Department of Education is Not a Charity

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The current system of providing federally funded financial aid to students is in jeopardy. The programs debt level is rapidly increasing, and there seems that to be no end in sight. As the price of tuition continues to rise; so does the number of loan applications. Each year, twenty million people will attend college, and of these individuals, twelve million will borrow money to cover their costs (Lanza). These individuals come from a wide range of backgrounds, and have multiple options that they can pursue to finance their college career. The most popular, the federal government, makes two basic distinctions among it’s applicants. There are applicants who financially need a loan, and there are those who do not. It does not matter what the individual plans to study, and whether or not their career of choice will provide them with the income to pay their debts. The government must change this, and begin a program requiring students to enter fields of studies that will statistically have a higher likelihood of leading to financially independent careers. This is the easiest, and could possibly be the best answer to lowering the amount of long term debt held by the federal government.
There is approximately one trillion dollars in total outstanding student loan debt, and 665 Billion of which is federal debt. (Kantrowitz). It is important to understand what one trillion dollars in terms of money really is. According to Time Magazine, one trillion dollars in stacked one dollar bills would reach more than a quarter of the way to the moon (Kiviat)! Now with that in mind, approaching this takes on a completely different feel. This problem is not improving either, according to statistics published in 2010, the total debt was in...

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...N.p., n.d. Web. 12 Dec. 2013.
Julian, Tiffany. "Work-Life Earnings by Field of Degree and Occupation for People With a Bachelor’s Degree: 2011." American Community Survey Briefs. N.p., 12 Oct. 2012. Web. 11 Dec. 2013.
Kantrowitz, Mark. "FinAid | About FinAid." FinAid | About FinAid. N.p., n.d. Web. 13 Dec. 2013.
Kiviat. "Business & Money." TIME.com. N.p., n.d. Web. 13 Dec. 2013.
Lanza. "Student Loan Debt Statistics." - American Student Assistance. N.p., n.d. Web. 12 Dec. 2013.
Mahapatra. "Earnings By Major And Occupation: New Data From The US Census Bureau [CHART]." International Business Times. N.p., n.d. Web. 13 Dec. 2013.
O'SHAUGHNESSY. "25 College Majors with Lowest Unemployment Rates." CBSNews. CBS Interactive, n.d. Web. 13 Dec. 2013.
O'SHAUGHNESSY. "25 College Majors with the Highest Unemployment Rates." CBSNews. CBS Interactive, n.d. Web. 13 Dec. 2013.

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