topics involving information assurance and information management in the insurance industry. In particular, it discusses: 1. Holdovers in processes and/or attitudes in the early days of insurance computing. 2. Progress in moving beyond the fundamental problems. 3. Independent information processing in the industry. 4. Significant information management issues. Holdovers in processes and/or attitudes in the early days of insurance computing This section will briefly discuss legacy systems and software, as well as the researchers experience with legacy systems and software....   [tags: Legacy Systems, Software, Insurance]
:: 9 Works Cited
1756 words
(5 pages)
Powerful Essays [preview]
Canada's National Health System - ... The first school of public health was opened in 1920. (Bernier J, 2003). It is worth mentioned that Frederick Banting and J.J.R. Macleod of the University of Toronto won the Nobel Prize in 1923 for discovering insulin. (The Nobel Prize in Physiology or Medicine 1923) The economic downturn around 1930 created the need of change and embraced the ideas of a public health system and an active role of government. After the World War II, Hospital Services Plan was implemented. The program provided payment for all hospital based services in daily bases....   [tags: government, hospital, insurance] 621 words
(1.8 pages)
Research Papers [preview]
Lowering Health Care Costs - ... Referring productivity, administrative costs both for health care service providers and insurance companies constitutes more than a third of health care expenditures in the US and at least half of total amount of it is considered to be wasteful (Woolhandler et al., 2003). Spread of insurance is an important element for health care costs. Between 1960 and 2000, health care expenditures covered by insurance increased and reduced price to consumers in the US and increased demand for health care....   [tags: expenditures, insurance, disease] 1017 words
(2.9 pages)
Better Essays [preview]


Your search returned over 400 essays for "health insurance"
<< Previous  1  2  3  4  5    Next >>