Search Results banking

Free Essays Unrated Essays Better Essays Stronger Essays Powerful Essays Term Papers Research Papers

Your search returned over 400 essays for "banking". To narrow your search results, please add more search terms to your query.
[1] [2] [3] [4] [5] [Next >>]

These results are sorted by most relevant first (ranked search). You may also sort these by color rating or essay length.
Title Length Color Rating  
Internet Banking - Internet Banking In the days of virtualisation where working mothers and travelling sales-team prefer to use flexi-time and remote jobs profile; Internet is being adopted as a parallel medium of communication, transaction, and social networking. Internet banking is fast gaining momentum across the globe for its convenience and ease of conducting transactions at a speed and service levels never dreamt of, a decade ago. In-spite of its multiple advantages, there is a need to step back and re-think on perceptions it carries with the masses....   [tags: Internet Global Finance Banking] 1396 words
(4 pages)
FREE Essays [view]
Banking In Bangladesh - Banking in Bangladesh After Independence of Bangladesh the banking sector was restructured as a fall out of war of liberation. Banking grew primarily in the public sector with main emphasis development needs of the war-torn economy. With gradual liberalization in subsequent years, it was increasingly felt that banks should be allowed in the private sector for giving a fillip to development process on the basis of private initiative. In the 80's for the first time a number of banks in the private sector was allowed....   [tags: Bangladesh Banking Finance] 1997 words
(5.7 pages)
FREE Essays [view]
E-Banking - Would E-Banking really be the right route to take in achieving success in the future. This report lays out concrete facts and unique opinions that will help you understand and determine what the right decision for your business is. This report covers the development of internet banking in the UK, the importance of System Development and Analysis, a report on the current student banking market, discussing the fundamentals of present laws and legislations and finally the value of protecting yourself, but most importantly, your customers with relevant security issues....   [tags: Internet Banking Research Paper Analysis] 1648 words
(4.7 pages)
FREE Essays [view]
Marketing in Banking - Marketing in Banking Marketing approach in banking sector had taken significance after 1950 in western countries and then after 1980 in Turkey. New banking perceptiveness oriented toward market had influenced banks to create new market. Banks had started to perform marketing and planning techniques in banking in order to be able to offer their new services efficiently....   [tags: Finance Banking Sector Marketing Business] 1826 words
(5.2 pages)
FREE Essays [view]
Banking - ... Many banks are associated with accepting bribes in return for loans, lending to connected parties and cheating customers (Hortacsu and Ozkan-Gunay , 2004) More so, an ordinary bank customer does not have the opportunity and adequate knowledge to understand banking transactions, which is a requirement of the ethics of disclosure in banking business (Frenkel and Lurie, 2003). What are our main concerns. We have several concerns regarding financial institutions and how they use money. Banks can channel economic resources in different ways that make money result in some form of evil-doing....   [tags: Financial Institutions] 2485 words
(7.1 pages)
FREE Essays [view]
Banking - Banking So Much for That Plan "More than 70% of commercial bank assets are held by organizations that are supervised by at least two federal agencies; almost half attract the attention of three or four. Banks devote on average about 14% of their non-interest expense to complying with rules" (Anonymous 88). A fool can see that government waste has struck again. This tangled mess of regulation, among other things, increases costs and diffuses accountability for policy actions gone awry....   [tags: essays research papers fc]
:: 3 Sources Cited
1208 words
(3.5 pages)
FREE Essays [view]
Nexity And The U.S Banking Industry - 1. The chief economic characteristics of the online banking industry for those using only Internet banking the leading factors that affect their decision of banking online are security, convenience and rates. With regards to the economic characteristics the main difference with online banking is that the rates tend to be higher for those companies that only offer Internet banking and no branches. Some of the other economic characteristics might be that all the banks are beginning to offer online banking, which makes it easier to conduct different types of transactions such as bill payment; money transfers and keeps track of your accounts individually....   [tags: Economics Online Banking] 932 words
(2.7 pages)
FREE Essays [view]
It Usage In Banking Industry - 1. The Usage of IT in The Banking Industry Information technology has dramatically changed the way banking is done over the last 15 years or so. The era of change banking in Canada began from the establishment of Interac's national Automated Teller Machine (ATM) network in 1986. National Debit Card network was introduced in 1994. First full service virtual bank came into being in 1997. Most recently voice recognition banking has begun to emerge in the Canadian business scene. One of the enabler of this Information technology revolution in Canadian financial service industry is Automated Teller Machine, which is essentially a date terminal with two input and four output devices....   [tags: Information Technology Finance Banking] 1525 words
(4.4 pages)
FREE Essays [view]
Hungary’s Attempts at Modernizing its Banking Industry - Hungary’s Attempts at Modernizing its Banking Industry It has been over a decade since Hungary has transitioned into the market economy. Its banking system has gone through numerous changes in order to accommodate an ever competitive world of financial innovation. Today, we see a Hungary that has adopted much of financial structure seen in Western Europe and whose banking sector is finally starting to see profits. Early transitional privatization saw an assortment of problems for state-owned banks including inadequate regulation and an agglomeration of non-performing loans....   [tags: Hungary Banking Economics Essays]
:: 1 Works Cited :: 1 Sources Cited
1411 words
(4 pages)
Strong Essays [preview]
Bank Accounting Information System And Electronic Banking - Bank Accounting Information System And Electronic Banking Introduction      Information technology has had as much impact on our society as the industrial revolution. In the information age, companies are finding that success or failure is increasingly dependent on their management and use of information. Therefore, companies need a good information system that enabled an efficient and effective use of information to give them more competitive advantage (Moscove, Simkin, & Bagranoff, 1999). An information system is a set of interrelated subsystems that work together to collect, process, store, transform, and distribute information for planning, decisions making, and control....   [tags: Finance Bank Banks Banking Essays]
:: 12 Works Cited
4502 words
(12.9 pages)
Powerful Essays [preview]
The Internet Banking Project In Industrial And Commercial Bank Of China (Shanghai) - This paper studies endogenous diffusion and impact of a cost-saving technological innovation -- Internet Banking. The bank understudy i.e. ICBC has efficiently embarked on its internet based private banking service. The vice director of e-banking felt that the entire project was an accomplishment in terms of its schema and satisfactory quality. Here is this case he needs to expound the understandings and the lessons internalized along the entire course of the project. Moreover, there were various issues which were raised during this intellectual itinerary, which included the challenges regarding computer system implementation, Information system design and most importantly the feasibility analysis....   [tags: Business Internet Banking] 1047 words
(3 pages)
FREE Essays [view]
Online Banking - Online Banking: How Technology has Affected the Bank Industry Aluscine Kabia Diana Mickle Jennifer Ross Betty Tekeste University of Phoenix COM525: Managerial Communication and Ethics Edward L. Dempsey March 14, 2005 Modern technology has set the stage for today’s industries to adopt faster, more effective and efficient tools to improve their business and productivity. A vast majority of organizations within various industries are using new technology to introduce changes to their business operations....   [tags: essays research papers] 1978 words
(5.7 pages)
Better Essays [preview]
Virtual Banking - TABLE OF CONTENTS 01.00............ EXECUTIVE SUMMARY 02.00............ TRENDS IN RETAIL BANKING 03.00............ ABOUT THE INTERNET 04.00............ VIRTUAL BANKING AND APPLICATIONS 04.01............ SMART CARDS 05.00............ EXAMPLES 06.00............ SECURITY ON THE INTERNET 06.01............ CRYPTOGRAPHY 06.02............ FIREWALLS 06.03............ TRUSTED OPERATING SYSTEMS 07.00............. REGULATIONS AND PROBLEMS 08.00............ CONCLUSION . 09.00………. REFERENCES 01.00 EXECUTIVE SUMMARY The Internet is emerging as an efficient delivery channel for financial services....   [tags: essays research papers] 1742 words
(5 pages)
FREE Essays [view]
Electronic Banking - Electronic Banking The Electronic Banking Association (EBA) is a non-profit organization established to do one simple thing-help more people get started with electronic banking. Here's why. Who taught you how to write paper checks. Probably your parent's right. Well, who's going to teach you how to write electronic checks. Probably NOT your parents. That's where they come in. E-banking is so much more convenient and so much quicker that everyone should know about it. The EBA was established as an independent source of helpful information about electronic banking for consumers and businesses....   [tags: Papers] 778 words
(2.2 pages)
Unrated Essays [preview]
Islamic Banking - Islamic Banking INTRODUCTION The basic concept of Islamic banking which is also known as 'interest-free banking' is based on basic ethical standards with just one main difference- Muslims are not allowed to pay or receive interest. This does not mean that business activities or making a profit are not encouraged, they are but as long as they don’t involve interest in any form. To fulfil this purpose, financial instruments have been introduced by the Islamic financial institutions to satisfy these requirements....   [tags: Essays Papers] 3055 words
(8.7 pages)
Strong Essays [preview]
Banking Disintermediation - ... A research demonstrates that, the conflicts between shareholders and bondholders will raise the firm’s leverage which can reduce liquidity of the firm (Hirth & Uhrig-Homburg, 2009).Thus, to respond the payments such as coupons and bondholders’ principal, the liquidity of funds tends to be all-important. In the deposit investment, deposits are fixed in a period, normally several months or years, which are the longer the better as banks wish (Howells & Bain, 2005, p.199). Once the contract becomes effective, withdrawing before the maturity will result in loss of interest....   [tags: Finance]
:: 16 Works Cited
1684 words
(4.8 pages)
Unrated Essays [preview]
Banking Sector - ... For example, many stories are published in the newspapers about banks. If a newspaper story indicates that a specific bank is poorly operating could initiate a bank run because some of the depositors will believe this story and start withdrawing their money and even those that they know that the story is fake will start withdrawing their money as well because they would be afraid that the rest of the depositors will withdraw their money based on the story. As I mentioned above there is a great demand for liquidity by investors....   [tags: Financial System, Bank Runs] 2378 words
(6.8 pages)
FREE Essays [view]
Banking in the UK - ... The ability to tap the unexploited market gives these firms a room for growth. Customers have varying preferences; they are willing to take loans for their personal desires which mean that banks have a lot of possible opportunities lying in this section. Large banks give their employees special training so that they can be able to succeed in taking advantage of more and more retail business in the region (Guirardone & Molyneux, 2006, p. 15-19). Evaluation of customers needs Another feature that makes large retail banks to be unique is the ability to produce regular improvement to go with the changing needs of customers....   [tags: Economy, Low Cost Transactions] 1849 words
(5.3 pages)
FREE Essays [view]
The Banking Industry - If there is one industry that has the stigma of being old and boring, it would have to be banking; however, a global trend of deregulation has opened up many new businesses to the banks. Coupling that with technological developments like internet banking and ATMs, the banking industry is obviously trying its hardest to shed its lackluster image. There is no question that bank stocks are among the hardest to analyze. Many banks hold billions of dollars in assets and have several subsidiaries in different industries....   [tags: Business] 1864 words
(5.3 pages)
FREE Essays [view]
investment banking - Investment Banking The intensely competitive, action-oriented, profit-hungry world of investment banking can seem like a bigger-than-life place where deals are done and fortunes are made. Investment bank includes but is not limited to bringing an established company to the market, by that I mean taking company with the capabilities but not capital of expanding, and raising money through other investors or the stock market (IPO) for a commission, I chose this field because of my personal experience with my father and his company, I’ve seen him go from starting off as a cold calling broker, to running a brokerage firm, to starting a brokerage firm, all the way to having his own investment firm....   [tags: essays research papers] 970 words
(2.8 pages)
FREE Essays [view]
Banking and Finance - ... Of course, a pleasant bonus was the fact that, in the end, our company’s financial performance was six times the performance of second-best team. Studying Banking and Finance at University of St.Gallen will help me further increase my proficiency of corporate finance and financial markets. The in-depth research of specific topics, as well as a comprehensive curriculum, is a possibility for me to focus on my topic of interest – the mechanisms and institutions involved in providing venture capital and identifying angel investors as means to encourage innovation....   [tags: Business] 1013 words
(2.9 pages)
FREE Essays [view]
The New Trend of Online Banking - The New Trend of Online Banking Picture what our bank looks like today: the brick building, the drive thru window, large vaults, and the counter full of tellers waiting to service their customers. This is the traditional bank that we have all grown up with, the classic brick-and-mortar business model, a fundamentally sound business model that has been successful for hundreds of years. So what has changed with our banks today. Well, the brick-and-mortar model still exists but there is a new trend that all banks are moving towards, the click-and-brick e-business model....   [tags: Papers] 1165 words
(3.3 pages)
Better Essays [preview]
Industry Analysis: Banking - Industry Analysis: Banking The banking industry has come under increasing pessimism of late because of rising short and long-term interest rates. The banking industry's market capitalization made a substantial decline. Most investors are concerned with whether the industry can sustain continued profitability as a result of these factors. Banks have responded in recent years to these problems by diversifying away from interest sensitive products and services. But interest rates are the fundamental aspect of any financial services....   [tags: Essays Papers] 726 words
(2.1 pages)
Better Essays [preview]
Education: Banking or Problem Posing? - Education: Banking or Problem Posing. Richard Rodriguez and Paolo Freire write of education as the core factor in one’s life. They feel that education itself lends people to either “achieve” greatness or fall into the majority of “bankers.” “The Achievement of Desire” by Rodriguez and “The Banking Concept of Education” by Freire greatly resemble each other; however, they also differ on some points. Despite their differences, both texts come to the same conclusion – education makes a person who he/she can become....   [tags: essays research papers fc]
:: 1 Sources Cited
843 words
(2.4 pages)
Unrated Essays [preview]
Rise And Fall Of Internet Banking - Would you trust your money with an electronic banking system. If you had a million dollars to move from one account into another account would you trust the click of a button or would you prefer to go into your bank and personally interface with a client service representative. These are some of the questions that people consider when their bank begins to advertise internet banking services. Although the ability to transact business and perform transactions with your bank online has been around as far back as 1998 the general public is not as enthusiastic as most bankers would like them to be....   [tags: Finance] 1529 words
(4.4 pages)
FREE Essays [view]
A Career in Investment Banking - ANALYSIS OF A CAREER IN INVESTMENT BANKING ANALYSIS OF A CAREER IN INVESTMENT BANKING INTRODUCTION What is Investment Banking Dictionary defines ‘investment’ as “the money that people or organizations have put into a company, business, or bank in order to get a profit, or to make a business activity successful” (Longman). An investment banker is someone whose job is to make investments as successful and as profitable as possible. It is investment banker’s job to use the knowledge of the market and economy in advising his/her clients on a variety of financial matters....   [tags: essays papers] 2361 words
(6.7 pages)
Strong Essays [preview]
The Banking Consolidation Directive - ... The Deposit Guarantee Directive mandates banks to have minimum standards compensation scheme in case a bank goes into distress. Other Directives on money laundering to check money laundering corruption and organised crimes, electronic commerce directive to ensure electronic transactions across borders, and the distance commerce directive harmonises domestic consumers from a distance laws protecting have revolutionalised banking within the EU. It is obvious from the tone of the Directives that the EU cannot be sustained as a single market without the application of these Directives for a smooth commerce and trade among member states and their citizens....   [tags: Economics ]
:: 5 Works Cited
855 words
(2.4 pages)
FREE Essays [view]
Careers In Investment Banking - Careers in Investment Banking A career in the securities industry can offer exciting work if you enjoy working in a competitive and demanding atmosphere. Investment bankers, stock brokers, and stock traders all make up the securities industry providing services to each other, as well as the general public. All of people involved in this field deal with stocks, bonds, and other financial material in some way or another, but they all have their own specific objectives and duties. The primary differences between the three are the services they provide and who they provide these services to....   [tags: essays research papers] 1121 words
(3.2 pages)
Better Essays [preview]
Indian Banking Sector - Introduction (Graphics Not Included) This report aims to provide an overview of banking sector in India for the purpose of expansion planning. The overview will be broadly divided into two parts: Indian Banking system and Bank-like financial institutions. For each type of banking institutions, a brief introduction, some recent statistics and corresponding functions will be included. The outline of this report is as follows: 1. Indian Banking system 1.1 Central Bank – Reserve Bank of India (RBI) 1.2 Commercial Banks - Public sector Banks - Private Banks - Foreign Banks 1.3 Co-operative Banks - Primary Credit Societies - Central Co-operative Banks - State Co-operative Banks 1.4 Regional Rural Banks 1.5 Development Banks 1.6 Specialized Banks - Export Import Bank of India - Small Industries Development Bank of India - National Bank for Agricultural and Rural Development 2....   [tags: India Bank] 1639 words
(4.7 pages)
FREE Essays [view]
Banking Service in Developing Economies - ... al., 2008). In the same vein, a number of other studies examined the affect of competence and goodwill trusts on contractual safeguards (Lui and Ngo, 2004); commitment (Styles et. al., 2008; Lui and Ngo, 2004) and financial performance in banking industry (Heffernan et. al., 2008) etc., ignoring the impact of each of the dimensions (sub-classifications) of trust, commitment, service quality and involvement on customer rapport - one of the most important areas of modern relationship marketing....   [tags: Business, Marketing] 2415 words
(6.9 pages)
FREE Essays [view]
The Traditional Theory of Banking - The Traditional Theory of Banking In this paper author review the traditional theory of banking and attempt to examine the theoretical reasons for why banks exist. As a financial intermediation, the natures of the banks are to provide financial services and conduct the intermediary functions in the whole financial system by accepting deposits and making loans. The question raised here are how they conduct these roles and why the borrowers and lenders do not come together without the banks for the saving of intermediation costs, why both of the two parties are ready to pay for their services and what’s the value added by the banks....   [tags: Papers] 3883 words
(11.1 pages)
FREE Essays [view]
Investment Banking EFG-HERMES - Investment Banking EFGHremes Introduction to the topic: The topic we are approaching is Fund Management Companies; the job of those companies is to manage the funds or in simpler terms the money of the individuals or the corporations. They take the money and invest it through one of many different methods like buying shares in a promising company, for example. This is very simply what fund management companies do. What we did is that we chose a practical example for a fund management company operating in Egypt to see what they are really doing....   [tags: GCSE Business Marketing Coursework] 4400 words
(12.6 pages)
FREE Essays [view]
Moral Hazard in Banking - Moral Hazard in Banking Moral hazard is an asymmetric information problem that occurs after a transaction. In essence, a lender runs the risk that a borrower will engage in activities that are undesirable from the lender's point of view, making it less likely that the loan will be paid back. Gary H. Stern's article, "Managing Moral Hazard with Market Signals: How Regulation Should Change with Banking", addresses the moral hazard problem inherent to the financial safety net provided by the government protection of depositors....   [tags: essays papers] 703 words
(2 pages)
Better Essays [preview]
Jamaica's Banking Sector - Introduction Since the early 1990s, the Jamaican banking sector has experienced significant structural changes stemming from a disorderly financial liberalization process, which preceded a severely disruptive financial crisis. As such, the last decade has important lessons about factors influencing the relationship between competition and concentration, which has been unexplored. Over the last few months commercial banks have been under fire for their high-loan interest rates and wide spread between their fixed deposits savings accounts and lending rates....   [tags: Bank Finance] 1972 words
(5.6 pages)
FREE Essays [view]
Lessons Learned in Money and Banking - ... After the worst terrorist attack in history, this statement provided banks with the certainty they needed that the Fed stood ready to step in and provide the liquidity needed in order to keep the financial system functioning. After the Dow dropped 7% this message was critical in saving the financial markets from freezing up and stopping the flow of financial activity. More recently, Bernanke through his role as lender-of-last-resort took bold measures to avoid the collapse of our financial systems during the Subprime Financial Crisis....   [tags: Economics]
:: 2 Works Cited
1544 words
(4.4 pages)
Better Essays [preview]
My Banking Career - Ans. 1 I would like to build my career in banking industry. In this era of up-and-coming technologies I think IT will play major role in my business. Implementing Service Oriented Architecture (SOA), my employees will value the process of high performance by getting knowledge of IT, customer relationship management (CRM), supply chain management (SCM) and the essential of maintaining good relationships with my customers. First and foremost, SOA can help to cut the IT controls and allows banks to be a joint venture with other banks and with their customers more effectively....   [tags: Personal Ambition] 852 words
(2.4 pages)
Unrated Essays [preview]
Banking Industry Marketing Tools - Banking Industry Marketing Tools and Customer Service Evaluation One of the main problems with large companies is they tend to lose touch with their customers and begin to see them as just "numbers on a page." What they fail to realize is there's no "accounting formula" to tell them just how important "happy customers" really are. The most utilized form of research on the internet is Quantitative Research. This involves collecting electronic information from an appropriate sample of clients to find out what their views are about the organization and the customer service that it offers....   [tags: Business Marketing] 1437 words
(4.1 pages)
FREE Essays [view]
Money and Banking Class Recommendation - To anyone considering taking Money and Banking I highly recommend this class. As a student I have learned how the financial system, money, banks, and the Federal Reserve work. Each of these factors is an integral part in the world economy. To be able to understand why there are recessions, inflation, and deflation one must have an understanding of money supply, interest rates, investing, and the effects of government policy. The first important thing I learned in Money and Banking is how the financial system works....   [tags: Class Reflection] 2244 words
(6.4 pages)
Strong Essays [preview]
Freire's The Banking Concept of Education - Through Freire’s “ The Banking Concept of Education,'; we see the effects this concept has on it’s students and also we see the effects that the alternate concept, problem-posing has. The ‘banking’ concept allows the students to become vessels of knowledge, not being able to learn at a creative pace. By using communism, seeing through how education is taught in the classroom, it is parallel to Freire’s ‘banking’ concept....   [tags: essays research papers] 460 words
(1.3 pages)
FREE Essays [view]
Privacy in Banking Industry - How much do trust your bank or other institutions that have access to your financial and personal information. It may be time that all Canadians ask themselves this important question. This is a major issue in today’s world. We are living in the Information Age, and with all the technological advances we experience daily, having access to any kind of information is literally at yours and everybody else’s fingertips. This paper will focus on one of the most significant issues in the news recently that have sparked national interest, which is the issue of Privacy Laws in Canada, specifically within the Banking industry....   [tags: essays research papers] 1295 words
(3.7 pages)
FREE Essays [view]
Awarness of Islamic Banking Culture in Pakistan - Published information about principles of Islamic banking and finance and their applications is growing day by day. Pakistan is one of the 57 Islamic countries having a total population of over 170 million where majority of population practice Islam. Steps for Islamization of banking in Pakistan were initialized during 1977-78. Elimination of interest from the operations of specialized financial institutions took place in 1979 and from commercial banks during 1981-85. Commercial banks in Pakistan were cased to accept any interest baring deposits and all deposits were treated on the basis of profit and loss sharing since 1985....   [tags: Finance ]
:: 18 Works Cited
3308 words
(9.5 pages)
Unrated Essays [preview]
Financial performance of Islamic banking and conventional banking in United Kingdom- A Comparative Study - Chapter 1: Introduction 1.1-Introduction to Chapter: This chapter describes the brief introduction about research title, research aims, research objectives, research hypothesis, research context and research limitation used in this research. 1.2-Research Title: Financial performance of Islamic banking and conventional banking in United Kingdom- A Comparative Study. 1.3-Research Aim: The Aim of this research is to analysed and evaluate the financial performance of European Islamic Investment Bank (UK) with Allied Irish bank (UK) and Northern Bank (UK), In Terms of their Profitability, Liquidity, Risk & solvency & Efficiency Ratios which will give an insight comparison of overall financial performances of European Islamic Investment Bank with Allied Irish bank And Northern Bank....   [tags: Economics ]
:: 5 Works Cited
1634 words
(4.7 pages)
Unrated Essays [preview]
Contemporary ERP Based Online Banking - ... Moreover, Paymode-X allows invoices be split across cost centers. 2.2 Receipts Management Files can be uploaded from ERP system into Receivables Management System of banks. During cash receipt transactions, data of these files are matched with references such as payer ID, invoice number, and payment amount. In case of insufficient reference data, manual reconciliation is still available to update bank records. Banks can update accounts receivable aging in ERP by synchronizing data, and the integration process can be standardized....   [tags: Information Technology ]
:: 6 Works Cited
1185 words
(3.4 pages)
Better Essays [preview]
Liquidity Risk and Performance of Banking Sector - INTRODUCTION “The banks attend an industrial undertaking from its birth to its death, from promotion to liquidation, they stand by its side whilst it passes through the financial processes of economic life, whether usual or unusual, helping it and at the same time profiting from it” (Jiedals, 1905). The financial health of the banking industry is an important prerequisite for economic stability and growth (Halling & Hayden, 2006). Banks are the main component of the financial sector in an economy performing valuable activities on both sides of the balance sheet and providing the financial support to other segments....   [tags: Finance]
:: 32 Works Cited
4073 words
(11.6 pages)
Powerful Essays [preview]
The American Banking System from 1800-1810 - The American Banking System from 1800-1810 Looking back to the outset of the 19th century, it is impossible to say that any real banking system had really been developed in the US. This is to say that, though there were roughly 120 private commercial banks that had been chartered by new state governments, the so-called system was scarcely organized. It was ad hoc in nature and directly linked to the merchant banking practices of the pre-independence period. The years preceding the turn of the century were important because they brought a central banking authority onto the scene....   [tags: Banks Finances Money Argumentative Essays]
:: 2 Works Cited :: 3 Sources Cited
3640 words
(10.4 pages)
Unrated Essays [preview]
Banking Services of the Federal Reserve System - Banking Services of the Federal Reserve System The Federal Reserve System (FRS) is a bank that was founded in 1913. It was founded by Congress for the purpose of providing the nation with a more sophisticated and secure financial system. The FRS has duties that fall into four areas. They are conducting the nation’s monetary policy, supervising and regulating banking institutions, maintaining the financial system’s stability, and providing certain financial services to the U. S. Government, financial institutions, public, and foreign officials....   [tags: Papers] 625 words
(1.8 pages)
Unrated Essays [preview]
The Banking Concept of Education and The Achievement of Desire - The Banking Concept of Education and The Achievement of Desire Education is a topic that can be explored in many ways. Education is looked at in depth by both Richard Rodriguez in his essay, “The Achievement of Desire”, and by Paulo Freire in his essay, “The ‘Banking’ Concept of Education.” After reading both essays, one can make some assumptions about different methods of education and exactly by which method Rodriguez was taught. The types of relationships Rodriguez had with his teachers, family and in life were affected by specific styles of education....   [tags: Richard Rodriguez Paulo Freire Papers]
:: 2 Works Cited
1470 words
(4.2 pages)
Better Essays [preview]
Online Banking Fraud Suffers Increase - ... This is where the “phony” and supposedly real message is sent. The fourth step is the collection of data if people fall for the scam (Wilson, 2005). Phishers record the information that the victims entered in their website if they fell for the scam. The final step of the phishing scam is the identity theft and fraud (Wilson, 2005). Here is where the phishers use the collected data to make purchases or wire transfers to other bank accounts, leaving the victims losses in their funds. If each time more people use online banking services then it is to be expected that the probability that a user falls into one of these scams is going to increase as well....   [tags: Finance]
:: 6 Works Cited
975 words
(2.8 pages)
Better Essays [preview]
Marketing The Non-Interest Banking System - ... However, to obtain interest-free loan in the Islamic bank, it is not necessarily to be a Muslim, especially when it comes to Europe. Speaking about the business contest the Islamic banks non-interest products they fairer for the clients then bank with the Western system. They are competing about the investment attractiveness not about the interest rates. They are more opened and pure, because to choose the investment project the client should be deeply aware of many of them. These facts may be concerned as strengths of the banks providing the Islamic system....   [tags: Finance]
:: 3 Works Cited
1114 words
(3.2 pages)
Strong Essays [preview]
Paulo Freire's The Banking Concept of Education - Paulo Freire's The Banking Concept of Education In his essay “The ‘Banking’ Concept of Education”, Paulo Freire condemns the current beliefs about education, and argues strongly to support his own, new, and somewhat radical ideas about how he believes education should work. It is clear from his writing that he wishes to convey very strong feelings in this essay. At the very beginning, after a very brief description of the “current” education, he states that “education is suffering from narration sickness” (212), and later continues to say that in our current system “[words] become a hollow, alienated, and alienating verbosity” (212)....   [tags: Paulo Freire Philosophy Essays]
:: 1 Works Cited
896 words
(2.6 pages)
Better Essays [preview]
Liquidity Risk and Performance of Banking Sector - CIRITICAL ANALYSIS OF THE LITERATURE REVIEW Liquidity risk is an imperative factor and should be taken in consideration by the management while devising the strategies of bank. The past literature shows that researchers have been less focused on this risk. The major areas of their interest in risk management have been credit risk and market risk. Banks are considered as the providers of liquidity but it will be very undesirable situation if they become the users of liquidity (Clementi, 2001). Most of the banks have been focusing on the liability side for the liquidity risk whereas it may also emerge from the asset side of the banks....   [tags: Finance]
:: 32 Works Cited
3138 words
(9 pages)
Unrated Essays [preview]
Money, the Federal Reserve System, and Banking - Money, the Federal Reserve System, and Banking You have used money to measure the price, the size of business, total output in the economy, and income. Coins and paper money are called currency. People use currency daily. When you go to a movie, you probably buy a ticket with currency. Coins and paper money work well for small purchases and when payment is made directly from one person to another. But, for large purchases or when payments travels to mail, currency is not practical. A check is a written order to pay money from amounts deposited....   [tags: Papers] 497 words
(1.4 pages)
Unrated Essays [preview]
Management Of Financial Institutions And The Banking Crisis - Introduction In the UK, the repercussions of the recent banking crisis affecting the financial sector are now being observed in the wider economy. In January 2009, it was confirmed that the UK is officially in recession as the criteria of two consecutive quarters of negative economic growth has been met. Gross domestic product (GDP) fell by 1.5% in the last three months of 2008 following a 0.6% drop in the previous quarter. Many events leading to the current situation have stemmed from the managerial decisions made within various financial institutions....   [tags: England UK Financial Crisis Economy] 1503 words
(4.3 pages)
FREE Essays [view]
Conflict Development in Banking Sector of Pakistan - Research Paper: Conflict Development in Banking Sector of Pakistan Abstract Scholars and Human Resource Managers have focused their great importance to work environment characteristics as a predictor of employee performance, employee satisfaction, growth and development. In corporate sector of Pakistan the role and participation of organizational conflict is most vital in organizational growth because employees belongs from different subcultures, so they have different sort of emotions and self efficacy levels....   [tags: International Finance]
:: 20 Works Cited
2959 words
(8.5 pages)
Strong Essays [preview]
The Federal Reserve: Central Banking In The Us - The Federal Reserve: Central Banking in the U.S. The Federal Reserve as we know it today was created by the Federal Reserve Act of 1913 by President Woodrow Wilson. The Fed, as it is commonly referred, is the central bank for the United States. Primarily, the Fed's job is to manage our nation's money supply. Prior to establishing the central bank, the United States did not have a money manager and the financial system was similar to the nation itself, "diverse and subject to uneven growth" (San Francisco)....   [tags: Economics Economy]
:: 7 Sources Cited
1134 words
(3.2 pages)
Powerful Essays [preview]
A Report on NatWest Bank and an Analysis of the Banking Industry - A Report on NatWest Bank and an Analysis of the Banking Industry 1. Introduction This report focuses on NatWest and the industry in which it operates. The purpose of the report is to give a concise but accurate view of how NatWest operates as an organisation and the links between its environment, in this case the banking industry. Company History =============== National Westminster Bank came into being in 1968 when National Provincial Bank and Westminster Bank merged and began trading on 1st January 1970....   [tags: Papers] 1921 words
(5.5 pages)
Better Essays [preview]
The Importance of Customer Relationship and Sales in the Banking Sector - ... Banks are gradually more focusing on the basis that customers prefer the service provider who differentiates through fast and efficient service. Yet, customer relationship management is more than just managing customers and examining their behaviors. Banks are familiar with the fact that that their success is mainly dependent on the CRM strategies they choose to implement. It is proven that a high-quality CRM service bonds customers with the financial institution, resulting in increased revenues....   [tags: Business Management ]
:: 4 Works Cited
1871 words
(5.3 pages)
Unrated Essays [preview]
SWOT Analysis of the Balanced Scorecard in the UK Banking Sector - ... SWOT analysis of the BSC in the UK banking sector SWOT analysis is a strategic planning method used to evaluate the strengths, weaknesses, opportunities, and threats involved in a project. It can show a comprehensive assessment about a subject. Strengths: Having been used for more than ten years, BSC is undoubtedly a good method of measuring. Firstly, four measures are enough to give an overall impression of the performance. They present individual performance in different perspectives which are totally objective....   [tags: Finance]
:: 7 Works Cited
1328 words
(3.8 pages)
Strong Essays [preview]
Styles of Teaching: Banking Concept vs. Problem Posing - Education is defined as, “The act or process of educating or being educated, the knowledge or skill obtained or developed by a learning process, a program of instruction of a specified kind or level, the field of study that is concerned with the pedagogy of teaching and learning, as well as an instructive or enlightening experience” (No author). People begin their education from day one till the day they die. Every day we learn new things in different ways. Whether someone is just telling us some random fact or you are sitting in a classroom being lectured by a professor....   [tags: research papers, teaching styles, education] 1464 words
(4.2 pages)
Powerful Essays [preview]
Hong Kong & Shanghai Banking Corporation (HSBC) - Hong Kong & Shanghai Banking Corporation (HSBC) 1. The HSBC Group - The HSBC Group is named after its founding member, The Hong Kong and Shanghai Banking Corporation Limited, which was established in 1865 to finance the growing trade between Europe, India and China. - Is based in Hong Kong, where the bank’s business has been physically conducted, and with a large network of branches in Asia, a very large London branch office, and several US branches, plus a subsidiary bank in California and a representative office in New York....   [tags: Business Analysis Strategy] 1854 words
(5.3 pages)
Unrated Essays [preview]
Biblical Principles of Money and Banking by Dr. Gary North - Biblical Principles of Money and Banking by Dr. Gary North Honest Money Biblical Principles of Money and Banking by Dr. Gary North is a book that brings together not only the history of how money came to be, but how to use it correctly. It teaches honesty and godliness in our daily dealings with earnings. The value of money is something hard to determine. Money is a commodity. For money allows us to establish prices for most goods and services available. Money exists because man realized that some things are more wanted and sought after than others....   [tags: Book Review Gary North] 809 words
(2.3 pages)
FREE Essays [view]
Is the banking industry responsible for the economic disaster in Iceland? - ... A tiny state like Iceland was not able to handle it. Not only the government but also the inhabitants of the island are heavily in debt. In the face of the unprecedented economic boom which preceded the recent global recession, many houses, cars and televisions were financed by credit. The main reason behind this type of purchasing was that interest rates were high in Iceland and consumers borrowed money in foreign currencies. In recent months, the Icelandic krona has fallen dramatically. Banks were unable to serve the interest and principal in foreign currencies and, therefore, became unstable....   [tags: Economics ]
:: 8 Works Cited
1768 words
(5.1 pages)
Better Essays [preview]
The Failure Of Northern Rock In The Light Of Banking Economics And Regulation - The Failure of Northern Rock in the Light of Banking Economics and Regulation Introduction Increasing global connectivity and integration in today’s world ensures that almost any serious problem has worldwide ramifications. The global financial system can serve as a key example of this phenomenon. Very recently, Britain’s fifth-largest mortgage lender Northern Rock was rescued by emergency funding from the Bank of England. This made the Newcastle-based firm the highest profile UK victim of the global credit crunch that had been triggered by the sub-prime mortgage crisis in the US....   [tags: Business Analysis Case Study] 2233 words
(6.4 pages)
Unrated Essays [preview]
To what extent was the Swiss banking system responsible for empowering the Nazi regime? - ... HowStuffWorks Inc. Web. 03 Mar. 2012. <http://money.howstuffworks.com/personal-finance/banking/swiss-bank-account.htm>. This secondary source was a 9 page article on “How Swiss Bank Accounts Work”. The page that was most useful to this paper was page 3, which was entitled “History of Swiss Bank Accounts”. It provides readers with a history of the Swiss banking code of secrecy, as well as information on the involvement of Swiss banks in World War II. The author, Lee Ann Orbinger, was unbiased with the information she presented as the praise given to the Swiss banking system was complimented with criticism....   [tags: World War II]
:: 8 Works Cited
1936 words
(5.5 pages)
Unrated Essays [preview]
Proposed Changes to Banking Regulations in Order to Improve the Foreclosure Crisis - Home foreclosure is an issue that I believe we can take control of. The problems start with the larger banks and this is where changes need to begin. We must create rules and regulations that favor the customer and not the bank. I do not think I have an innovative way to prevent foreclosures, I can only speak from my experience and knowledge but I do believe with changes in banking regulations we can protect the consumer and find ways to prevent foreclosures. I believe I have some insight to offer because I have been working in the banking industry for over 8 years....   [tags: foreclosure, financial, economy] 1028 words
(2.9 pages)
Strong Essays [preview]
The Impact of Human Resource Management Practices on Employees Turnover in Banking Sector of Pakistan - Abstract Research has shown consistently that there are different factors which predicts turnover, so this study investigates that what factors, cause employees to leave one organization and join another. Second, to find out the significant impact of each variable on turnover. It is hypothesized that human resource management practices are negatively correlated with employee turnover. In this study multiple regression analyses will be run to test a model that included the above mentioned independent variables as predictors of intent to quit in banking sector....   [tags: Human Resource Management ]
:: 19 Works Cited
2822 words
(8.1 pages)
Unrated Essays [preview]
Electronic Money and Its Impact on Central Banking and Monetary Policy - Electronic Money and Its Impact on Central Banking and Monetary Policy “The term [electronic] money refers to various proposed electronic payment mechanisms designed for use by consumers to make retail payments. Digital money products have the potential to replace central bank currency” (Berentsen 1). This quote indicates that the advent of electronic money will have an impact on the banking system and monetary policy. While this topic is controversial it seems obvious that some changes will result and that there is no prefect answer to predict this new instruments affect on monetary aggregates and the role of central banks....   [tags: Economics Bank Essays Economy Central Bank]
:: 1 Works Cited :: 4 Sources Cited
1847 words
(5.3 pages)
Powerful Essays [preview]
The Impact of Human Resource Management Practices on Employees Turnover in Banking Sector of Pakistan - Methodology A present research was carried out on banking sector of Pakistan to find out what are the main factors that govern the problem of turnover. For this reason different private and public sector banks were selected. Data Collection Instrument Quantitative method of data collection was used. Quantitative method The main instrument used in this method is Questionnaires. In preparing questionnaires Lickert Scale was used. The questionnaire consists of 65 questions. To test realistic job information, four questions were asked in the questionnaire....   [tags: Human Resource Management]
:: 18 Works Cited
1224 words
(3.5 pages)
Unrated Essays [preview]
Islamic Banking - Islam views life as a compact whole and does not divide it into many separate and conflicting parts. The economic aspect is one of the most important parts of our life, while not being the whole of it. The Islamic system is balanced and places everything in its right place. Islam has given detailed regulations for the conduct of our economic life, which concerns mainly the earning and use of wealth. Man needs bread to live but he does not live for bread alone. This means that earning and spending money is essential for our living, but we do not live only for this....   [tags: Islam Muslim Religion Economics] 1320 words
(3.8 pages)
FREE Essays [view]
Is Basel III Enough? - ... Although Basel III is far from perfect, it has made relevant progress and thus is a step to the right direction. Moreover, studies have shown that the combination of capital adequacy and leverage ratios form a powerful tool to evaluate a bank’s soundness. As a result, they are able to identify and raise concerns regarding bank potential failures. Hence, instead of fighting against the new regulations advanced by Basel III, banks should adapt to them and benefit from new and enhanced indicators that would allow them to prosper even if with lower profit margins....   [tags: Banking] 1589 words
(4.5 pages)
Strong Essays [preview]
The Battle With Biddle - ... It was now in the hands of the President, and Biddle was confident that the President would not commit political suicide by vetoing the application for recharter during re-election year. Edwin Perkins explains that President Jackson had four main modification requests for the Bank. First, he wanted no government investment in the stock of the bank other than the United States’ presidents to continue appointing the directors to the parent board in Philadelphia. Secondly, the president should also be able to appoint at least one director to the local board of each branch office....   [tags: Banking]
:: 3 Works Cited
1027 words
(2.9 pages)
Better Essays [preview]
Effects of User’s Perceived Security on their Usage of Online Banking and e-Payment Facilities - ... Given the financial implications and the personal nature of data involved through online financial transactions, organisations and individuals are faced with an increased number of attacks through phishing scams, identity theft and the like. As a result private and commercial users of such facilities are required to place more emphasis on safeguarding their financial well-being. Breaches in confidential data security and financial theft through online banking facilities are of major concern to financial institutes....   [tags: Internet Security ]
:: 4 Works Cited
902 words
(2.6 pages)
Unrated Essays [preview]
Exploring Modern Philosophies and Conceptions of Existence Through “The ‘Banking Concept’ of Education” And Appiah’s “Ethics of Individuality” - Both Paulo Freire and Kwame Anthony Appiah depict a world that would be bettered by authentic, individual thought. Freire demonstrates the differences between the “banking-concept” and “problem-posing” methods of teaching education and how an individual’s liberty is affected, while Appiah demonstrates the essentials for finding meaning and structure in one’s life based on that liberty. The bigger question in life though, seems to be: what makes everything a person does in their life worth it in the end....   [tags: Philosophy]
:: 5 Works Cited
1474 words
(4.2 pages)
Strong Essays [preview]
Analysis of Management and Customer Perspectives on Various Branding Elements Used in the Indian Retail Banking Industry - 6 Discussion In this study, analysis of management and customer perspectives on various branding elements used in the Indian retail banking industry was conducted. Based on responses in table 1-A and Table 2-A, gaps were identified in five out of seven brand elements namely Bank logo, Bank advertisements, Bank atmosphere, Bank general communication and Bank personal communication, as shown in Table 3. No gap was found for 2 branding parameters - Bank name and Bank appeal. The gap analysis method showed that while brand practitioners have positive perspectives regarding how their customers view the banks’ brand, it is strikingly different from what customers are thinking....   [tags: Business Management] 1155 words
(3.3 pages)
Unrated Essays [preview]
Capital Markets And Invetsment Banking - Abstract The purpose of this paper is to analyze the effects of international portfolio diversification on an investment portfolio. In doing this, alternative investment vehicles will also be examined. Finally, derivative securities will be discussed, as well as how they can further enhance a portfolio's performance. Investment Enhancement Paper There are several factors to consider when one is trying to evaluate on how to invest their money. A good starting ground however is to evaluate not just which funds to pick, but rather what the portfolio should be comprised of....   [tags: Business Finance] 960 words
(2.7 pages)
FREE Essays [view]
State Bank Of India - STATE BANK OF INDIA The origin of the State Bank of India goes back to the first decade of the nineteenth century with the establishment of the Bank of Calcutta in Calcutta on 2 June 1806. Three years later the bank received its charter and was re-designed as the Bank of Bengal (2 January 1809). A unique institution, it was the first joint-stock bank of British India sponsored by the Government of Bengal. The Bank of Bombay (15 April 1840) and the Bank of Madras (1 July 1843) followed the Bank of Bengal....   [tags: Banking Finance] 1036 words
(3 pages)
FREE Essays [view]
Role Of Bank Capital - Introduction The main aim of this report is to identify the key roles played by bank capital in the banking business. This report briefly outlines the main functions of bank capital and takes a brief look at the benefits of bank capital to the bank and the banking industry. It is hoped that from reading this paper a general understanding of the roles of bank capital in the banking business can be gained. Bank Capital A bank's capital also known as equity is the margin by which creditors are covered if the bank's assets were liquidated....   [tags: Banking Finance] 1365 words
(3.9 pages)
Better Essays [preview]
The Bank of Canada - ... Monetary policy is connected to the quantity and the value of Canadian currency, which has to be supported by the Bank. The biggest point in these policies is economy regulation, which in turn relates directly to the inflation rate. Currently, the Bank aims to keep a steady growth of 2% for inflation. That being said, it must act quickly when inflation rises above an already risky number of 3%, or falls to as low as 1%, or even lower, causing deflation. If any of the aforementioned cases were to happen, it is the Bank’s job to raise interest rates and reduce government spending to counter high inflation, or to reduce interest rates and increase government expenditures to help the economy back to its feat in the case of recession (Bank of Canada: Monetary Policy)....   [tags: Banking, Canada]
:: 10 Works Cited
1518 words
(4.3 pages)
Strong Essays [preview]
USA World Bank - The mission of USA World Bank (UWB) is to expand its empire to become known as the premier provider of banking internationally. UWB has been dedicated to building long-term relationships with customers through quality products and customer support, and wants to be recognized as the leader of international banking. UWB is faced with requesting to sell two products within the same year as well as, evolve into an industry leader in the domestic and international markets. Its goal to garner rapid growth from the international market, while maintaining a steady domestic expansion to become more profitable to itself and customers, can best be accomplished by catapulting into the electronic commerce arena to reach its international customers....   [tags: Business Banking] 1949 words
(5.6 pages)
FREE Essays [view]
Investment Strategy Under Credit Crunch - Recent years, credit crunch leads to a series of economic and financial crisis and problems. It is not the first credit crunch in global financial history, but it is the most serious case this time for bank industry in decade. Every period of crisis, companies are suffered from the strike of crunch, losses of money and unemployment of workers. Under this serious and grim economic climate, many of firms, especially the financial institutions and investment banks, have been beaten by the crisis badly....   [tags: Investment Banking ]
:: 43 Works Cited
1303 words
(3.7 pages)
Unrated Essays [preview]


Your search returned over 400 essays for "banking". To narrow your search results, please add more search terms to your query.
[1] [2] [3] [4] [5] [Next >>]



Copyright © 2000-2011 123HelpMe.com. All rights reserved. Terms of Service