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Arm & Hammer Baking Soda - Arm & Hammer Baking Soda Abstract The Arm & Hammer Brand Baking Soda has been a staple of American life since 1846. The brand once only used for baking enjoyed a resurgence of interest in the 1970's by reinventing itself and its usefulness without changing a single ingredient. The new marketing campaign would eventually expand the Arm & Hammer brand to include deodorants, laundry detergents, cleaning supplies, and even toothpaste. An interesting history with many interesting uses in such an uninteresting little yellow box we are all familiar with, Arm & Hammer Baking Soda has become as Americana as apple pie and baseball....   [tags: Branding Brand Baking Soda] 1833 words
(5.2 pages)
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The Formality Of Baking - The Formality Of Baking Baking is a method that requires meticulous concentrating which can be joyous as well as frustrating. In order to understand baking it is necessary to grasp the basics. To understand the basics is practicing and conditioning yourself the proper methods of doing so. One of the easiest dough to assemble is the straight dough method, which is a combination of water, yeast, sugar, milk solids, butter and salt. The salt is added last because it inhibits the growth of the yeast....   [tags: essays research papers] 1277 words
(3.6 pages)
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Baking Cakes in Kigali and The Adoration of Jenna Fox - Authors Gaile Parkin and Mary Pearson focus their novels, Baking Cakes in Kigali and The Adoration of Jenna Fox, on the significance of family. In both novels, love and family are key elements: in Baking Cakes in Kigali, the main character, Angel, loses both her daughter and her son, while those around Angel are stepping up and protecting their families; in The Adoration of Jenna Fox, Jenna’s family members show their love for Jenna by breaking the law to save her life. Both novels demonstrate that family is important to all people; family can support and protect a person or even give someone courage to move on after her family is gone....   [tags: Comparative, Parking, Pearson] 1089 words
(3.1 pages)
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Personal Narrative- Holiday Baking Tradition - Personal Narrative- Holiday Baking Tradition Traditions are reflections of beliefs, superstitions and the personality of a family. I stop short of saying that they are the soul of a family because my family can no longer celebrate these traditions, but the spirit of my family continues to be an integral part of my life, despite the distance that sets us apart. The soul of my family remains unharmed from the miles that deprive us of the opportunity to celebrate common traditions. Regardless of how far we are apart, there is one tradition that can overcome any lengthy amount of distance, and that is my Aunt Millie’s Cinnamon-pecan rolls....   [tags: Personal Narrative] 513 words
(1.5 pages)
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Limiting Reactant Lab Experiment Using Baking Soda and Vinegar - Baking Soda and Vinegar: Limiting Reactant Lab Background The limiting reactant of a chemical reaction is the substance that places an upper bound on the amount of product that the reaction can produce. The limiting reactant places this upper bound because the reaction must stop once all of the limiting reactant is consumed. If the relative amount of reactants is altered, then the limiting reactant may change accordingly. For example, a balanced chemical equation of a certain reaction specifies that an equal number of moles of two substances A and B is required....   [tags: chemistry] 1472 words
(4.2 pages)
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Internet Banking - Internet Banking In the days of virtualisation where working mothers and travelling sales-team prefer to use flexi-time and remote jobs profile; Internet is being adopted as a parallel medium of communication, transaction, and social networking. Internet banking is fast gaining momentum across the globe for its convenience and ease of conducting transactions at a speed and service levels never dreamt of, a decade ago. In-spite of its multiple advantages, there is a need to step back and re-think on perceptions it carries with the masses....   [tags: Internet Global Finance Banking] 1396 words
(4 pages)
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Banking In Bangladesh - Banking in Bangladesh After Independence of Bangladesh the banking sector was restructured as a fall out of war of liberation. Banking grew primarily in the public sector with main emphasis development needs of the war-torn economy. With gradual liberalization in subsequent years, it was increasingly felt that banks should be allowed in the private sector for giving a fillip to development process on the basis of private initiative. In the 80's for the first time a number of banks in the private sector was allowed....   [tags: Bangladesh Banking Finance] 1997 words
(5.7 pages)
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E-Banking - Would E-Banking really be the right route to take in achieving success in the future. This report lays out concrete facts and unique opinions that will help you understand and determine what the right decision for your business is. This report covers the development of internet banking in the UK, the importance of System Development and Analysis, a report on the current student banking market, discussing the fundamentals of present laws and legislations and finally the value of protecting yourself, but most importantly, your customers with relevant security issues....   [tags: Internet Banking Research Paper Analysis] 1648 words
(4.7 pages)
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Marketing in Banking - Marketing in Banking Marketing approach in banking sector had taken significance after 1950 in western countries and then after 1980 in Turkey. New banking perceptiveness oriented toward market had influenced banks to create new market. Banks had started to perform marketing and planning techniques in banking in order to be able to offer their new services efficiently....   [tags: Finance Banking Sector Marketing Business] 1826 words
(5.2 pages)
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Awarness of Islamic Banking Culture in Pakistan - Published information about principles of Islamic banking and finance and their applications is growing day by day. Pakistan is one of the 57 Islamic countries having a total population of over 170 million where majority of population practice Islam. Steps for Islamization of banking in Pakistan were initialized during 1977-78. Elimination of interest from the operations of specialized financial institutions took place in 1979 and from commercial banks during 1981-85. Commercial banks in Pakistan were cased to accept any interest baring deposits and all deposits were treated on the basis of profit and loss sharing since 1985....   [tags: Finance ]
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3308 words
(9.5 pages)
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Banking - Introduction A bank refers to a financial institution that accepts deposits and channels the money into lending activities (Lewis, 2009). Ethics refers to the principles of right and wrong that are accepted by an individual or a social group ((Lewis, 2009).) Conceptually, ethics refers to well base standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues (Safakli, 2005). It’s the integrity measure, which evaluates the values, norms and rules that constitute the base for individual and social relationships, from a moral perspective (Smith and Smith, 2002)....   [tags: Financial Institutions] 2485 words
(7.1 pages)
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Nexity And The U.S Banking Industry - 1. The chief economic characteristics of the online banking industry for those using only Internet banking the leading factors that affect their decision of banking online are security, convenience and rates. With regards to the economic characteristics the main difference with online banking is that the rates tend to be higher for those companies that only offer Internet banking and no branches. Some of the other economic characteristics might be that all the banks are beginning to offer online banking, which makes it easier to conduct different types of transactions such as bill payment; money transfers and keeps track of your accounts individually....   [tags: Economics Online Banking] 932 words
(2.7 pages)
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It Usage In Banking Industry - 1. The Usage of IT in The Banking Industry Information technology has dramatically changed the way banking is done over the last 15 years or so. The era of change banking in Canada began from the establishment of Interac's national Automated Teller Machine (ATM) network in 1986. National Debit Card network was introduced in 1994. First full service virtual bank came into being in 1997. Most recently voice recognition banking has begun to emerge in the Canadian business scene. One of the enabler of this Information technology revolution in Canadian financial service industry is Automated Teller Machine, which is essentially a date terminal with two input and four output devices....   [tags: Information Technology Finance Banking] 1525 words
(4.4 pages)
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Hungary’s Attempts at Modernizing its Banking Industry - Hungary’s Attempts at Modernizing its Banking Industry It has been over a decade since Hungary has transitioned into the market economy. Its banking system has gone through numerous changes in order to accommodate an ever competitive world of financial innovation. Today, we see a Hungary that has adopted much of financial structure seen in Western Europe and whose banking sector is finally starting to see profits. Early transitional privatization saw an assortment of problems for state-owned banks including inadequate regulation and an agglomeration of non-performing loans....   [tags: Hungary Banking Economics Essays]
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1411 words
(4 pages)
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Banking - Banking So Much for That Plan "More than 70% of commercial bank assets are held by organizations that are supervised by at least two federal agencies; almost half attract the attention of three or four. Banks devote on average about 14% of their non-interest expense to complying with rules" (Anonymous 88). A fool can see that government waste has struck again. This tangled mess of regulation, among other things, increases costs and diffuses accountability for policy actions gone awry....   [tags: essays research papers fc]
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1208 words
(3.5 pages)
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Thoughts On The Collapse Of Baring Bank - Events leading to Barings Bank's collapse Barings Bank's activities in Singapore between 1992 and 1995 enabled Nick Leeson to operate effectively without supervision from Barings Bank in London. Leeson acted both as head of settlement operations (charged with ensuring accurate accounting) and as floor manager for Barings' trading on Singapore International Monetary Exchange (SIMEX), though the positions would normally have been held by two employees. This placed Leeson in the position of reporting to an office inside Barings Bank which he himself held....   [tags: Business Failure] 1699 words
(4.9 pages)
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Barking Up the Wrong Tree - Barking Up the Wrong Tree As Nicole sat on the couch after school one day, she overheard her father grumbling in the kitchen. “What are you whining about now?” she asked hoping he would say nothing and she could slid from hearing the “you kids do nothing” speech. “I’m just upset. You kids do nothing around this house. Everyday I come home and clean up the mess that you and your brothers leave for me.” Her father screamed, getting a little louder with each word like he did every other day. Nicole could have recited the speech word for word....   [tags: Papers] 741 words
(2.1 pages)
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Bank Accounting Information System And Electronic Banking - Bank Accounting Information System And Electronic Banking Introduction      Information technology has had as much impact on our society as the industrial revolution. In the information age, companies are finding that success or failure is increasingly dependent on their management and use of information. Therefore, companies need a good information system that enabled an efficient and effective use of information to give them more competitive advantage (Moscove, Simkin, & Bagranoff, 1999). An information system is a set of interrelated subsystems that work together to collect, process, store, transform, and distribute information for planning, decisions making, and control....   [tags: Finance Bank Banks Banking Essays]
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4502 words
(12.9 pages)
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Backing Up Data on Your Computer - Backing up your data is essential in securing your files from being lost or destroyed. It can also be a great way to install your pictures and videos onto another computer. Luckily, now a days, purchasing a storage device is easier than ever. They are available online, as well as through many major retailers. The price is usually reasonable and is determined by the amount of data that you need to store. The Benefits of a Data Backup Device - Losing your memories and files can be heart wrenching to encounter....   [tags: Computers] 543 words
(1.6 pages)
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The Internet Banking Project In Industrial And Commercial Bank Of China (Shanghai) - This paper studies endogenous diffusion and impact of a cost-saving technological innovation -- Internet Banking. The bank understudy i.e. ICBC has efficiently embarked on its internet based private banking service. The vice director of e-banking felt that the entire project was an accomplishment in terms of its schema and satisfactory quality. Here is this case he needs to expound the understandings and the lessons internalized along the entire course of the project. Moreover, there were various issues which were raised during this intellectual itinerary, which included the challenges regarding computer system implementation, Information system design and most importantly the feasibility analysis....   [tags: Business Internet Banking] 1047 words
(3 pages)
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Basing House during Medieval Period - Basing House during Medieval Period During the medieval period there are definitely signs of some Norman activity at Basing House. In 1066 William arrived in England and set on his way to conquer London. On his way it is reported that he walked through the area of Basing, there are suggestions that he may have started to plan a settlement in the area already. The English Saxons did not like having a Norman ruler, so a long period of revolts and uprisings against the invaders ensued....   [tags: Papers] 519 words
(1.5 pages)
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Banking Disintermediation - Introduction With the development of financial system and information technology, commercial banks that used to be the intermediary between surplus and deficit economic players, are gradually losing their traditional roles. Table1 shows that deposits in US commercial banks decreased over 60% overall from 2006 to 2010. Whereas, with the deregulation of financial markets, companies finance or invest directly by the form of securities, and banks start to create investment banking. Being a hot spot, there have been many researches and arguments about disintermediation....   [tags: Finance]
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1684 words
(4.8 pages)
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Banking Sector - Traditionally, the existence of bank runs was a very frequent phenomenon in Europe during the 19th century. It was mostly seen in the emerging countries where the boeotian level was low. Kaminsky and Reinhard introduced a new concept in the banking sector called twin crises. The twin crises concept started since 1980 and occurs when both currency and banking crises take place simultaneously. This harmful phenomenon anticipated a significant recession after the 1933 when the Federal Reserve System imposed the concept of Deposit Insurance in the US....   [tags: Financial System, Bank Runs] 2378 words
(6.8 pages)
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Banking in the UK - Introduction Retail banks have traditionally provided payment services to small businesses and individuals involved in a large volumes of low cost transactions. It is nowadays difficult to classify retail banks because the majority of banks offer wholesale and retail activities. Technological developments, also enable these banks to provide a number of retail monetary services to its clients. Retail banks also offer insurance products, pension schemes, and stock services. Northern Rock is a British bank that was harmfully affected by the United State subprime market fall down in 2007....   [tags: Economy, Low Cost Transactions] 1849 words
(5.3 pages)
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Banking and Finance - Never have I ever climbed a mountain peak. As a child, I imagined myself conducting expeditions in deep-frozen pathways, leading amateur explorers to the top of the world, and instructing rookies in surviving harsh blizzards. Even though slightly altered, my childhood dream has been achieved. I led a team of fellow classmates, in my Strategic Management course, to the success summit of a financial competition. Over the course of a semester, I and my teammates were supposed to create and manage a company of the IT industry, in a computer-simulated environment, along with other four rival teams....   [tags: Business] 1013 words
(2.9 pages)
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Is Basel III Enough? - The global financial crisis hit banks’ regulation at its core. As significant portion of this crisis’ responsibility has been attributed to the lack of effective banking oversight, there has been immense pressure on the next Basel agreement to tackle such issues in order to avoid future crises, or at least decrease their severity. In essence, the Basel accords mainly intend to gauge the level of capital required to protect banks against risks related to their assets. As a result, the latest accord, Basel III, has substantially increased the capital requirements of banks and introduced other features as an effort to increase the soundness of the banking system....   [tags: Banking] 1589 words
(4.5 pages)
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The Battle With Biddle - The Battle with Biddle The formation of the Second Bank of the United States came at the end of the War of 1812, in the year 1819. It was granted a twenty year charter. For nearly 200 years, the battle between the Bank’s president, Nicholas Biddle, and President Andrew Jackson remains one of the most discussed events in history. Many historians believe Andrew Jackson was simply out to destroy the Bank of the United States. Jackson is quoted telling Martin Van Buren, “the Bank is trying to kill me, but I will kill it” (Bernard Weisberger, 12)....   [tags: Banking]
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Backing Up Active Directory In Windows 2000 - Backing up Active Directory in Windows 2000 Generally speaking, the backup of mission critical data is the most important part of any IT engineer’s job. While recovering the missing data is important, additional consideration needs to be given to getting the network framework back up and running quickly so that employees can get back to work, saving the company the added cost of lost man-hours. We also need to ensure that the network structure that gets restored is one that the employees are use to using....   [tags: Computer programming Windows Directory] 1937 words
(5.5 pages)
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Online Banking - Online Banking: How Technology has Affected the Bank Industry Aluscine Kabia Diana Mickle Jennifer Ross Betty Tekeste University of Phoenix COM525: Managerial Communication and Ethics Edward L. Dempsey March 14, 2005 Modern technology has set the stage for today’s industries to adopt faster, more effective and efficient tools to improve their business and productivity. A vast majority of organizations within various industries are using new technology to introduce changes to their business operations....   [tags: essays research papers] 1978 words
(5.7 pages)
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Virtual Banking - TABLE OF CONTENTS 01.00............ EXECUTIVE SUMMARY 02.00............ TRENDS IN RETAIL BANKING 03.00............ ABOUT THE INTERNET 04.00............ VIRTUAL BANKING AND APPLICATIONS 04.01............ SMART CARDS 05.00............ EXAMPLES 06.00............ SECURITY ON THE INTERNET 06.01............ CRYPTOGRAPHY 06.02............ FIREWALLS 06.03............ TRUSTED OPERATING SYSTEMS 07.00............. REGULATIONS AND PROBLEMS 08.00............ CONCLUSION . 09.00………. REFERENCES 01.00 EXECUTIVE SUMMARY The Internet is emerging as an efficient delivery channel for financial services....   [tags: essays research papers] 1742 words
(5 pages)
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Electronic Banking - Electronic Banking The Electronic Banking Association (EBA) is a non-profit organization established to do one simple thing-help more people get started with electronic banking. Here's why. Who taught you how to write paper checks. Probably your parent's right. Well, who's going to teach you how to write electronic checks. Probably NOT your parents. That's where they come in. E-banking is so much more convenient and so much quicker that everyone should know about it. The EBA was established as an independent source of helpful information about electronic banking for consumers and businesses....   [tags: Papers] 778 words
(2.2 pages)
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Islamic Banking - Islamic Banking INTRODUCTION The basic concept of Islamic banking which is also known as 'interest-free banking' is based on basic ethical standards with just one main difference- Muslims are not allowed to pay or receive interest. This does not mean that business activities or making a profit are not encouraged, they are but as long as they don’t involve interest in any form. To fulfil this purpose, financial instruments have been introduced by the Islamic financial institutions to satisfy these requirements....   [tags: Essays Papers] 3055 words
(8.7 pages)
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The Banking Industry - If there is one industry that has the stigma of being old and boring, it would have to be banking; however, a global trend of deregulation has opened up many new businesses to the banks. Coupling that with technological developments like internet banking and ATMs, the banking industry is obviously trying its hardest to shed its lackluster image. There is no question that bank stocks are among the hardest to analyze. Many banks hold billions of dollars in assets and have several subsidiaries in different industries....   [tags: Business] 1864 words
(5.3 pages)
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investment banking - Investment Banking The intensely competitive, action-oriented, profit-hungry world of investment banking can seem like a bigger-than-life place where deals are done and fortunes are made. Investment bank includes but is not limited to bringing an established company to the market, by that I mean taking company with the capabilities but not capital of expanding, and raising money through other investors or the stock market (IPO) for a commission, I chose this field because of my personal experience with my father and his company, I’ve seen him go from starting off as a cold calling broker, to running a brokerage firm, to starting a brokerage firm, all the way to having his own investment firm....   [tags: essays research papers] 970 words
(2.8 pages)
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The Banking Consolidation Directive - Banking laws of member states of the EU are constantly reviewed by the laws and policies of the EU directed towards a unified market for financial services in the areas of banking, insurance and investment. Beginning with the First Banking Directive of 1977 which allowed banks to set up branches in member states, the Second Banking Directive 1989 provided for minimum capital requirements and procedures for home country regulators to control branches of financial institutions in other Member states....   [tags: Economics ]
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(2.4 pages)
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Banking Service in Developing Economies - Whilst the relationship marketing literature is expanding at a rather exponential rate, rapport between customers and front line employees did not get its due attention especially in the context of banking service in traditional, developing economies. This has delimited the efficacy of the established relationship theories in explaining the antecedent effect of trust, commitment, service quality and involvement for developing rapport leading to overall client (customer) satisfaction. The focus of this research, thus, is rapport....   [tags: Business, Marketing] 2415 words
(6.9 pages)
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Lessons Learned in Money and Banking - Economic uncertainty has caused exaggerated criticism of the Federal Reserve. Money and Banking has deepened my understanding of the Federal Reserve and has helped me challenge those criticisms. The U.S. standard of living would drop if people lost faith in the safety of financial institutions. Frederic Mishkin makes the point in the text, The Economics of Money Banking, and Financial Markets (2010) that “Banks and other financial institutions are what make financial markets work. Without them, financial markets would not be able to move funds from people who save to people who have productive investment opportunities.” (p.7)....   [tags: Economics]
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My Banking Career - Ans. 1 I would like to build my career in banking industry. In this era of up-and-coming technologies I think IT will play major role in my business. Implementing Service Oriented Architecture (SOA), my employees will value the process of high performance by getting knowledge of IT, customer relationship management (CRM), supply chain management (SCM) and the essential of maintaining good relationships with my customers. First and foremost, SOA can help to cut the IT controls and allows banks to be a joint venture with other banks and with their customers more effectively....   [tags: Personal Ambition] 852 words
(2.4 pages)
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Money and Banking Class Recommendation - To anyone considering taking Money and Banking I highly recommend this class. As a student I have learned how the financial system, money, banks, and the Federal Reserve work. Each of these factors is an integral part in the world economy. To be able to understand why there are recessions, inflation, and deflation one must have an understanding of money supply, interest rates, investing, and the effects of government policy. The first important thing I learned in Money and Banking is how the financial system works....   [tags: Class Reflection] 2244 words
(6.4 pages)
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Financial performance of Islamic banking and conventional banking in United Kingdom- A Comparative Study - Chapter 1: Introduction 1.1-Introduction to Chapter: This chapter describes the brief introduction about research title, research aims, research objectives, research hypothesis, research context and research limitation used in this research. 1.2-Research Title: Financial performance of Islamic banking and conventional banking in United Kingdom- A Comparative Study. 1.3-Research Aim: The Aim of this research is to analysed and evaluate the financial performance of European Islamic Investment Bank (UK) with Allied Irish bank (UK) and Northern Bank (UK), In Terms of their Profitability, Liquidity, Risk & solvency & Efficiency Ratios which will give an insight comparison of overall financial performances of European Islamic Investment Bank with Allied Irish bank And Northern Bank....   [tags: Economics ]
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1634 words
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Contemporary ERP Based Online Banking - 1. Introduction Enterprise Resource Planning (ERP) is an information system integrates accounting, financial, production, sales, and human-resources, and other management information of the whole organization. ERP system can be customized to the requirements of individual companies. In recent years, the fusion between ERP and on-line banking system has been blooming fast. Major bank groups like Bank of America Merrill Lynch and HSBC are promoting related services to clients. In this report, a general introduction on ERP banking technology with examples is provided....   [tags: Information Technology ]
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Online Banking Fraud Suffers Increase - A. Presentation of the issue Online banking is a service that many modern banks provide now a day and with the passage of time more and more people are using this service (Anonymous, 2010) due to the commodity and convenience of doing payment transactions (Lanham, 2008) directly from their homes instead of going to an actual bank (Ponemon, 2005). However as the number of credit cards used to make transactions on the internet increases also does the number of people that fall into frauds and phishing scams made to obtain their private information (Unknown, 2010)....   [tags: Finance]
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Marketing The Non-Interest Banking System - Marketing Non-Interest Banking (International Business Vitality) Traditional Western banking system, with its 5-9% APR on loans performs some benefits for borrowers, but not "absolute," as the bankers like to joke. Much more favorable conditions for customers offer Islamic banks. These financial institutions are willing to lend money without any interest at all. At first glance, this statement seems absurd: after all, why should the bank give money to borrowers in debt with no hope of getting any benefit, if it is more successful to invest the same money in the deal and get a significant income....   [tags: Finance]
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Conflict Development in Banking Sector of Pakistan - Research Paper: Conflict Development in Banking Sector of Pakistan Abstract Scholars and Human Resource Managers have focused their great importance to work environment characteristics as a predictor of employee performance, employee satisfaction, growth and development. In corporate sector of Pakistan the role and participation of organizational conflict is most vital in organizational growth because employees belongs from different subcultures, so they have different sort of emotions and self efficacy levels....   [tags: International Finance]
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The New Trend of Online Banking - The New Trend of Online Banking Picture what our bank looks like today: the brick building, the drive thru window, large vaults, and the counter full of tellers waiting to service their customers. This is the traditional bank that we have all grown up with, the classic brick-and-mortar business model, a fundamentally sound business model that has been successful for hundreds of years. So what has changed with our banks today. Well, the brick-and-mortar model still exists but there is a new trend that all banks are moving towards, the click-and-brick e-business model....   [tags: Papers] 1165 words
(3.3 pages)
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Industry Analysis: Banking - Industry Analysis: Banking The banking industry has come under increasing pessimism of late because of rising short and long-term interest rates. The banking industry's market capitalization made a substantial decline. Most investors are concerned with whether the industry can sustain continued profitability as a result of these factors. Banks have responded in recent years to these problems by diversifying away from interest sensitive products and services. But interest rates are the fundamental aspect of any financial services....   [tags: Essays Papers] 726 words
(2.1 pages)
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Education: Banking or Problem Posing? - Education: Banking or Problem Posing. Richard Rodriguez and Paolo Freire write of education as the core factor in one’s life. They feel that education itself lends people to either “achieve” greatness or fall into the majority of “bankers.” “The Achievement of Desire” by Rodriguez and “The Banking Concept of Education” by Freire greatly resemble each other; however, they also differ on some points. Despite their differences, both texts come to the same conclusion – education makes a person who he/she can become....   [tags: essays research papers fc]
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(2.4 pages)
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Rise And Fall Of Internet Banking - Would you trust your money with an electronic banking system. If you had a million dollars to move from one account into another account would you trust the click of a button or would you prefer to go into your bank and personally interface with a client service representative. These are some of the questions that people consider when their bank begins to advertise internet banking services. Although the ability to transact business and perform transactions with your bank online has been around as far back as 1998 the general public is not as enthusiastic as most bankers would like them to be....   [tags: Finance] 1529 words
(4.4 pages)
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A Career in Investment Banking - ANALYSIS OF A CAREER IN INVESTMENT BANKING ANALYSIS OF A CAREER IN INVESTMENT BANKING INTRODUCTION What is Investment Banking Dictionary defines ‘investment’ as “the money that people or organizations have put into a company, business, or bank in order to get a profit, or to make a business activity successful” (Longman). An investment banker is someone whose job is to make investments as successful and as profitable as possible. It is investment banker’s job to use the knowledge of the market and economy in advising his/her clients on a variety of financial matters....   [tags: essays papers] 2361 words
(6.7 pages)
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Careers In Investment Banking - Careers in Investment Banking A career in the securities industry can offer exciting work if you enjoy working in a competitive and demanding atmosphere. Investment bankers, stock brokers, and stock traders all make up the securities industry providing services to each other, as well as the general public. All of people involved in this field deal with stocks, bonds, and other financial material in some way or another, but they all have their own specific objectives and duties. The primary differences between the three are the services they provide and who they provide these services to....   [tags: essays research papers] 1121 words
(3.2 pages)
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Indian Banking Sector - Introduction (Graphics Not Included) This report aims to provide an overview of banking sector in India for the purpose of expansion planning. The overview will be broadly divided into two parts: Indian Banking system and Bank-like financial institutions. For each type of banking institutions, a brief introduction, some recent statistics and corresponding functions will be included. The outline of this report is as follows: 1. Indian Banking system 1.1 Central Bank – Reserve Bank of India (RBI) 1.2 Commercial Banks - Public sector Banks - Private Banks - Foreign Banks 1.3 Co-operative Banks - Primary Credit Societies - Central Co-operative Banks - State Co-operative Banks 1.4 Regional Rural Banks 1.5 Development Banks 1.6 Specialized Banks - Export Import Bank of India - Small Industries Development Bank of India - National Bank for Agricultural and Rural Development 2....   [tags: India Bank] 1639 words
(4.7 pages)
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The Traditional Theory of Banking - The Traditional Theory of Banking In this paper author review the traditional theory of banking and attempt to examine the theoretical reasons for why banks exist. As a financial intermediation, the natures of the banks are to provide financial services and conduct the intermediary functions in the whole financial system by accepting deposits and making loans. The question raised here are how they conduct these roles and why the borrowers and lenders do not come together without the banks for the saving of intermediation costs, why both of the two parties are ready to pay for their services and what’s the value added by the banks....   [tags: Papers] 3883 words
(11.1 pages)
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Investment Banking EFG-HERMES - Investment Banking EFGHremes Introduction to the topic: The topic we are approaching is Fund Management Companies; the job of those companies is to manage the funds or in simpler terms the money of the individuals or the corporations. They take the money and invest it through one of many different methods like buying shares in a promising company, for example. This is very simply what fund management companies do. What we did is that we chose a practical example for a fund management company operating in Egypt to see what they are really doing....   [tags: GCSE Business Marketing Coursework] 4400 words
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Moral Hazard in Banking - Moral Hazard in Banking Moral hazard is an asymmetric information problem that occurs after a transaction. In essence, a lender runs the risk that a borrower will engage in activities that are undesirable from the lender's point of view, making it less likely that the loan will be paid back. Gary H. Stern's article, "Managing Moral Hazard with Market Signals: How Regulation Should Change with Banking", addresses the moral hazard problem inherent to the financial safety net provided by the government protection of depositors....   [tags: essays papers] 703 words
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Jamaica's Banking Sector - Introduction Since the early 1990s, the Jamaican banking sector has experienced significant structural changes stemming from a disorderly financial liberalization process, which preceded a severely disruptive financial crisis. As such, the last decade has important lessons about factors influencing the relationship between competition and concentration, which has been unexplored. Over the last few months commercial banks have been under fire for their high-loan interest rates and wide spread between their fixed deposits savings accounts and lending rates....   [tags: Bank Finance] 1972 words
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Banking Industry Marketing Tools - Banking Industry Marketing Tools and Customer Service Evaluation One of the main problems with large companies is they tend to lose touch with their customers and begin to see them as just "numbers on a page." What they fail to realize is there's no "accounting formula" to tell them just how important "happy customers" really are. The most utilized form of research on the internet is Quantitative Research. This involves collecting electronic information from an appropriate sample of clients to find out what their views are about the organization and the customer service that it offers....   [tags: Business Marketing] 1437 words
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Freire's The Banking Concept of Education - Through Freire’s “ The Banking Concept of Education,'; we see the effects this concept has on it’s students and also we see the effects that the alternate concept, problem-posing has. The ‘banking’ concept allows the students to become vessels of knowledge, not being able to learn at a creative pace. By using communism, seeing through how education is taught in the classroom, it is parallel to Freire’s ‘banking’ concept....   [tags: essays research papers] 460 words
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Privacy in Banking Industry - How much do trust your bank or other institutions that have access to your financial and personal information. It may be time that all Canadians ask themselves this important question. This is a major issue in today’s world. We are living in the Information Age, and with all the technological advances we experience daily, having access to any kind of information is literally at yours and everybody else’s fingertips. This paper will focus on one of the most significant issues in the news recently that have sparked national interest, which is the issue of Privacy Laws in Canada, specifically within the Banking industry....   [tags: essays research papers] 1295 words
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Advancement in Information Technology: Key to Banking Success in India - ... These partnerships will earn us a competitive advantage considering that Nokia would work with us by supplying cell phones with simplified operating systems that will simplify our service of Tele-banking. Most cell phones have standardized operating systems providing the same features. To have a competitive edge, we shall liaise with Nokia and Samsung and team up with them in developing a more advanced cell phone operating system that will simplify our mobile banking. This will also involve adding some more exciting features like tips of faster cash withdrawal....   [tags: Procedures and Processes]
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The Importance of Customer Relationship and Sales in the Banking Sector - INTRODUCTION As the competition in the banking sector is continuing to rise, it is becoming increasingly difficult for many banks to achieve growth as before. Facing fierce competition from both customary brick and motor operations and the emerging internet banks, banks fail to meet performance expectations due to poor understanding of their customer’s needs, not making the most of their staff and most importantly tend to not respond to new sales opportunities. Banks that will be able to overcome these challenges are the ones that most likely will thrive and prosper into the future, this paper examines the importance of good implementation of customer relationship management in retail banking, and how it can deliver increased revenues and cost savings that will drive profitability and shareholder value while dealing with ongoing changes in this sector (Genesys Worldwide, an Alcatel-Lucent company, 2008, p....   [tags: Business Management ]
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SWOT Analysis of the Balanced Scorecard in the UK Banking Sector - In the last two decades of the 20th century, the UK banking industry experienced huge change because of three factors: deregulation, new technology and increasing competition (Gardener et al, 1999, cited in Hailey et al, 2005). Some banks such as NatWest, Halifax and Royal Bank of Scotland (RBS), have successfully survived from the impact of the new century. Just as the head of employee at RBS indicates, the most significant part of their success is the use of the Balanced Scorecard in the performance of employees....   [tags: Finance]
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Is the banking industry responsible for the economic disaster in Iceland? - With about 320,000 people, Iceland has only about as many inhabitants as an average German city. Nevertheless, the island republic is among the richest nations in the world with one of the highest living standards. Iceland is a member of the United Nations, NATO and the European Economic Area, as well as many other international organizations. “Is the banking industry responsible for the economic disaster of Iceland?” Until the 80’s, Iceland was a more regulated economy with many interventions by the state....   [tags: Economics ]
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The American Banking System from 1800-1810 - The American Banking System from 1800-1810 Looking back to the outset of the 19th century, it is impossible to say that any real banking system had really been developed in the US. This is to say that, though there were roughly 120 private commercial banks that had been chartered by new state governments, the so-called system was scarcely organized. It was ad hoc in nature and directly linked to the merchant banking practices of the pre-independence period. The years preceding the turn of the century were important because they brought a central banking authority onto the scene....   [tags: Banks Finances Money Argumentative Essays]
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Banking Services of the Federal Reserve System - Banking Services of the Federal Reserve System The Federal Reserve System (FRS) is a bank that was founded in 1913. It was founded by Congress for the purpose of providing the nation with a more sophisticated and secure financial system. The FRS has duties that fall into four areas. They are conducting the nation’s monetary policy, supervising and regulating banking institutions, maintaining the financial system’s stability, and providing certain financial services to the U. S. Government, financial institutions, public, and foreign officials....   [tags: Papers] 625 words
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The Banking Concept of Education and The Achievement of Desire - The Banking Concept of Education and The Achievement of Desire Education is a topic that can be explored in many ways. Education is looked at in depth by both Richard Rodriguez in his essay, “The Achievement of Desire”, and by Paulo Freire in his essay, “The ‘Banking’ Concept of Education.” After reading both essays, one can make some assumptions about different methods of education and exactly by which method Rodriguez was taught. The types of relationships Rodriguez had with his teachers, family and in life were affected by specific styles of education....   [tags: Richard Rodriguez Paulo Freire Papers]
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Paulo Freire's The Banking Concept of Education - Paulo Freire's The Banking Concept of Education In his essay “The ‘Banking’ Concept of Education”, Paulo Freire condemns the current beliefs about education, and argues strongly to support his own, new, and somewhat radical ideas about how he believes education should work. It is clear from his writing that he wishes to convey very strong feelings in this essay. At the very beginning, after a very brief description of the “current” education, he states that “education is suffering from narration sickness” (212), and later continues to say that in our current system “[words] become a hollow, alienated, and alienating verbosity” (212)....   [tags: Paulo Freire Philosophy Essays]
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Money, the Federal Reserve System, and Banking - Money, the Federal Reserve System, and Banking You have used money to measure the price, the size of business, total output in the economy, and income. Coins and paper money are called currency. People use currency daily. When you go to a movie, you probably buy a ticket with currency. Coins and paper money work well for small purchases and when payment is made directly from one person to another. But, for large purchases or when payments travels to mail, currency is not practical. A check is a written order to pay money from amounts deposited....   [tags: Papers] 497 words
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The Bank of Canada - The Bank of Canada is Canada’s central bank, whose current Governor is Mike Carney. It was founded in 1934 by the Bank of Canada Act of the same year. The country’s banking system was quite stable even before the Bank of Canada was established, mainly thanks to its branch banking structure, and showed little interest in central banking in the early 1900s. In addition, the banking system was somewhat being regulated by the Canadians Bankers’ Association. However, as the Great Depression took Canada by storm, talks about its then financial state were brewing....   [tags: Banking, Canada]
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Management Of Financial Institutions And The Banking Crisis - Introduction In the UK, the repercussions of the recent banking crisis affecting the financial sector are now being observed in the wider economy. In January 2009, it was confirmed that the UK is officially in recession as the criteria of two consecutive quarters of negative economic growth has been met. Gross domestic product (GDP) fell by 1.5% in the last three months of 2008 following a 0.6% drop in the previous quarter. Many events leading to the current situation have stemmed from the managerial decisions made within various financial institutions....   [tags: England UK Financial Crisis Economy] 1503 words
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The Federal Reserve: Central Banking In The Us - The Federal Reserve: Central Banking in the U.S. The Federal Reserve as we know it today was created by the Federal Reserve Act of 1913 by President Woodrow Wilson. The Fed, as it is commonly referred, is the central bank for the United States. Primarily, the Fed's job is to manage our nation's money supply. Prior to establishing the central bank, the United States did not have a money manager and the financial system was similar to the nation itself, "diverse and subject to uneven growth" (San Francisco)....   [tags: Economics Economy]
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Basing My Career Choice on Interviewing a Professor - As soon as I knew that we would have to write a faculty interview paper and preferably talk to someone associated with are major, I knew exactly who I wanted to interview. This semester I am taking Entomology 218 or introduction to forensics. There are two instructors for the class and I chose Patrick Jones. This decision was easy to make, because the first day of class, Patrick had said that he was a retired police officer and had done a lot of different work in that area. After I knew this I was immediately intrigued and wanted to know more about him....   [tags: interviews, career,] 739 words
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A Report on NatWest Bank and an Analysis of the Banking Industry - A Report on NatWest Bank and an Analysis of the Banking Industry 1. Introduction This report focuses on NatWest and the industry in which it operates. The purpose of the report is to give a concise but accurate view of how NatWest operates as an organisation and the links between its environment, in this case the banking industry. Company History =============== National Westminster Bank came into being in 1968 when National Provincial Bank and Westminster Bank merged and began trading on 1st January 1970....   [tags: Papers] 1921 words
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To what extent was the Swiss banking system responsible for empowering the Nazi regime? - A: Plan of Investigation The purpose of this investigation is to analyze the extent of the support of Swiss banks towards the Nazi regime. In the analysis, the role of Swiss banks during World War II as well as the legal action that those banks faced in recent years will be examined. An evaluation of the origin, purpose, value and limitation of two sources used for research will also be provided in this investigation: “How Swiss Bank Accounts Work”- by Lee Ann Orbinger, and “Swiss Banks Settlement: In Re Holocaust Victim Assets Litigation”, an official online version of a settlement issued by Judge Edward R....   [tags: World War II]
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Styles of Teaching: Banking Concept vs. Problem Posing - Education is defined as, “The act or process of educating or being educated, the knowledge or skill obtained or developed by a learning process, a program of instruction of a specified kind or level, the field of study that is concerned with the pedagogy of teaching and learning, as well as an instructive or enlightening experience” (No author). People begin their education from day one till the day they die. Every day we learn new things in different ways. Whether someone is just telling us some random fact or you are sitting in a classroom being lectured by a professor....   [tags: research papers, teaching styles, education] 1464 words
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Hong Kong & Shanghai Banking Corporation (HSBC) - Hong Kong & Shanghai Banking Corporation (HSBC) 1. The HSBC Group - The HSBC Group is named after its founding member, The Hong Kong and Shanghai Banking Corporation Limited, which was established in 1865 to finance the growing trade between Europe, India and China. - Is based in Hong Kong, where the bank’s business has been physically conducted, and with a large network of branches in Asia, a very large London branch office, and several US branches, plus a subsidiary bank in California and a representative office in New York....   [tags: Business Analysis Strategy] 1854 words
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Facts Backing Up The Preamble Of The Constitution - The essay we are writing about deals with the Preamble to the Constitution to the United States. It justifies whether or not the goals of the Preamble are upheld in the United States or if they are just in writing and not being enforced. Each student has to voice their own opinion on the matter and have to show evidence for they're thinking. The first goal of the Preamble is to form a more perfect union. The first question about this goal that we have to answer about this goal is, Are we more united now than during the Revolutionary/Colonial period....   [tags: Political Science Politics] 902 words
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Biblical Principles of Money and Banking by Dr. Gary North - Biblical Principles of Money and Banking by Dr. Gary North Honest Money Biblical Principles of Money and Banking by Dr. Gary North is a book that brings together not only the history of how money came to be, but how to use it correctly. It teaches honesty and godliness in our daily dealings with earnings. The value of money is something hard to determine. Money is a commodity. For money allows us to establish prices for most goods and services available. Money exists because man realized that some things are more wanted and sought after than others....   [tags: Book Review Gary North] 809 words
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Proposed Changes to Banking Regulations in Order to Improve the Foreclosure Crisis - Home foreclosure is an issue that I believe we can take control of. The problems start with the larger banks and this is where changes need to begin. We must create rules and regulations that favor the customer and not the bank. I do not think I have an innovative way to prevent foreclosures, I can only speak from my experience and knowledge but I do believe with changes in banking regulations we can protect the consumer and find ways to prevent foreclosures. I believe I have some insight to offer because I have been working in the banking industry for over 8 years....   [tags: foreclosure, financial, economy] 1028 words
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The Impact of Human Resource Management Practices on Employees Turnover in Banking Sector of Pakistan - Abstract Research has shown consistently that there are different factors which predicts turnover, so this study investigates that what factors, cause employees to leave one organization and join another. Second, to find out the significant impact of each variable on turnover. It is hypothesized that human resource management practices are negatively correlated with employee turnover. In this study multiple regression analyses will be run to test a model that included the above mentioned independent variables as predictors of intent to quit in banking sector....   [tags: Human Resource Management ]
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The Failure Of Northern Rock In The Light Of Banking Economics And Regulation - The Failure of Northern Rock in the Light of Banking Economics and Regulation Introduction Increasing global connectivity and integration in today’s world ensures that almost any serious problem has worldwide ramifications. The global financial system can serve as a key example of this phenomenon. Very recently, Britain’s fifth-largest mortgage lender Northern Rock was rescued by emergency funding from the Bank of England. This made the Newcastle-based firm the highest profile UK victim of the global credit crunch that had been triggered by the sub-prime mortgage crisis in the US....   [tags: Business Analysis Case Study] 2233 words
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