Health Insurance Coverage

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Recommended: Classes of life insurance policies

Health Insurance Coverage

Your health insurance coverage should adjust to the changes in your life
Help protect your loved ones by picking the right health coverage plan.

If you live in La Grange, come in and talk to us. Aines, Carter & Associates offers various types of affordable individual and family health insurance plans, so you can select a plan that’s right for you.

Medicare Supplements

You may be eligible for A Medicare Supplement Insurance (Medigap). A Medigap plan pays some of the medical expenses that Medicare doesn’t cover, such as copayments, deductibles, and certain hospital costs.
Medicare Supplement plans are available to you if you are 65 or older and are enrolled in Medicare Parts A and B.. Your standardized Medigap policy …show more content…

That means you and your spouse would each need your own policy. A State Farm trained insurance producer will help you understand what you and your family may need.
Individuals on Medicare are eligible for prescription drug coverage under a Part D plan if they are signed up for benefits under Medicare Part A and/or Part B.

Medicare Part C
Medicare Part C is the same as (Medicare Advantage). Medicare Advantage Plans include all the benefits of Parts A and B, which cover hospital and medical costs.

What is Medicare Part D?
Medicare Part D is Medicare’s Prescription Drug Coverage. Original Medicare alone doesn’t cover prescription medications but almost everyone needs them, so you can save with a prescription drug plan.

Life Insurance
There are many different forms of life insurance contracts, which promise to pay a designated beneficiary a sum of money upon the death or incapacity of an insured person. The premium for this type of insurance is generally paid regularly, or as a single lump sum.
Whole Life Insurance
There is no specific term for whole life insurance. You get to keep your insurance as long as you keep paying the premiums and the premium value remains fixed for

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