Argumentative Essay On Student Debt

832 Words2 Pages
bulb-icon

Recommended: Problems associated with rising tuition costs

Do you think students that are going to school to help people, should have to be in piles of debt? I don't think so. Students pursuing health care jobs are struggling with paying off their student loans. Tuitions at their schools have increased tremendously. This is all due to hospitals charging schools to have their students complete their clinical hours there. It has increased so much that many students have had to drop out early and find something cheaper to do. Hospitals today should hire students to do their clinical times at their facility, and pay them for their hard work, instead of making them go into a deeper debt.
An article by “Physician Assistant Education Association” showed that 46.7% of school directors are struggling to increase …show more content…

According to “Allnurses.com” most nurses are 25-40 thousand dollars in debt. In this website real nurses around the world are able to communicate with each other, and share how much they’re in debt, as well as how they were able to pay it off. It is not a study, but real and reliable information that shows nurses struggling with paying off their loans. Student Doctors are even in a deeper debt hole. Most new physicians don’t earn too much, and don’t get guaranteed a job until after their residency. A CBS article said, “the cost of becoming a doctor has soared, with higher education expenses leaving the average newly minted physician with $166,750 in medical school debt, while average salaries are declining”. A new nurse will make 40-50 thousand a year and a new doctor will make 70-80 thousand a year. You might think that’s enough to pay of loans, but don’t forget that they need to pay to eat, house, and drive. As you can see, the debt numbers are bigger then what doctors and nurses make. It’s a problem that has an easy solution, and will benefit both sides. If students get paid for their clinical hours, they will remain in the first facility that they start in. Health care students are deep into debt, and aren’t making enough to pay off their

Show More
Related

  • Shortage of Physicians in the United States

    2177 Words  | 5 Pages

    Just as the economy travels through its cycles, from bear to bull and back again, so does the number of doctors in the country. In the 1960s, the government began an attempt to create more physicians using various methods. One such method was to reward medical schools for training a certain number of doctors (Bernstein 1013). This would give the medical schools an incentive to accept more students and to allow the students to fully graduate and go on to attend residency programs. Another such method was to give a monetary reward to residency programs for providing graduate medical education. This totaled approximately $7 billion, a sum large enough to “pay the tuition and living expenses of every medical student in the United States” with a large portion left over as well (Bernstein 1013). Because of these actions taken by the government, many more physicians were created, causing a physician surplus throughout the 1980s to the late 1990s, although this claim was based on ...

    Read More

  • Persuasive Essay On Student Loan Debt

    1125 Words  | 3 Pages

    Doyle states in his article, “As of this writing, the total amount of outstanding student loan debt has been estimated at $960 billion (Kantrowitz, 2011).” Right now, there is only 7.4 billion people on earth, but not all of those people are in debt. So, massive debt with not near enough people to even cover the debt on the whole planet put this issue into perspective. Many people talk about applying for scholarships but scholarships can only cover so much of the price, and even then, the scholarships aren’t guaranteed. Now what about paying off the loans? How will that take? “First, incomes vary tremendously across different choices of majors and professions. Second, the incomes of individuals starting out in the labor market vary according to the state of the labor market at that time.” There are many different factors that go into this process. As stated in the previous paragraph, those who do both work and school are more apt to pay their debt off at a quicker pace. But, how much they make and how often they paid is another contributing factor. If the average college student is making minimum wage (part time) and is going to an in

    Read More

  • Student Loans For College Essay

    552 Words  | 2 Pages

    Most people today accept the debt that comes from college. Students consider student loan debt as a “good debt.” They see other students make this mistake but follow their path anyway. Nearly 80% of college-bound students have not projected the total amount of money they will need to graduate college.

    Read More

  • Student Debt Rhetorical Analysis Essay

    493 Words  | 1 Pages

    In my opinion, what you are being told in high school is only half of the story, once you are in college you realize that you will have to face a financial DEBT, which among students seems to be rising and we are overwhelmed with repayment after graduation. According to studentloanhero.com there is 1.26 trillion in total U.S. student loan debt and there are 43.3 million Americans with student loan debt; these are crazy numbers, which in my opinion shouldn’t be that high and we should formulate a plan to lower the numbers.

    Read More

  • Argumentative Essay: How To Pay For College

    587 Words  | 2 Pages

    As of today’s generation, it is significant for everyone to attend college because it will impact the future. Nowadays, students are struggling towards paying their college tuition. It is hard to attain a professional career, thus, some job requires vocational courses composed of skilled and experienced laborers. The professionals pass through various challenges for them to achieve their professions’ education. Was it simple? Prosperously, there are bunches of ways to accomplish the education of each individual.

    Read More

  • Effects Of Student Debt Essay

    1128 Words  | 3 Pages

    Getting a degree is essential to be successful. The issue is the higher the education the person wants the higher the cost is. Nowadays, not everyone can afford paying out of pocket for an education, which mean that students are forced to take out large amount of student loans to achieve that degree. Student debt is an ongoing problem, students are gaining oversized debts that most of the time if not ALL are defaulting and jeopardizing future credits. How much debt it too much debt? Everyone should have the liberty to want to seek an education for a better lifestyle and for those with undergraduates that seek masters should as well feel the liberty to reach that higher education without fearing of the tremendous debt he or she can be in once done. I consider this a good reason to why student debt should be forgiven.

    Read More

  • Argumentative Essay On Student Debt

    1491 Words  | 3 Pages

    Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up

    Read More

  • Financial Aids to Support College Tuition Fees

    870 Words  | 2 Pages

    Today students do not have the money for their tuition. Tuition goes up every year. Also the fees such as student or orientation fees went up as well. Students shouldn’t be in debt for their education. Students should be able to have a good education so they coul...

    Read More

  • Negative Effect On College Debt

    915 Words  | 2 Pages

    When starting college every student must make a very important decision. Whether if they want to get financial aid or to pay the money up front. Having college debt will not only ruin their credit, but he or she may also have to pay off their tuition for the rest of their life. Research says, “According to the College Board, which tracks students’ financing of higher education, undergraduate students in 2013 through 2014 borrowed in the aggregate nearly $63 billion and received $33.7 billion in Pell grants.” By this quote from “Debt, Merit, and Equity in Higher Education Access” it clearly shows the effects College Debt has on their society, but also on their educational future. Every paycheck they receive, a small portion goes toward paying

    Read More

  • Essay On College Student Debt

    1222 Words  | 3 Pages

    College debt is a universally known issue that remains one of society’s largest burdens today. Over the past ten years, high school students and graduates realized that they must seek a higher education in order to find a job that keeps food on the table. Attending a college or university is practically required in order to succeed in life today. Millions of people seek a higher education to pursue a degree, graduate, and acquire a quality job that supports their everyday needs. It often means a lot of money to pursue and earn a degree nowadays. What they don’t realize, is that paying their tuition and housing deposits is essentially signing a contract, costing them thousands of dollars in the near future and leading them down the dark path

    Read More

  • College Debt Is Crushing a Generation of Students

    1401 Words  | 3 Pages

    The cost of college tuition continues to increase each year. If this keeps increasing the way it has been, students will be indebted the rest of their life. Author of “The Looming Student Loan Crisis”, Jackson Toby states that student loans have increased along with the increase of tuition costs. In 2004, the average unpaid student debt was approximately $18,650...

    Read More

  • Stakeholders In Healthcare

    1108 Words  | 3 Pages

    This is a difficult task when you have physicians who want to work unhindered. Hospitals want to provide as many services as possible to their community, and keep ahead of the competition. Yet, employers are complaining because of rising premiums. There is much work to be done in order for the payer to meet the needs of the patient, while holding costs down, and providing safe, quality care.

    Read More

  • Argumentative Essay On Student Debt

    669 Words  | 2 Pages

    How much is time worth? How much is your time worth? Is taking a loan then having to spend the next fifteen years paying it off worth your time. According to the studies by the foundation in personal finance, 70% of all American college graduates, graduate with student loans debt or some other kind of debt. There is many reasons why people graduate with debt.

    Read More

  • Argumentative Essay On Student Loans

    745 Words  | 2 Pages

    “Student loans can turn what should be a blessing—an education—into a burden” (Dave Ramsey). Student loans can cause many graduating students to feel lost and helpless because they have so much debt after graduating. Because of student loans, college students think they can just get through college and pay the loans off easily after they graduate since they will be making money. However, sometimes it isn’t that easy. You can graduate college without taking out one single loan!

    Read More

  • Becoming a Pediatrician

    1209 Words  | 3 Pages

    • Hibma, Pierce. “Real life example of medical school debt” KevinMD.com. 2013. Web. January 28, 2014.

    Read More

More about Argumentative Essay On Student Debt

Open Document