Rationale of the Study
1. Now a day’s people are getting curious towards health and health insurance products.
2. There are so many traditional products about which people are not aware
3. And if people are aware of such traditional products then they are not interested in buying product because of its complicated nature
4. To fulfil the requirement of consumer designing a proper product is very necessary.
So after doing survey will find out the gap and hence taking all considerations and feedback given by customers will try to develop new health insurance product
OBJECTIVE OF THE STUDY
1. To design the health insurance product that fulfils the requirement of insured.
2. Development of new and innovative health care products.
3. To take feedback of customers and designing according to it
4. To assess the awareness echelon regarding health insurance as well as
Various source of awareness of it
5. To determine the willingness to join and pay for health insurance
RESEARCH METHODOLOGY
RESEARCH DEFINATION:
“Research is order, patient study and inquiry in some field of fact which is undertaken to establish certain facts or ethics applicable to content”
Research is an effort which is closer to the truth.
REAEARCH DESIGN:
A research design is an arrangement and analysis of data support or draft for conducting the marketing research project. Research is a plan of action in efficient ways
PRIMARY DATA: It consists of unique data collected for survey. Primary data for this research study was collected from insured person. Act as a front end data
Primary data was collected through personal intervie...
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...um o Yes o No
7. Have you taken any claim under the policy o Yes o No
8. If yes, please rate your experience with the insurance company
1 2 3 4 5
9. Are you aware of all the exclusion under the policy o Yes o No
10. Name the exclusion that you would like to be covered under add-on benefits _________________________________________________________________________________________________________________________________________________________________________________
11. What would be your changes that you will recommend in your policy____________________________________________________________________________________________________________________________________________________________________________
12. Are you satisfied with the hospitals network with the health insurance company o Yes o No
13. Claim was settled on cashless procedure o Yes o No
Research is a systematic inquiry that uses disciplined methods to answer questions and solve problems. The ultimate goal of research is to gain knowledge that would be useful to many people. The Tuskegee study was initially started to study the effects of untreated Syphilis for about six to nine months, followed by treatment phase which gained public interest and outcry from public which led to actions initiated by US federal. The knowledge and information gathered from the study was very small compared to the risk that the men and their family endured. The participants and the families got compensated after a lawsuit was filed, but the physical, emotional and mental damaged caused cannot be
The current state of affairs in the development of health policy in the United States is that it is constantly in flux and its implementation is disorganized and inefficient. As was the case with the recently passed Affordable Care Act legislation, political and lobbying interests often intersect in a manner that makes meaningful, most appropriate changes unlikely. The ACA kept in place the fractured nature of American health care and insurance, and appears to have benefited insurance companies by increasing enrollments rather than making the care provided better on a large scale. The majority of the plans on the created exchanges, up to 87%, are funded by federal subsidies (Blumenthal, Abrams, & Nuzum, 2015). These plans must cover individuals regardless of pre-existing conditions. The burden of the cost of insurance shifted to tax-payers and the young/healthy who are now overly burdened with mandatory coverage that they may or may not need in
Describe two to three performance measures that an analyst could use to assess the effectiveness of the Affordable Care Act. The New York Times article discusses several.
The Affordable Care Act (ACA) was passed into law to provide greater healthcare coverage to millions of Americans. The passage of the ACA bill into law was to eliminate the gap between existing health care disparities among the undeserved, underprivileged and minority groups. However, the ACA have not abolish health care disparities but only reduce them to some extent. For instance, The ACA mandates that both Medicaid and insurance plans cover lifesaving preventive services recommended by the US Preventive Services Task Force, including colorectal cancer (CRC) screening and choice between colonoscopy, fecal occult blood testing (FOBT) and flexible sigmoidoscopy (Green, Coronado, Devoe, & Allison, 2014).
According to Merriam-Webster, research is defined as careful study done to report new knowledge on a topic. ("Research | Definition of research by merriam-webster," n.d.). Success in the field of Guidance and Counseling is dependent on accurate information. Counselors well versed in pertinent research make a strong impact on the clients. Counselors using research as a guide for intervention have a better understanding of the clients why and also the how to serve the client best.
Research is viewed as a scientific human endeavour that is organised according to a range of protocols, methods, guidelines and legislation (Gerrish & Lacey, 2010). Research ethics is that domain of enquiry that identifies ethical challenges with a view to developing guidelines that safeguard against any harm and protects the rights of human subjects in research (Rogers, 2008).
There are ethical implications at every stage of the research process, including the choiceof topic to research, the selection of the design and the publication of the findings. There are 6 etical principles (ICN 2003) the health care professionals can use to guard their patients (or) clients from harm.
Health Care workers are constantly faced with legal and ethical issues every day during the course of their work. It is important that the health care workers have a clear understanding of these legal and ethical issues that they will face (1). In the case study analysed key legal and ethical issues arise during the initial decision-making of the incident, when the second ambulance crew arrived, throughout the treatment and during the transfer of patient to the hospital. The ethical issues in this case can be described as what the paramedic believes is the right thing to do for the patient and the legal issues control what the law describes that the paramedic should do in this situation (2, 3). It is therefore important that paramedics also
Although it is understood there are some benefits to having healthcare, like having access to health care they may not have had before, there were no regulations put in place on insurance companies. When people began being forced to have insurance, the insurance company’s raised their premiums, making it harder to afford. Individuals started seeing higher out of pocket expenses because of higher deductibles and copays, before the insurance plan pays anything. So the average citizen may over the course of a year pay thousands of dollars to their insurance between premiums and deductibles and never see the full benefit’s the police has to offer.
Briefly it is a systematic design, collection, analysis, and reporting of data and findings relevant to a specific marketing situation facing the company, allows management to make the changes necessary for better results through adopting a proactive approach. Therefore, if a company wants to know what type of products or services would be profitable it should make a market research. Furthermore, a comprehensive research will enable the company to know about the product imperfections (if there are) and to know if it has been able to satisfy customers’ needs. It attempts to provide accurate information that reflects a true state of affairs. Due to market research the company can formulate a viable marketing plan and estimate the success of its existing plan. There are two main sources of marketing research information:
As I started my Health Insurance class my belief was that this class will be pretty easy as I am familiar with much of the medical field. Personally having multiple illness’s and having three special needs children, personally I have learned so much within the medical field. However, as I began reading Chapters 1-3 in my Understanding Health Insurance book, the realization hit that I was not as knowledgeable as I thought I was. Therefore, I am eager and excited to learn new things in the medical field.
Naturally, research design is the plan and structure of investigations.so conceived as to obtain answers to research questions. The plan is the overall scheme or program of the research. The prime focus of this research is determining the market share analysis for Vodafone, for which a questionnaire was prepared and field survey was carried out, which formed the basis for entire research.
Authors McDaniel and Gates prefer to define marketing research as planning, collecting, and analyzing data relevant to decisions required for marketing. The analysis should also provide communication and insights to management (McDaniel & Gates, 2006).
A research design is defined as a plan or blueprint of how one intends to conduct research (Mouton, 2005:55). A research design focuses on the end product of the research process, that is, the type of study being planned and the type of results aimed at. Its point of departure is the research problem, and hence it focuses on the type of evidence required to address the problem adequately.
Research design is an outline of research study which indicates that what the researcher will do from writing the hypothesis and its operational implications to the final analysis of data. A research design is the arrangement of conditions for data collection and analysis of data in such a way that it will aim to combine relevance to research purpose with implementation of developed framework from research proceedure[1]. Research design constitutes conclusion regarding what, why, where, when and how concerning an inquiry or a research study. Overall research design may be divided into the following parts. [2]