Comparing Medicaid in Michigan and Indiana

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Recommended: Expanding Medicaid under the Affordable Care Act

Introduction

Eligibility for Medicaid programs in Michigan is based on either income only or income and assets. In addition, many of the programs available have age restrictions and/or require applicants to have certain health conditions (e.g. pregnancy). Eligibility requirements for Medicaid in Indiana are similar to those of Michigan. The two programs, however, do contrast in three substantial ways. Two out of three of these ways indicates that Indiana has the better program.

Michigan’s Eligibility Criteria for Medicaid

Traditional Medicaid is available, in Michigan, to adults that are taking care of a dependant child(ren), are on Supplemental Security income (SSI), aged, blind, disabled and those diagnosed with a permanent disability or that were blind before the age of 22 (MDCH, 2014). Many of these categories include an income and asset test (MDCH, 2014). There is also a program called the Adult Medical Program that provides limited services to childless adults that do not qualify for Medicaid (MDCH, 2014). There is an income and asset test for this program as well.
Michigan also has a Medicaid program that is available to all low-income adults that are permanent residents of Michigan. This Medicaid program is subject to an income and asset test (MDCH, 2014). If the person does not pass the income and asset test, they may still qualify but will have to pay a deductible before benefits would start (MDCH, 2014). This is called the Medicaid “Spend-down” Program (MDCH, 2014).
Another of Michigan's Medicaid programs is called Healthy Kids and is for low-income children under 19 years of age and pregnant women (MDCH, 2014). There is no monthly premium for this and there is only an income test (MDCH, 2014). The benefits of ...

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...led individuals and increase health care support for disabled persons. Taken as a whole, both programs are comparable with only three contrasting factors. Income limits, available programs for adults and varying amounts of programs designed to benefit disabled persons. However, with the recent induction of the Patient Protection and Affordable Care Act, it is reasonable to assume that many needed changes are coming to all states including Michigan and Indiana. In a few years, the programs for both states will probably look very different.

Works Cited

FSSA (2010). Indiana Medicaid for Members. Am I Eligible? Retrieved and viewed on February 11, 2014 from: http://member.indianamedicaid.com/am-i-eligible.aspx

MDCH (2014). Health Care Programs Eligibility. Retrieved and viewed on February 10, 2014 at http://www.michigan.gov/mdch/0,1607,7-132-2943_4860-35199--,00.html

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