Should Schools Include Financial Education in Their Curriculums?

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Education has always been an important part of the American societal structure. The average view of education is that it leads to a well-paying job, a nice, sufficient house, a luxurious car, as well as a plump retirement fund. A quality education, however, is a rare (yes, rare) sight in the United States due to the absence of financial education within curriculum. Financial education should be integrated into school curriculum as the results of a strong financial background could improve prosperity rates in America, introduce creative thinking to teenagers, and could reveal to students that one can choose his or her own role in society (career-wise and class-wise) instead of sticking to the status quo.
Prosperity in America can and will increase exponentially with the introduction of financial education. Now, in order to integrate financial education into school curriculums, one must know what is meant by the term. Financial education is education about basic financial responsibilities such as balancing a checkbook, creating a budget to allocate monthly income, and learning to determine what is considered an unwise financial decision such as “buying” (more like renting) a new car over a term of ten years with a fifteen percent interest rate. In other words, financial education is knowledge of basic monetary usage. Believe it or not, an alarming number of the teenagers of today would accept the aforementioned car offer just to boast about
Williams 2 having the latest car. Financial education would alleviate this unwise thought process which would end up saving many future adults their hard-earned money for the wiser use of investing in stocks or real estate. Consequently, this knowledge alone would result in increased p...

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... schools across America waste unnecessary sums of money on sports. For example, one school spent an outrageous amount of money on a new commentator box for football games. The money wasted could instead go towards funding financial training courses. Secondly, the claim is essentially stating, “We cannot spend money for all of our students to learn to control and utilize money for their future success.” That claim makes no logical sense whatsoever, and, as it is the largest objection across the country to financial education, it proves there is no serious logical objection for financial education’s implementation. With that being said, don’t allow the future of America to crash and burn because of a want for a new field goal post! Equip the future adults with the tools needed for financial success! Incorporate financial education into all school curriculums today!

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