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Essay CAE How to prevent identity theft
Technology and identity theft
Methods of protecting against identity theft
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Identity theft is the stealing and use of someone’s personal information and is one of the fastest growing crimes in the nation (Dole, 2005). According to Federal Trade Commission estimates, identity thieves victimize approximately 10 million Americans every year at a cost of an astonishing $50 billion (2005). Identity theft has been going on for years now and is easily done with the help of today’s technology. According to the Federal Trade Commission, there are six common ways that identity thieves get a hold of personal information. The varieties of methods that are used are dumpster diving, skimming, phishing, changing the victim’s address, stealing, and pretexting (Federal Trade Commission). Once someone’s identity is stolen, accounts can be opened in the victim’s name such as credit cards, loan, and utilities; money can be withdrawn from the victim’s bank accounts and cause financial difficulties or the victim’s personal information may be used for other reasons. While consumers blame credit card companies and credit bureaus for lack of security, credit card companies blame consumers for being too gullible and forthcoming with private information (Shelly, 2010). While the two disagree who is at fault, they both share a deep concern over identity theft. Credit card companies’ refusal to accept that technology is moving too fast for them to keep up and their lack of security with existing accounts provides evidence that it is not the consumer’s fault that identity theft is one of the fastest growing crimes in the nation (Dole, 2005). Credit card companies blame consumers for being too gullible and forthcoming with their private information for many reasons (Shelly, 2010). Out of the six most common ways, that identit... ... middle of paper ... ..., less usable abroad. Retrieved February 22, 2011, from CreditCards.com: http://www.creditcards.com/credit-card-news/outdated-smart-card-chip-pin-1273.php Miller, J. (2008, January). Resources: Credit Card Security . Retrieved February 21, 2011, from Arizona Society of Certified Public Accoutants : http://www.ascpa.com/Content/39591.aspx Privacy Matters. (n.d.). Phishing and Identity Theft. Retrieved Febrauary 22, 2011, from Privacy Matters: http://www.privacymatters.com/identity-theft-information/phishing.aspx Shelly, G. B. (2010). What Should Be Done about Identity Theft? In J. J. Quasney, Discovering Computers 2010: Living in a Digital World (p. 13). Course Technology, Cengage Learning. Visa. (n.d.). Visa Security Program: Fraud Monitoring. Retrieved Febrauary 22, 2011, from Visa: http://usa.visa.com/personal/security/visa_security_program/fraud_monitoring.html
Works Cited for: Caplan, Hayley. How to Avoid Cell Phone Identity Theft? What Is Privacy? N.p., 31 July 2012. Web.
As we move through a typical day, this information is collected in thousands of ways. Charles Duhigg’s article “How Companies Learn Your Secrets” describes the collection, purchase, storage, and use of our personal information by the major retailer, Target. We all should know that we have agreed to the storage and sharing of our personal spending habits. The policies are disclosed in the Privacy Agreement of the stores shopper’s card, which most of us have.
The rapid growth in technology has been impressive over the past 20 years from television graphics and multi-purpose phones to world-wide connections. Unfortunately, the government is having trouble with this growth to protect the people from having their privacy violated due to the information being stored electronically. In “The Anonymity Experiment”, by Catherine Price, states how easily a person can be track and how personal can be lost. Also, in “Social Security and ID theft”, by Felipe Sorrells, states how social security numbers and personal identities can be stolen and how the government is trying to stop that theft. They both intertwine with technology and privacy though Price's article has a broad overview of that, while Sorrells's focus is mainly on social security number and identity thief part. Price and Sorrells shows that companies are taking too much advantage from the customer, the government, even though their trying, needs to start helping the people protect their privacy, and a balance between the amount of trust people should have giving out their sensitive records to which information is protected.
Identity theft is an increasing epidemic. Some of the ways a person can commit identity
In the fall of 1998, the rampant rise in electronic credit card fraud led congress to pass the Identity Theft and Assumption Deterrence Act. This act prohibits, “ knowingly transfer[ring] or us[ing], without lawful authority, a means of identification of another p...
In modern days, there is a type of crime that is growing very fast. It has become a very popular crime because it’s easily done, and it doesn’t leave a big trace, whether the crime is successful or not. The crime in question is Identity theft. Identity theft is a crime that involves a person or group pretending to be someone else for their own personal wants. The criminals use personal financial information such as social security number, bank and card information, your address and other personal information. According to the Insurance Information Institute, 15.4 million U.S. consumers have been victim to this crime, amounting to a loss of $16 billion, making it the most growing crime
Identity theft is a crime in which an imposter obtains key pieces of personal information, such as Social Security or driver 's license numbers, in order to impersonate someone else. It the fraudulent acquisition and use of a person 's private identifying information, usually for financial gain. One’s privacy would be intruded when his identity is been stolen. Identity theft is sometimes confused with other crimes that lead to identity theft. For example, when a thief copies your credit card information just to steal your money, that is not identity theft, it is a financial crime. A good example of identity theft is when someone steal or forge your identity card or social security card/number for the purpose of pretending to be you that and/or for financial purpose. Many people’s Facebook page have been hacked just because the hacker wants to pretend to be the real account owner. After succeeding in hacking into the Facebook page, the hacker can chat with the real account owner’s
Tomescu, Madalina, and Liliana Trofin. "Identity, Security and Privacy in the Information Society." Contemporary readings in law and social justice 2.2 (2010): 307-12. Print.
"The Cost of ID Theft, Part 1: Beyond Dollars and Cents." Commerce Times: Business Means Business. N.p., n.d. Web. 18 Nov. 2013.
Journal of Internet Banking & Commerce, 18(2), 1-11. Retrieved from http://www.arraydev.com/commerce/jibc/. Sullivan, C. (2009). The 'Standard'. Is identity theft really a theft? International Review of Law, Computers & Technology, 23(1/2), 77-87.
According to Paige Baltzan, there are two methods criminals use to steal one’s personal identity (2013, p. 294). One of these methods is phishing. This occurs when the perpetrator steals the victim’s personal information by using fake emails, which commonly ask for personal details (Baltzan, 2013, p. 294). Unknowingly, victims often think these emails are legitimate, and reply with personal information. Once they have replied, the perpetrator has captured their personal information. The second way identity thieves capture information wanted is by pharming (Baltzan, 2013). This method reroutes victims from legitimate websites to false websites (Baltzan, 2013, p. 296). The same concept applies ...
III. Thesis Statement: Identity Theft is rapidly becoming a national issue because anyone of us could be a victim of identity theft. How we protect our self, keep our information private, identify any signs of identity theft, and report and repair our credit is up to each one of us. We have to be vigilant about our protecting ourselves from criminals.
Web. The Web. The Web. 25 Jan. 2014. Dyke, Van, and Albrecht W. "Identity Theft.
How does online identity theft occur? Identity theft is a growing concern because of the ease of the attack and how it is very accessible to the thief. It can be done from anywhere and to anyone. Due to how technology has developed, there are many different methods on how online identit...
Lenard, Thomas I. “Identity Theft Is a Declining Problem.” Cyber Crime. Ed. Louise I. Gerdes.