Identity Theft
In today's society, there is a white-collar crime that has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumers personal information such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very evident that identity theft is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly define identity theft. It will give examples of identity theft by examining the stories of Rosalie Pugliese and Mari Frank. It will show ways in which this very easily committed crime can be avoided, and in the extreme case that a person is a victim of identity fraud, to show the steps one can take to get their lives back on track.
According to identityguard.com, identity theft is defined as, ?when someone uses your name or personal information to open a credit account, take out a loan, or make a major purchase. And if they can do it once, they can do it repeatedly, using each new account as a reference for the next one. The result is that identity thieves can run up thousands of dollars worth of charges or obligations all in your name.? In our current society, since there have been a great deal of technological advances made, it is easier than ever for a common criminal to steal a social security number, a bank account number, or any other piece of information which could help a criminal gain access to ones personal finances. Identity thieves can retrieve vital information in many different ways. They can look through your trash at home or at work and retrieve a discarded bill, a piece of mail, or a credit application. They can intercept your mail before it reaches you and take your social security or other information off of it. Identity thieves can pose as a telemarketer, claiming to represent a reputable charity or business, a bank, or even a credit-reporting agency. By doing this, they may be able to coax vital information from a naïve consumer. ?In some states your Social Security number is printed right on your driver?s license, so an iden...
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...hat has been charged under their name, they are very much responsible for getting rid of the unauthorized accounts and restoring credit. This may prove to be a very painstaking effort since most credit companies hate dealing with these types of issues. It is very important, though, to stay persistent in the effort to restore a good credit rating.
Identity theft, according to the Federal Trade Commission, is one of the fastest growing crimes in the country. It may be the fastest growing white-collar crime out there. With nothing more than your name, your Social Security number, and date of birth, the only thing that can limit an identity thief is the thief?s creativity. They are able to do anything from open credit card accounts to open accounts and take out loans. With this basic information, they can get a job in your name, possibly tarnishing an honest person?s good name. They can apply for anything from cell phones to health insurance. With more than 1.1 million victims of identity theft each year, it is very important to know how to protect yourself from identity theft. It is just as, if not more important to know what to do in the case that your identity is stolen.
This paper will be an updated version of my last paper which talked about a portion of Barry Gordy's background, Diana Ross and the Supremes, the Four Tops, Smokey Robinson and the Miracles, the Temptations and their start at Motown. How Motown was the first American music label owned by an African-American, the first music label to successfully market black artists to white mainstream audiences. How Motown was responsible for discovering, mentoring, and perfecting a lot of American popular music's most influential and successful artists and the best albums and artists and what new artists have entered Motown.
Berry Gordy played a significant role in the 1960’s African American shift into the American Music Industry through the establishment of the highly recognised company and genre “Motown”. As the Founder of Motown Records Berry Gordy introduced to the American Music Industry some of the biggest artists of all time take the stage and within a decade created the “Black Pop” genre, which was listened to and purchased from a segregated audience. The business changed the way record labels would polish, nurture and distribute their artist, having an impact on the number of jobs that were introduced into the Music Industry, dealing and consulting with marketing, artist development, choreography, stylists and costume designers. With Berry Gordy’s all
“We stuck to who we were at Motown, and the world came around…” Berry Gordy, the founder of Motown records relayed at the Occidental College’s 125th commencement ceremony in 2007. Motown was “the new voice of America” due to its great impact and influence on the music industry and society. Numerous events were happening in America at that time and Berry Gordy identified several of these factors to target the music of Motown and its artists to young audiences in specific ways. There were various social, musical and cultural factors that were critically important and of these factors, Gordy identified the segregation and the civil rights movement, the music and cultural aspects of the black community at that time. These factors had huge impacts
Though many whites saw Motown as another form of pop music of the time African American saw it as a way to make decent money and to let their voice and opinions become heard, it offered them some way of freedom. Motown helped break down some racial barriers during this era. Motown forced America to confront its own feelings about race, community, intolerance, justice and reality. It was another way for African American voices to be heard on a much greater scale both national and international. Motown artist could appeal to whites their image was positive and tasteful. It paved the way peaceful integration by forcing a common ground for races though music in a time of social injustice. His artist crossed over the charts in a heavily whites dominated the
Berry Gordy's "Motown" had the largest impact on music on behalf of its direction and redefinition. Berry Gordy's "Motown" impact music through cutting across divisions of race, region, and class. According to Schloss, Joseph G. et al., "unlike the music of earlier black-owned record companies, Motown's music was not directed primarily at black audiences." Gordy is characterized
Motown created a sound that varied from blues, soul and pop that affected millions of people around the world. The ability to overcome the racist of America was the biggest struggle in becoming one of the world’s famous Black American recording producers. The songs created by Motown’s artists describe the struggle of racism, love and even hate. Marvin Gave sang about how things had changed for Black Americans in “what’s going on” the temptation sang “just my Imagination” like the music coming from the windows in Tin Pan Alley of New York Pop music came from the window in Huntsville, Alabama.
In modern days, there is a type of crime that is growing very fast. It has become a very popular crime because it’s easily done, and it doesn’t leave a big trace, whether the crime is successful or not. The crime in question is Identity theft. Identity theft is a crime that involves a person or group pretending to be someone else for their own personal wants. The criminals use personal financial information such as social security number, bank and card information, your address and other personal information. According to the Insurance Information Institute, 15.4 million U.S. consumers have been victim to this crime, amounting to a loss of $16 billion, making it the most growing crime
Record labels played a big role in bringing the black struggle to the mainstream through their artists music. In particular, two labels were the frontrunners for producing records that would continue to promote addressing the black struggle: Motown and Stax. Motown, a black-owned label, was seen as a more assimilationist and industrial record label that was successful in making hits that appealed to both black and white audiences, earning it the nickname of “Hitsville, U.S.A.” Stax, a white-owned label, was seen as being more representative of black self-reliance and an overall more authentic, black record label that appealed much more to the black audience, earning it the nickname of “Soulsville, U.S.A.” Despite their differences, both labels used their own style of music production and distribution to help surface the black struggle in very similar ways, and in turn they helped pave the way for black consciousness to emerge through soul music.
Today Identity Theft is the fastest growing crime in the United States. The Federal Trade Commission, identity theft victim complaint database currently contains more than three hundred thousand complaints. American consumers reported losing over one billion dollars to fraud overall in 2014, according to the Federal Trader Commissions annual report on consumer complaints released earlier this year, with the average cost ranging between five hundred dollars to two thousand dollars per victim (Federal Trade Commission, 2014). According to the 2011 Identity Fraud Survey Report, approximately eight million adults in the United States were victims of identity theft with the total cost of thirty seven billion dollars (Britz, 2013). The Federal Trade commission strongly urges people to take action in protecting themselves from Identity Theft because everyone is at risk of this rapidly growing crime no matter your age, race, gender or current financial situation. Identity Theft when a illegitimate person gains access to your personal information, such as your Social Security number, credit card account information, your mother's maiden name, your driver's license number, and other important information to impersonate someone. When the criminal has gained the information they need, they have the ability opens credit accounts, cellphone accounts, and other types of credit based accounts in your name. In addition once a person’s information is stolen the criminal then has the ability to access current accounts that is possessed, leading to even further damage to personal finance and credit.
The primary use of stolen identities is for credit card fraud which can occur by an offender placing charges on a victim’s existing cards or by opening new accounts in his or her name. A common activity for these fraudsters is to change the billin...
Motown records became the musical inspiration and essence of the Civil Rights Movement by proving Black Success.
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
America,” (Weidenfeld 1). Being the number one crime, identity theft is very dangerous. If your