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High cost of higher education
High cost of higher education
High cost of higher education
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Free to Low Cost College Education
I as a student at a public University in Kentucky have noticed concerns and had many of my own about the cost of higher education the United States. Much of my school is paid by through loans and some through a scholarship. And for much of my peers they pay for school like I do. It can be extremely tough and overwhelming looking at your loan statement and knowing how much you’ll be in debt after school is over, and the worst thing is, is knowing that you’re not guaranteed employment. For many high schoolers who have been accepted to colleges they have shied away from federal loans to pay for school and ultimately end up not attending any higher education and if they do most end up not being able to pay for it and having to resort to dropping out. I myself never feared loans. Yes, I do stress about the fact that I will have to pay for them at one point. But I know I need an education and having them will be the only way I get that education I need to be successful and have a better future.
In the U.S certain people have begun to ...
The first political advocate to ever address the issue of education was in 1877 when Rutherford B. Hayes became the first president to make a strong case for universally public education (Sanders). He was a representative for republicans at the time, while many advocates for free education are, contrarily, a part of the Democratic Party in the present day. One of the first cases of a free college education having positive effects of society was in 1944, when the newly issued GI Bill allowed free tuition for World War II Veterans, as well as many other benefits for them, such as benefits in home loans and the unemployment pay (Staff). In fact, Veterans chose to not take advantage of the unemployment pay, but rather use the free education to
Individuals are struggling nowadays to acquire an education higher than a high school diploma. One of the main reasons for this issue could be very well the price it is to attend college. The prices have skyrocketed throughout the years. A lot of the people who attend college have to take out a “student loan,” just so they can get by. I believe one should not need to be in serious debt before they even graduate, all because they want to go out and further their education, and become successful in their life. College is a popular topic for most and Sanford J. Ungar and Charles Murray has a unique way of explaining both their opinions.
According to Trade Schools, Colleges and Universities “Many of America's top-performing high school students never apply to the most challenging colleges and universities even though they have the ability to succeed at them. They often come from minority and low-income households and end up pursuing more affordable, less-selective schools instead.” College can be a burden to many students in a variety of different ways, but the most common reason is due to funds. Making college free for students will help this problem by increasing jobs in the work industry that require degrees, they should be affordable to all people at all cost, as well as the funds should be completely cut off because it would increase jobs and help America's economy grow.
Community colleges have been tool used by many American students and families as a means of affordable education for better life for themselves and their children. Community colleges has played a big role in helping middle and lower income families who can 't afford to go to 4 years colleges ,the chance to educate themselves and their children. Community college was created in order to give basic liberal , technical and vocational education to all willing to be educated.
There is no doubt that college is expensive, price tags for some universities go over a quarter of a million for just a bachelors degree! (That’s if you graduate in four too). The extravagant price for college is no doubt crazy. Trying to better yourself and your future shouldn’t cost $250,000 plus. If public universities were to be free a plethora of problems could be solved instantly. According to Forbes the National student loan debt has surpassed 1.2 trillion dollars (Denhart )! This number is growing exponentially as more students enroll in to college. Why question then whether college should be free? Well, this number is the total amount of student loan debt from all students that have exited college. Some of these students are freshly graduated while some are aged with the wisdom trying to pay their loans back. If public universities were to be free and funded by our federal government, our government would pay this amount within ten years. Relatively a short amount of time considering that the student loan debt is an accumulation debt from students that have graduated more than ten year ago, also this also greatly increase with the following years as well.
Today in America, “The average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year. $1.28 trillion in total U.S. student loan debt...44.2 million Americans with student loan debt”(U.S. Student Loan Hero, 1). We spend our lives working, learning, and trying to survive. In order to survive, we need to be educated. In order to be educated, we need money. To collect money, we need a good paying job. And in order to have a job, we need to be educated. It’s a large cycle that goes around in circles, and we can’t seem to find a steady way to help provide these things for everyone. While we all strive to make the best of every situation, money has become an issue, creating problems in many lives around the world. “According to the College Board, the average cost of tuition and fees for the 2016–2017 school year was $33,480 at private colleges, $9,650 for state residents at public colleges, and $24,930 for out-of-state residents attending public universities” (COLLEGEdata, 1). And it’s not easy to have a positive look on the American dream when our own president in spouting things like “Sadly, the American Dream is dead” (President Donald
Employers consider a degree necessary for getting a job at their company. However, not many people can afford college. The solution is to take out loans, then college becomes affordable. These loans create a whole different issue, student loan debt. This can affect people their whole lifetime and has been happening for years upon years. But, in the more recent years America is starting to shed more light onto the issue and are becoming curious on why colleges charge twenty five thousand dollars, or more, for a year of education. Many different countries offer free college, but in America student loan debt keeps getting worse.
In today’s society, the cost to attend college to earn a degree continues to increase, which results in an increase of students needing financial aid. A determining factor of how much a student receives is dictated by the Earned Family Contribution (EFC). The EFC is mandated by Congress as a part of the required Free Application for Federal Student Aid (FAFSA) that every student must fill out in order to apply to college. Steve Cohen, an Op-Ed Contributor to the New York Times and author of “A Quick Way to Cut College Costs” believes that the EFC is flawed in that it does not accurately depict how much a family can contribute to the cost of a student’s education. Cohen’s solution is for Congress and the President to drastically cut the EFC to realistically reflect on the unequal rising of college tuition and average household income. Cohen is very effective in utilizing his research to appeal to readers. The statistics and figures he utilizes make it easier to understand his point.
For most young Americans, college has always been preached to them as being a vital part to their success in the adult world; but as they reach this educative rite of passage many find they must take out inflated loans, work part time jobs, or even become dissuaded entirely due to the exorbitant costs of higher education. We must forsake this current antiquated system in favor of government subsidized tuition. Therefore, college education must be free because of its benefit to the economy, creation of equal opportunity, and the resolution of the student loan crisis.
There are so many students who would extremely grateful to attend any four year institution but can’t because of the lack of funds. College life can be very stressful, and the process can is very frustrating to most students the first two years. When the cost of college tuition is compared to the 21 century financial economy the cost does not make sense, because for a middle-class family it is impossible to afford sending their child to any four-year institution. It hard for students to graduate with the stress to pay-off hundreds and thousands of dollars in loans. Going to college is stressful enough without the need to worry about how we’re going to pay for it and what other costs will continue to rise with getting a degree afterwards. With the current increase of unemployment rate and the thought of going to college seems like a farfetched goal. Many people choice not to attend a four year institution, because they did receive a scholarship or enough government funding. Having a college background is very important for professional growth, it will eventually limit career opportunities. My stand point is, you may not leave college doing the same thing you began with but the life experience is endless. College experience not only gives knowledge that builds you into a better person by giving a broader erosion. With the cost of tuition increasing will hurt our generation, by causing physical and mental stress but in the end it will all pay off. Not all colleges are for the blame; some of the blame is our economy and other factors play a big roll. As students we need to be aware of all our resources offered, such as Pell Grants, and government scholarships. For example, the some states will pay for a student’s college if they graduate high school with a GPA of 3.5 or higher. There are many states that are willing to pay for all or some of college tuition only if students are willing to use
A decade ago, state governments paid about two-thirds of the cost of education at public universities per full-time student. People think that once their kids are in college that the end of paying; however, people have to pay for books, class, supplies, parking permits, dorms, and meal plans. Within the first year or two, the person usually drops out of college because of how much it cost. Just because college cost a lot of money does not mean that people should drop out of college, it is up to the U.S Department of Education. The Department of Education are the ones that help society choose what to do to help out children going to college.
With the ever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduates’ lives, and my thesis statement will concentrate on the view that the education policymakers should improve financial aid programs and minimize the risks and adverse consequences of student loan borrowing.
Even state schools now cost students nearly $19,000 per year on average, a more than 100 percent increase over the last 25 years. While wages have stagnated, college tuition has continued to climb, growing at a faster rate than both inflation and median income levels. That's put college increasingly out of reach for many families, who have turned to personal savings and student loans to make up the difference, sending student debt levels to a record $1.2 trillion last year—and putting their own retirement savings in jeopardy. If you think that's enough there’s more, College is like a black hole it’s just going to soak up more and more and more money, and that's what personally don't understand, is how much effort and money do we really need to put? I don't know when it will stop but this Article should explain more disadvantages about college. Research from the National Center for Higher Education Management Systems, a nonprofit education think tank in Boulder, Colo., reveals that the average four-year college only graduates 55.5 percent of its students within six years. It says it takes away 6 years of our lives to graduate!!! Not just that but think about what we will do after maybe 20 or 30 more years of living then you're dead, the fact that the beginning is so harsh with money that after you graduate it might soak up your life. Yet again college is ¾ not worth it for the time being unless someone changes that,
Did you know that, “ the current balance of federal student loans nationwide is $902 billion, with an additional $140 billion or so in private student loans.”( Martin and Lehrens 5) In today’s society, college tuition and student loans has been the hot topic recently in our political, social and economical viewpoints. Without a doubt, scholarships, hard work with money management, and community colleges can solve the cost of college and the issue of student loans creating debt.
Almost every parent of a high schooler in America, except the parents whose child is a genius, a gifted athlete, or parents who are they themselves fabulously wealthy, worry about how they will be able to afford for their child to go to college. Most parents and students have resorted to finding scholarships, grants, and loans. Many of these loans leave students deeply in debt for years to come. Colleges and universities cost within the United States have increased to a level that is unaffordable and unsustainable for the average student and must be lowered to ensure that the United States remains an educated world power.