Uninsured Health Care Essay

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In this discussion post I will discuss information related to current health care reform and civil rights. Health care policies related to access, equity, quality, and cost will be included. I will discuss what health care reform mean to the uninsured and underinsured. The limited access to vulnerable populations will also be covered. I will also discuss what nursing can do to help increase awareness of civil rights in health care. Upon discussing these issues, I will end this discussion with a conclusion. 75% of the nation’s population live in rural areas and this population has higher levels of adversity in health care (Mason, Leavitt, & Chaffee, 2014). Rural America is categorized by economic factors, cultural and social differences, lack of education, decreased …show more content…

Most of the uninsured are adults from working families who earn a low income. These adults are most likely ineligible to receive Medicaid. Uninsured individuals are more likely to be in worse health than those who are privately insured. The uninsured pay for one third of their health care out of pocket, while the remaining costs are paid by federal, state, and private funds. The underinsured affects those with health insurance coverage, but who pay an increased amount of out of pocket expenses, due to premiums changing, cost-sharing requirements, and limits on benefits. These individuals are more apt to have problems with health care accessibility due to costs. Nurse-managed health centers (NMHCs) are community based health centers whose services are provided by advanced practices registered nurses. These centers serve both racial and ethnic diverse population. NMHCs use a monetary scale to collect payment from uninsured individuals. They depend on charitable grants to make up the

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